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VALALIM

Active Risk: not assessed
Public limited companyfounded 20233 yrs activeRue du Renard du Cazier 16, 6032 Charleroi, BelgiumKBO/BCE: BE 0804.326.572
Summary

VALALIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €294,583 and a net result of €36,018. Its solvency ranks better than 12% of 2444 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
24 d early
2024
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

VALALIM was incorporated on 27 July 2023 as a Public limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Equity
€294,583▲ 13.9%
2024 · €258,565
Net result
€36,018▼ 77.3%
2024 · €158,565
Total assets
€2.7m▼ 7.1%
2024 · €2.9m
Solvency
11.1%▲ 2.0pp
2024 · 9.0%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€311,149-€125,749▼ 59.6%
Net result€158,565within the sector's middle half-€36,018within the sector's middle half▼ 77.3%
Equity€258,565below the sector's middle half-€294,583below the sector's middle half▲ 13.9%
Total assets€2.9mwithin the sector's middle half-€2.7mwithin the sector's middle half▼ 7.1%
Debt€2.6m-€2.4m▼ 9.2%
Working capital-€214,721within the sector's middle half--€383,155within the sector's middle half▼ 78.4%
Solvency9.0%below the sector's middle half-11.1%below the sector's middle half▲ 2.0pp
Current ratio0.59within the sector's middle half-0.22below the sector's middle half▼ 0.37
Return on assets (ROA)5.5%within the sector's middle half-1.4%within the sector's middle half▼ 4.2pp
Staff (FTE)0.1below the sector's middle half-0below the sector's middle half▼ 100%
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2024: €311,149€311,149Net result 2024: €158,565€158,565Operating result 2025: €125,749€125,749Net result 2025: €36,018€36,01820242025€0€100,000€200,000€300,000Operating result 2024: €311,149€311,000Net result 2024: €158,565€159,000Operating result 2025: €125,749€126,000Net result 2025: €36,018€36,00020242025
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.7m
Fixed assets €2.6m =
Current assets €109,677 ▼ 65.0%
Equity and liabilities €2.7m
Equity €294,583 ▲ 13.9%
Debt €2.4m ▼ 9.2%
Debt's share of the balance-sheet total falls from 91.0% to 88.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
12.2%▼
2024 · 61.3%
Debt ≤ 1 year
€492,832▼
2024 · €527,921
Debt > 1 year
€1.9m▼
2024 · €2.1m
Income taxes
€9,397▼
2024 · €48,034
Staff costs
€151▼
2024 · €31,973
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.9m€2.7m▼
Fixed assets21/28€2.6m€2.6m=
Financial fixed assets28€2.6m€2.6m=
Current assets29/58€313,200€109,677▼
Amounts receivable within one year40/41€60,304€79,842▲
Trade receivables40€58,280€76,637▲
Other amounts receivable41€2,024€3,205▲
Cash at bank and in hand54/58€252,190€28,739▼
Deferred charges and accrued income490/1€706€1,096▲
Equity and liabilities
Total equity and liabilities10/49€2.9m€2.7m▼
Equity10/15€258,565€294,583▲
Contributions10/11€100,000€100,000=
Capital10€100,000€100,000=
Issued capital100€100,000€100,000=
Reserves13€158,565€194,583▲
Non-distributable reserves130/1€10,000€10,000=
Legal reserve130€10,000€10,000=
Distributable reserves133€148,565€184,583▲
Amounts payable17/49€2.6m€2.4m▼
Amounts payable after more than one year17€2.1m€1.9m▼
Financial debts170/4€1.9m€1.7m▼
Other amounts payable178/9€200,000€200,000=
Amounts payable within one year42/48€527,921€492,832▼
Current portion of amounts payable after more than one year42€196,129€203,911▲
Trade debts44€210€2,642▲
Suppliers440/4€210€2,642▲
Taxes, remuneration and social security45€52,496€10,772▼
Taxes450/3€52,496€10,772▼
Other amounts payable47/48€279,086€275,507▼
Accrued charges and deferred income492/3€542€0▼
Income statement Code20242025
Remuneration, social security and pensions62€31,973€151▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,351€0▼
Other operating charges640/8€938€515▼
Gross operating margin9900€345,411€126,415▼
Operating profit (loss)9901€311,149€125,749▼
Financial income75/76B-€45
Recurring financial income75-€45
Financial charges65/66B€104,550€80,379▼
Recurring financial charges65€104,550€80,379▼
Profit (loss) for the period before taxes9903€206,599€45,415▼
Income taxes67/77€48,034€9,397▼
Profit (loss) for the period9904€158,565€36,018▼
Profit (loss) for the period to be appropriated9905€158,565€36,018▼
Appropriation of the result
Profit (loss) to be appropriated9906€158,565€36,018▼
Transfer to equity691/2€158,565€36,018▼
To the legal reserve6920€10,000€0▼
To other reserves6921€148,565€36,018▼
Social balance
Average headcount (FTE)90870.10.0▼

