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Jefs

Active
Private limited companyfounded 201511 yrs activeNijverheidsstraat 45, 2570 Duffel, BelgiumKBO/BCE: BE 0612.987.144

Jefs is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €295k and a net result of €26k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 7974 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
14 d early
2023
15 d early
2022
16 d early
2021
10 d early
2020
16 d early
2019
15 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€295k▲ 9.5%
2024 · €269k
2018: €121k 2019: €139k 2020: €157k 2021: €176k 2022: €240k 2023: €254k 2024: €269k
2018 → 2025
Net result
€26k▲ 50.5%
2024 · €17k
2018: €20k 2019: €20k 2020: €20k 2021: €21k 2022: €66k 2023: €16k 2024: €17k
2018 → 2025
Total assets
€601k▼ 0.8%
2024 · €606k
2018: €926k 2019: €896k 2020: €826k 2021: €792k 2022: €875k 2023: €658k 2024: €606k
2018 → 2025
Solvency
49.1%▲ 4.6pp
2024 · 44.4%
2018: 13.1% 2019: 15.5% 2020: 19.0% 2021: 22.3% 2022: 27.4% 2023: 38.6% 2024: 44.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€176k-€240k▲ 36.1%€254k▲ 6.0%€269k▲ 5.9%€295k▲ 9.5%
Operating result€35k-€95k▲ 172%€30k▼ 68.2%€29k▼ 4.9%€41k▲ 42.3%
Net result€21k-€66k▲ 209%€16k▼ 74.9%€17k▲ 2.9%€26k▲ 50.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €35k€35kNet result 2021: €21k€21kOperating result 2022: €95k€95kNet result 2022: €66k€66kOperating result 2023: €30k€30kNet result 2023: €16k€16kOperating result 2024: €29k€29kNet result 2024: €17k€17kOperating result 2025: €41k€41kNet result 2025: €26k€26k20212022202320242025
The operating result recovers in 2025; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €601k
Fixed assets €447k▼ 8.5%
Current assets €153k▲ 31.5%
Equity and liabilities €601k
Equity €295k▲ 9.5%
Debt €306k▼ 9.1%
The debt ratio falls from 55.6% to 50.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
49.1%
2024 · 44.4%
ROE
8.7%
2024 · 6.3%
ROA
4.2%
2024 · 2.8%
Debt
€306k
2024 · €337k
Debt ≤ 1 year
€155k
2024 · €161k
Debt > 1 year
€146k
2024 · €173k
Income taxes
€10k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€606k€601k
Fixed assets21/28€489k€447k
Tangible fixed assets22/27€489k€447k
Land and buildings22€467k€426k
Plant, machinery and equipment23€21k€21k
Furniture and vehicles24€1k€898
Current assets29/58€117k€153k
Stocks and contracts in progress3€4k€37k
Stocks30/36€4k€37k
Amounts receivable within one year40/41€67k€48k
Trade receivables40€63k€48k
Other amounts receivable41€4k-
Cash at bank and in hand54/58€44k€67k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€606k€601k
Equity10/15€269k€295k
Contributions10/11€19k€19k=
Reserves13€251k€276k
Distributable reserves133€251k€276k
Amounts payable17/49€337k€306k
Amounts payable after more than one year17€173k€146k
Financial debts170/4€173k€146k
Amounts payable within one year42/48€161k€155k
Current portion of amounts payable after more than one year42€26k€26k
Trade debts44€4k€3k
Suppliers440/4€4k€3k
Advances received on contracts in progress46€11k€1k
Taxes, remuneration and social security45€6k€12k
Taxes450/3€6k€12k
Other amounts payable47/48€114k€113k
Accrued charges and deferred income492/3€2k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€47k
Other operating charges640/8€18k€19k
Gross operating margin9900€92k€107k
Operating profit (loss)9901€29k€41k
Financial charges65/66B€8k€6k
Recurring financial charges65€8k€6k
Profit (loss) for the period before taxes9903€21k€35k
Income taxes67/77€4k€10k
Profit (loss) for the period9904€17k€26k
Profit (loss) for the period to be appropriated9905€17k€26k
Appropriation of the result
Profit (loss) to be appropriated9906€17k€26k
Transfer to equity691/2€15k€26k
To the legal reserve6920€15k€26k
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
25-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
15-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Weakest financial yearnet €16k ▼74.9%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
14-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Highest result since 2018net €66k ▲209%
Operating result €95k, net result €66k, both a record.
30-09
Financial Equity above €200kEq €240k ▲36.1%
5 profitable years in a row build equity to €240k.
20-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
14-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Equity above €150kEq €157k ▲12.9%
3 profitable years in a row build equity to €157k.
15-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
15-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
13-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidsstraat 452570 Duffel
Ground area
2,407 m²
Building footprint
1,363 m²
Volume, LiDAR
108 m³
Parcel 12302B0229/00R000, Flanders · tallest building 5.7 m. Linked by address, not a title deed.
1 establishment unit
Jefs
Nijverheidsstraat 45, 2570 DuffelNACE 4511201
since 20152.240.584.291
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12302B0229/00R000 Flanders 2,407 m² 1 · 1,363 m² 5.7 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 2 entries · 3,195 EUR awarded · 3,195 EUR paid
Year Entries awardedpaid
2025 2 3,195 EUR3,195 EUR
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
1 entry · 3,090 EUR · 3,090 EUR paid · Vlaams Energie- en Klimaatagentschap
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 105 EUR · 105 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,707 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-03-2015
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.