LOSHOP
ActiveSummary
LOSHOP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.12M and a net result of €115k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 45% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33=
Solvency52▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.31 in 2024; short-term debt: 39.8% and cash: 4.6% of total assets), and 73.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
2.7%
Age of the figures
18 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
on the day
2023
on the day
2022
21 d early
2021
17 d late
2020
26 d late
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
History
Financials · fiscal year 2025, abbreviated schema
Turnover
€25k▼ 16.6%
2021 · €30k
EBIT margin
3735.5%▲ 1606.0pp
2021 · 2129.5%
Net result
€115k▲ 9.3%
2024 · €105k
Working capital
€-1.05M▲ 16.8%
2024 · €-1.26M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€30k€25k▼ 16.6%
Operating result€649k▼ 21.4%€949k▲ 46.3%€931k▼ 1.9%€946k▲ 1.6%€1.01M▲ 6.9%
Net result€71k▼ 17.4%€106k▲ 48.0%€107k▲ 1.1%€105k▼ 1.5%€115k▲ 9.3%
EBIT margin2129.5%3735.5%▲ 1606.0pp
Equity€683k▲ 11.7%€789k▲ 15.5%€896k▲ 13.5%€1.00M▲ 11.7%€1.12M▲ 11.5%
Total assets€3.86M▼ 8.4%€3.92M▲ 1.6%€4.01M▲ 2.2%€4.20M▲ 4.8%€4.18M▼ 0.4%
Debt€3.18M▼ 11.8%€3.13M▼ 1.4%€3.10M▼ 1.2%€3.18M▲ 2.8%€3.05M▼ 4.1%
Working capital€-1.75M▲ 9.0%€-1.54M▲ 11.9%€-1.41M▲ 8.7%€-1.26M▲ 10.7%€-1.05M▲ 16.8%
Staff (FTE)00
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.18M
Fixed assets
€3.56M ▼ 2.1%
Current assets
€620k ▲ 10.9%
Equity and liabilities €4.18M
Equity
€1.12M ▲ 11.5%
Provisions
€14k ▼ 6.8%
Debt
€3.05M ▼ 4.1%
Debt's share of the balance-sheet total falls from 75.8% to 73.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.11M▲
2024 · €1.04M
Cash flow
€213k▲
2024 · €202k
Current ratio
0.37▲
2024 · 0.31
Debt to equity
2.74▼
2024 · 3.18
ROE
10.3%▼
2024 · 10.5%
ROA
2.7%▲
2024 · 2.5%
Interest coverage
1.27▼
2024 · 1.29
Debt ≤ 1 year
€1.67M▼
2024 · €1.82M
Debt > 1 year
€1.35M=
2024 · €1.35M
Income taxes
€40k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €30k | €25k | - | - | - | - |
| Non-recurring operating income76A | - | - | €60k | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €38k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €89k | €89k | €90k | €97k | €98k | ▲ 1.6% |
| Other operating charges640/8 | - | €1k | €85k | €44k | €49k | ▲ 9.4% |
| Gross operating margin9900 | €889k | €1.04M | €1.11M | €1.09M | €1.16M | ▲ 6.5% |
| Operating profit (loss)9901 | €649k | €949k | €931k | €946k | €1.01M | ▲ 6.9% |
| Financial income75/76B | - | €2k | €388 | €8k | €14k | ▲ 72.6% |
| Recurring financial income75 | - | €2k | €388 | €8k | €14k | ▲ 72.6% |
| Financial charges65/66B | - | €809k | €792k | €811k | €871k | ▲ 7.5% |
| Recurring financial charges65 | €551k | €809k | €792k | €811k | €871k | ▲ 7.5% |
| Profit (loss) for the period before taxes9903 | €97k | €142k | €140k | €143k | €154k | ▲ 7.5% |
| Transfer from deferred taxes780 | - | - | €199 | €199 | €1k | ▲ 405% |
| Transfer to deferred taxes680 | - | - | €15k | €0 | - | - |
| Income taxes67/77 | €26k | €37k | €18k | €38k | €40k | ▲ 4.5% |
| Profit (loss) for the period9904 | €71k | €106k | €107k | €105k | €115k | ▲ 9.3% |
| Transfer from tax-exempt reserves789 | - | - | €596 | €596 | €3k | ▲ 405% |
| Transfer to tax-exempt reserves689 | - | - | €45k | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €71k | €106k | €62k | €106k | €118k | ▲ 11.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.86M | €3.92M | €4.01M | €4.20M | €4.18M | ▼ 0.4% |
