Equity
€1.4m from €4.5m in 2022
Equity fell by 69% in 3 years.
VAARTKOM SLUIS
Lifetime
14 annual accounts with figures on one time axispeak €4.8m (2022)
€2.3m▲ 20.2%
lowest -€39,613 (2019)
€1.8m▲ 19.1%
peak €4.5m (2022)
€1.4m▼ 16.4%
€3.1m▼ 23.4%
Board4 names since 2017
4 directorsHIJane and 3 others
Owners
99.96%VIRIX
Documentsfilings and deeds
19-06-202642 days before the deadline
2025financial year
Gross margin from €1.9m to €2.3m1 director appointed, 3 reappointments 30-10Dividend €2.0mEquity from €1.6m to €1.4mDebts from €4.1m to €3.1m
Key points
from the 2025 annual accountsTurnover
≈ €2.9m estimated
The accounts state no turnover.
Filings
14 annual accounts since 2012
The last five annual accounts were filed 37 to 90 days before the end of the period.
At the same address
11 companies
Board
1 joined · 1 left
Board changed. Latest change 01-04-2026 · 3 in office.
Position in the sector
€1.8m
Higher net result than 95% of companies in real estate. Sector median €20,526 · 5,817 companies.
Checked score
87
Excellent
Financially stronger than 45% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.2%▼ -0.2 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 1.51, cash €4,909
No registered site in the KBO
lowers risk
Size: total assets €4.5m
Figures for financial year 2025 (filed on 19-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 51% of them on solvency, 12% on liquidity, 99% on profitability and 18% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as VAARTKOM SLUIS has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of VAARTKOM SLUIS itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for VAARTKOM SLUIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.51 (1.49 in 2024), above the usual 1.5. Short-term debt is 66.1% and cash 0.1% of total assets. However, 69.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
37 days early
2023
54 days early
2022
90 days early
2021
48 days early
2020
72 days early
2019
85 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
New managing director
HIJane BV appointed, Ingrid Haenen resigned · Permanent representative: Ingrid Haenen · General meeting of 01-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0841436792
1 director appointed, 3 reappointments
Reappointments: Vic Haenen, Ingrid Haenen and Wim Ballegeer · Change of role: Vic Haenen, from director to managing director · Appointment: Ingrid Haenen (managing director) · General meeting of 09-06-2025 · Gazette deed
Purpose change · Amendment of the articles · Resignations & appointments
“Het opmaken van studies en voorstellen omtrent de ontwikkeling van vastgoedprojecten; Daartoe alle…” (deed in Dutch) · General meeting of 04-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VAARTKOM SLUIS Kontich | €4.5m | €2.3m | 30.5% | - |
| WONINGBOUW CLAESSEN Herentals | €4.9m | €3.0m | 79.1% | 20.4 |
| MeHa Westerlo | €4.6m | €1.3m | 20.9% | 8.5 |
| LUDO VAN CALSTER Hoogstraten | €6.1m | €1.5m | 70.6% | 0 |
| TMB projects Putte | €2.9m | €1.3m | 61.8% | - |
| KMO-INVEST Lommel | €4.8m | €1.3m | 41.0% | - |
| LOSHOP Ghent | €4.2m | €1.2m | 26.7% | - |
These companies have the same main activity as VAARTKOM SLUIS: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €2.9m and €6.1m, founded between 2007 and 2013.
Official details
Source: KBO- Status
- Active since 29-11-2011Normal situation
- Registered office
- 14 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 4 others
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Annual accounts 2025
- €4.5m▼ 21.4%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Companies linked to VAARTKOM SLUIS
Parent and group
Insights on VAARTKOM SLUIS
VAARTKOM SLUIS has existed since 2011. The gross margin fell from €4.8m in 2022 to €969,825 in 2023.
VIRIX holds all the shares. In May 2026, the Official Gazette published the appointment of HIJane as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VAARTKOM SLUIS
- What is the company number of VAARTKOM SLUIS?
- The company number of VAARTKOM SLUIS is 0841.436.792. The VAT number is the same number with BE in front: BE 0841.436.792.
- Where is VAARTKOM SLUIS based?
- The registered office is at Keizershoek 350 A, 2550 Kontich.Company details
- What does VAARTKOM SLUIS do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of VAARTKOM SLUIS?
- VAARTKOM SLUIS is a public limited company (NV).
- When was VAARTKOM SLUIS founded?
- VAARTKOM SLUIS was founded on 29-11-2011.
- Is VAARTKOM SLUIS still active?
- Yes, VAARTKOM SLUIS is an active enterprise in the KBO register.
- What is the turnover of VAARTKOM SLUIS?
- The turnover in financial year 2025 is ≈ €2.9m. This figure is estimated from the gross margin of €2.3m and 40 comparable companies (NACE 681). It probably lies between €2.3m and €6.2m.Financials
- Is VAARTKOM SLUIS profitable?
- In financial year 2025, VAARTKOM SLUIS made a profit of €1.8m.
- Where can I find the annual accounts of VAARTKOM SLUIS?
- VAARTKOM SLUIS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VAARTKOM SLUIS due?
- VAARTKOM SLUIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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