Sky-Clear
ActiveSky-Clear has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €68k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 41% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.34 in 2024; short-term debt: 55.3% and cash: 36.3% of total assets), and 55.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.7%
Return on assets
113.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
42 d early
2023
13 d early
2022
31 d early
2021
24 d late
2020
25 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€27k▼ 52.2%
2024 · €56k
2018: €22k
2019: €-31k
2020: €-73k
2021: €-58k
2022: €29k
2023: €-18k
2024: €56k
2018 → 2025
Total assets
€60k▼ 44.2%
2024 · €108k
2018: €58k
2019: €79k
2020: €79k
2021: €89k
2022: €91k
2023: €50k
2024: €108k
2018 → 2025
Net result
€68k▼ 8.1%
2024 · €74k
2018: €3k
2019: €-53k
2020: €-53k
2021: €15k
2022: €101k
2023: €-47k
2024: €74k
2018 → 2025
Working capital
€11k▼ 37.0%
2024 · €18k
2018: €20k
2019: €11k
2020: €2k
2021: €-29k
2022: €8k
2023: €-31k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-58k-€29k€-18k€56k€27k▼ 52.2%
Operating result€16k-€110k▲ 580%€-47k€77k€88k▲ 14.8%
Net result€15k-€101k▲ 571%€-47k€74k€68k▼ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€16k▼ 59.1%
Current assets
€44k▼ 35.9%
Equity and liabilities €60k
Equity
€27k▼ 52.2%
Debt
€33k▼ 35.5%
The debt ratio rises from 47.8% to 55.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€110k▲
2024 · €90k
Cash flow
€91k▲
2024 · €88k
Solvency
44.7%▼
2024 · 52.2%
Current ratio
1.34▼
2024 · 1.34
Quick ratio
1.34▼
2024 · 1.34
Debt / equity
1.24▲
2024 · 0.92
ROE
254.3%▲
2024 · 132.4%
ROA
113.7%▲
2024 · 69.1%
Interest coverage
1567.53▲
2024 · 396.35
Debt
€33k▼
2024 · €51k
Debt ≤ 1 year
€33k▼
2024 · €51k
Income taxes
€20k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€60k▼
Fixed assets21/28€38k€16k▼
Tangible fixed assets22/27€38k€16k▼
Furniture and vehicles24€32k€11k▼
Other tangible fixed assets26€7k€5k▼
Current assets29/58€69k€44k▼
Amounts receivable within one year40/41€20k€16k▼
Trade receivables40€0€14k▲
Other amounts receivable41€20k€2k▼
Current investments50/53€5k€5k▲
Cash at bank and in hand54/58€41k€22k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€108k€60k▼
Equity10/15€56k€27k▼
Contributions10/11€19k€19k=
Reserves13€150€150=
Distributable reserves133€150€150=
Profit (loss) carried forward14€37k€8k▼
Amounts payable17/49€51k€33k▼
Amounts payable within one year42/48€51k€33k▼
Trade debts44€8k€23k▲
Suppliers440/4€8k€23k▲
Taxes, remuneration and social security45€36k€8k▼
Taxes450/3€13k€8k▼
Remuneration and social security454/9€23k€0▼
Other amounts payable47/48€8k€2k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€22k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A-€446
Gross operating margin9900€93k€113k▲
Operating profit (loss)9901€77k€88k▲
Financial income75/76B€6k€427▼
Recurring financial income75€121€427▲
Non-recurring financial income76B€6k€0▼
Financial charges65/66B€227€70▼
Recurring financial charges65€227€70▼
Profit (loss) for the period before taxes9903€83k€88k▲
Income taxes67/77€8k€20k▲
Profit (loss) for the period9904€74k€68k▼
Profit (loss) for the period to be appropriated9905€74k€68k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€106k▲
Profit (loss) brought forward from the previous period14P€-37k€37k▲
Profit to be distributed694/7-€97k
Return on contributions (dividend)694-€97k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.34
Current ratio from 0.53 to 1.34; short-term debt falls from €67k to €51k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €101k ▲571%
Operating result €110k, net result €101k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Louvranges, Dion-V. 471325 Chaumont-GistouxGround area
1,767 m²
Building footprint
125 m²
Volume, LiDAR
820 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sky-Clear
since 20172.264.945.644
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0071/00C006 | Wallonia | 1,054 m² | - | - |
| 25025C0062/00L002 | Wallonia | 714 m² | 1 · 125 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 33,496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:philippe@sky-clear.biz
Phone:0487/691188