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€31,973€151▼ 99.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,351€0▼ 100%
Other operating charges640/8€938€515▼ 45.1%
Gross operating margin9900€345,411€126,415▼ 63.4%
Operating profit (loss)9901€311,149€125,749▼ 59.6%
Financial income75/76B-€45-
Recurring financial income75-€45-
Financial charges65/66B€104,550€80,379▼ 23.1%
Recurring financial charges65€104,550€80,379▼ 23.1%
Profit (loss) for the period before taxes9903€206,599€45,415▼ 78.0%
Income taxes67/77€48,034€9,397▼ 80.4%
Profit (loss) for the period9904€158,565€36,018▼ 77.3%
Profit (loss) for the period to be appropriated9905€158,565€36,018▼ 77.3%
Line20242025Change
Assets
Total assets20/58€2.9m€2.7m▼ 7.1%
Fixed assets21/28€2.6m€2.6m=
Financial fixed assets28€2.6m€2.6m=
Current assets29/58€313,200€109,677▼ 65.0%
Amounts receivable within one year40/41€60,304€79,842▲ 32.4%
Trade receivables40€58,280€76,637▲ 31.5%
Other amounts receivable41€2,024€3,205▲ 58.4%
Cash at bank and in hand54/58€252,190€28,739▼ 88.6%
Deferred charges and accrued income490/1€706€1,096▲ 55.2%
Equity and liabilities
Total equity and liabilities10/49€2.9m€2.7m▼ 7.1%
Equity10/15€258,565€294,583▲ 13.9%
Contributions10/11€100,000€100,000=
Capital10€100,000€100,000=
Issued capital100€100,000€100,000=
Reserves13€158,565€194,583▲ 22.7%
Non-distributable reserves130/1€10,000€10,000=
Legal reserve130€10,000€10,000=
Distributable reserves133€148,565€184,583▲ 24.2%
Amounts payable17/49€2.6m€2.4m▼ 9.2%
Amounts payable after more than one year17€2.1m€1.9m▼ 9.8%
Financial debts170/4€1.9m€1.7m▼ 10.9%
Other amounts payable178/9€200,000€200,000=
Amounts payable within one year42/48€527,921€492,832▼ 6.6%
Current portion of amounts payable after more than one year42€196,129€203,911▲ 4.0%
Trade debts44€210€2,642▲ 1,160%
Suppliers440/4€210€2,642▲ 1,160%
Taxes, remuneration and social security45€52,496€10,772▼ 79.5%
Taxes450/3€52,496€10,772▼ 79.5%
Other amounts payable47/48€279,086€275,507▼ 1.3%
Accrued charges and deferred income492/3€542€0▼ 100%
Line20242025Change
Profit (loss) for the period9904€158,565€36,018▼ 77.3%
+ Depreciation and write-downs630€1,351€0▼ 100%
Operating cash flow (approximation)€159,916€36,018▼ 77.5%
Investment in fixed assets (approximation)-€0-
Change in cash--€223,451-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
388 m²
Building footprint
64 m²
Volume, LiDAR
600 m³
Parcel 52352B0264/00B004, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
VALALIM
Rue du Renard du Cazier 16, 6032 CharleroiBusiness consulting
since 20232.347.677.835
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52352B0264/00B004 Wallonia 388 m² 1 · 64 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of VALALIM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,728 companies in sector 64210 we hold annual accounts for 19,800. 13,766 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded27-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804326572
Also 9925:BE0804326572
Registered 11-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.