Financials
- Fiscal year
- 2025
- Turnover
- €441,511
- Loss
- -€4,227
- Solvency
- 13.1%
Turnover▲ 27.5%
Net result
20242025
PH RENOV
ActiveSummary
The computed 12-month bankruptcy probability of PH RENOV is 7.5% (elevated). The 2025 annual accounts show equity of €4,762 and a net result of -€4,227. Its solvency ranks better than 20% of 8619 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of other non-residential buildings
NACE 41003NACE 41203
1 site
Size
€441,511turnover 2025
- Equity
- €4,762
- Loss
- -€4,227
Structure
Accounts 70 d early0 of 2 deeds read
Why 33- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 22-05-2026)Show the evidence
Checked score
Score 2025
33
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 23% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
38+1
equity 13.1% of total assets
Liquidity
4-21
short-term debt 86.9% · cash 1.7%
Profitability
46-22
return on assets -11.7%
Bankruptcy probability, 12 months
7.5%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 3.6%lowest value
05-2025: 3.7%▲ +2.3% vs 04-2025
06-2025: 3.7%▲ +1.8% vs 05-2025
07-2025: 3.6%▼ -2.8% vs 06-2025
08-2025: 4.8%▲ +32.2% vs 07-2025
09-2025: 4.8%● 0.0% vs 08-2025
10-2025: 5.0%▲ +3.8% vs 09-2025
11-2025: 5.0%● 0.0% vs 10-2025
12-2025: 4.8%▼ -2.9% vs 11-2025
01-2026: 4.8%▼ -1.0% vs 12-2025
02-2026: 5.0%▲ +5.4% vs 01-2026
03-2026: 5.3%▲ +5.9% vs 02-2026
04-2026: 6.0%▲ +12.0% vs 03-2026
05-2026: 7.1%▲ +18.3% vs 04-2026
06-2026: 7.5%▲ +6.5% vs 05-2026highest value
07-2026: 7.5%● 0.0% vs 06-2026highest value
08-2026: 7.5%● 0.0% vs 07-2026highest value
09-2026: 7.5%● 0.0% vs 08-2026highest value
10-2026: 7.5%● 0.0% vs 09-2026highest value
- Founded in 2024 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Figures for FY 2025 (filed 22-05-2026) lowers the probability
- 1 change of registered office in 24 months raises the probability
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.19 against 0.57 in 2024; short-term debt: 86.9% and cash: 1.7% of total assets), and 86.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 21%, liquidity 6%, profitability 27%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8619 sector peers (2025).
NBB · sector comparisonPosition among 8619 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
70 d early
2024
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 60 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 22-05-2026Annual accounts filed
- 12-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of other non-residential buildingsNACE 41003
- Founded
- 06-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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