Active BE 0792.655.195Private limited company

Valar

Loveldlaan 47 ·9880 Aalter, Belgium· 3 yrs active

Sector: Financial services (64210)

Conclusion Checked

Valar is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.99M and a net result of €2k. Its solvency ranks better than 34% of 673 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€2.99M
Net result	€2k
Better than sector	34%
Active	3 yrs

Snowflake analysis 5 axes · computed by Checked

53 / 100

Mixed profile: strong on stability, weaker on health.

Health 0

Profitability 52

Solvency 42

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview2 NBB filings

Annual accounts filed on 30-07-2025 with the NBB · fiscal year 2024 · volledig

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	27.6%	44.8%	better than 34% of 673 sector peers
Net result	€2k	€50k	better than 31% of 672 sector peers
Equity	€2.99M	€1.35M	better than 56% of 673 sector peers
Total assets	€10.82M	€5.63M	better than 60% of 673 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€2k

- -100% vs sector

Total assets

€10.82M

-0.4% -94% vs sector

Equity

€2.99M

+0.1% -97% vs sector

Debt

€7.83M

-0.6% -90% vs sector

Debt ≤ 1y

€7.69M

-2.4% -89% vs sector

Solvency

27.6%

+0.5% -48% vs sector

ROE

0.1%

- -100% vs sector

ROA

0.0%

- -100% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	n/a
EBITDA	n/a
Net profit	€2k
Cash flow	n/a
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€10.82M
Equity	€2.99M
Debt	€7.83M
of which ≤ 1y	€7.69M
of which > 1y	-
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	27.6%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	0.0%
ROE	0.1%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €3.19M · 29.5% Current assets €7.62M · 70.5%

Equity & liabilities

Equity €2.99M · 27.6% Debt €7.83M · 72.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€10.82M
Fixed assets	21/28	€3.19M
Formation expenses	20	€13k
Financial fixed assets	28	€3.19M
Current assets	29/58	€7.62M
Amounts receivable within one year	40/41	€456k
Cash & bank	54/58	€30k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€10.82M
Equity	10/15	€2.99M
Contributions / capital	10/11	€3.00M
Accumulated profits (losses)	14	€-9k
Amounts payable	17/49	€7.83M
Amounts payable within one year	42/48	€7.69M
Trade debts payable within one year	44	€6k
Income statement
Turnover	70	€18k
Operating result	9901	€-780
Financial income	75	€116k
Financial charges	65	€113k
Result before taxes	9903	€2k
Net result for the period	9904	€2k
Result to be appropriated	9905	€2k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Financial services(64210)
Legal form	Private limited company(610)
Incorporation	19-10-2022
Status	Active
Postal code	9880

Establishment units 1 location

Valar

Loveldlaan 47, 9880 AalterHoldings

since 20232.340.436.289

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44502C0595/00G000	Flanders	3.5 ha	1 · 586 m²	17.1 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

30-07-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

28-03-2025

State Gazette act Director changes

2024

09-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 1 year ago

2025

28-03-2025 Rebrochts Lenaerts appointed as statutory auditor Director changes

Rebrochts Lenaerts, Commissaris

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Landschapsverzorging81300

Primary activity highlighted.

Names & trade names

Legal nameNL

Valar

Registered office

Loveldlaan 47

9880 Aalter, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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