VAGO CONSULTING
ActiveVAGO CONSULTING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €71k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▼-11
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 2.67 in 2024; short-term debt: 40.3% and cash: 39.5% of total assets), but 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
107.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
30 d early
2023
22 d early
2022
4 d early
2021
13 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 62.5%
2024 · €80k
2018: €55k
2019: €20k
2020: €-4k
2021: €23k
2022: €65k
2023: €87k
2024: €80k
2018 → 2025
Total assets
€66k▼ 53.5%
2024 · €143k
2018: €93k
2019: €118k
2020: €31k
2021: €57k
2022: €156k
2023: €171k
2024: €143k
2018 → 2025
Net result
€71k▲ 16.3%
2024 · €61k
2018: €14k
2019: €50k
2020: €-24k
2021: €27k
2022: €42k
2023: €64k
2024: €61k
2018 → 2025
Working capital
€17k▼ 74.7%
2024 · €66k
2018: €44k
2019: €12k
2020: €-8k
2021: €22k
2022: €49k
2023: €71k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€65k▲ 185%€87k▲ 34.4%€80k▼ 8.2%€30k▼ 62.5%
Operating result€30k-€55k▲ 82.4%€82k▲ 49.9%€79k▼ 4.3%€91k▲ 15.3%
Net result€27k-€42k▲ 57.8%€64k▲ 53.0%€61k▼ 4.7%€71k▲ 16.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€23k▼ 37.9%
Current assets
€43k▼ 58.9%
Equity and liabilities €66k
Equity
€30k▼ 62.5%
Debt
€36k▼ 42.1%
The debt ratio rises from 43.9% to 54.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€105k▲
2024 · €93k
Cash flow
€85k▲
2024 · €76k
Solvency
45.3%▼
2024 · 56.1%
Current ratio
1.63▼
2024 · 2.67
Quick ratio
1.63▼
2024 · 2.67
Debt / equity
1.21▲
2024 · 0.78
ROE
237.8%▲
2024 · 76.8%
ROA
107.6%▲
2024 · 43.0%
Interest coverage
87.66▲
2024 · 58.57
Debt
€36k▼
2024 · €63k
Debt ≤ 1 year
€27k▼
2024 · €40k
Debt > 1 year
€10k▼
2024 · €23k
Income taxes
€18k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€66k▼
Fixed assets21/28€37k€23k▼
Tangible fixed assets22/27€37k€23k▼
Furniture and vehicles24€37k€23k▼
Current assets29/58€106k€43k▼
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€14k€17k▲
Other amounts receivable41€4k€104▼
Cash at bank and in hand54/58€88k€26k▼
Equity and liabilities
Total equity and liabilities10/49€143k€66k▼
Equity10/15€80k€30k▼
Contributions10/11€19k€19k=
Reserves13€61k€11k▼
Distributable reserves133€61k€11k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€63k€36k▼
Amounts payable after more than one year17€23k€10k▼
Financial debts170/4€23k€10k▼
Amounts payable within one year42/48€40k€27k▼
Current portion of amounts payable after more than one year42€11k€12k▲
Trade debts44€1k€245▼
Suppliers440/4€1k€245▼
Taxes, remuneration and social security45€26k€12k▼
Taxes450/3€24k€10k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€1k€2k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€770€724▼
Gross operating margin9900€94k€106k▲
Operating profit (loss)9901€79k€91k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€77k€90k▲
Income taxes67/77€16k€18k▲
Profit (loss) for the period9904€61k€71k▲
Profit (loss) for the period to be appropriated9905€61k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€71k▲
Transfer from equity791/2€69k€61k▼
Transfer to equity691/2€61k€11k▼
To other reserves6921€61k€11k▼
Profit to be distributed694/7€69k€121k▲
Return on contributions (dividend)694€69k€121k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €71k ▲16.3%
Operating result €91k, net result €71k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.66
Current ratio from 0.76 to 1.66; short-term debt falls from €35k to €34k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-24k ▼148%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vazallaan 72180 AntwerpenGround area
400 m²
Building footprint
105 m²
Volume, LiDAR
595 m³
Parcel 11363E0089/00Y000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAGO CONSULTING
since 20162.254.263.667
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11363E0089/00Y000 | Flanders | 400 m² | 1 · 105 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 34,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.