| Fixed assets21/28 | €3.81M | €3.72M | €3.72M | €3.64M | €3.56M | ▼ 2.1% |
| Tangible fixed assets22/27 | €3.81M | €3.72M | €3.72M | €3.64M | €3.56M | ▼ 2.1% |
| Land and buildings22 | - | €3.72M | €3.62M | €3.53M | €3.56M | ▲ 1.0% |
| Plant, machinery and equipment23 | - | €291 | €102k | €111k | €0 | ▼ 100% |
| Current assets29/58 | €51k | €200k | €288k | €559k | €620k | ▲ 10.9% |
| Amounts receivable within one year40/41 | €2k | €20k | €112k | €379k | €425k | ▲ 12.1% |
| Trade receivables40 | - | €242 | €50k | €36k | €10k | ▼ 72.6% |
| Other amounts receivable41 | - | €19k | €62k | €343k | €415k | ▲ 21.0% |
| Cash at bank and in hand54/58 | €49k | €180k | €176k | €180k | €193k | ▲ 7.6% |
| Deferred charges and accrued income490/1 | - | - | - | - | €2k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.86M | €3.92M | €4.01M | €4.20M | €4.18M | ▼ 0.4% |
| Equity10/15 | €683k | €789k | €896k | €1.00M | €1.12M | ▲ 11.5% |
| Contributions10/11 | - | €50k | €50k | €50k | €50k | = |
| Reserves13 | €633k | €739k | €846k | €951k | €1.07M | ▲ 12.1% |
| Non-distributable reserves130/1 | - | €5k | €5k | €5k | €5k | = |
| Reserves not available under the articles1311 | - | €5k | €5k | €5k | €5k | = |
| Tax-exempt reserves132 | - | - | €45k | €44k | €41k | ▼ 6.8% |
| Distributable reserves133 | - | €734k | €796k | €902k | €1.02M | ▲ 13.1% |
| Provisions and deferred taxes16 | - | - | €15k | €15k | €14k | ▼ 6.8% |
| Deferred taxes168 | - | - | €15k | €15k | €14k | ▼ 6.8% |
| Amounts payable17/49 | €3.18M | €3.13M | €3.10M | €3.18M | €3.05M | ▼ 4.1% |
| Amounts payable after more than one year17 | €1.35M | €1.35M | €1.37M | €1.35M | €1.35M | = |
| Financial debts170/4 | - | €1.35M | €1.35M | €1.35M | €1.35M | = |
| Other amounts payable178/9 | - | - | €20k | €0 | - | - |
| Amounts payable within one year42/48 | €1.80M | €1.74M | €1.70M | €1.82M | €1.67M | ▼ 8.3% |
| Trade debts44 | €117k | €13k | €61k | €4k | €15k | ▲ 284% |
| Suppliers440/4 | - | €13k | €61k | €4k | €15k | ▲ 284% |
| Advances received on contracts in progress46 | - | €10k | €8k | €10k | €13k | ▲ 28.4% |
| Taxes, remuneration and social security45 | - | €243k | €233k | €286k | €258k | ▼ 10.1% |
| Taxes450/3 | - | €243k | €233k | €286k | €258k | ▼ 10.1% |
| Other amounts payable47/48 | - | €1.48M | €1.40M | €1.52M | €1.38M | ▼ 8.9% |
| Accrued charges and deferred income492/3 | - | €42k | €31k | €17k | €37k | ▲ 118% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71k | €106k | €107k | €105k | €115k | ▲ 9.3% |
| + Depreciation and write-downs630 | €89k | €89k | €90k | €97k | €98k | ▲ 1.6% |
| Operating cash flow (approximation) | €160k | €194k | €196k | €202k | €213k | ▲ 5.6% |
| Investment in fixed assets (approximation) | - | €0 | €-86k | €-17k | €-21k | ▼ 17.5% |
| Change in cash | - | €131k | €-4k | €3k | €14k | ▲ 352% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
31-03
Financial
Highest result since 2019net €115k ▲9.3%
Operating result €1.01M, net result €115k, both a record.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Equity above €1MEq €1.00M ▲11.7%
6 profitable years in a row build equity to €1.00M.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Ground area
3,879 m²
Building footprint
1,129 m²
Volume, LiDAR
20,388 m³
Parcel 44032A0472/00N003, Flanders · tallest building 49.1 m, ±2 floors. Linked by address, not a title deed.
28
companies at this address
See who is registered here
1 establishment unit
LoShop
since 20112.203.510.297
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0472/00N003 | Flanders | 3,879 m² | 1 · 1,129 m² | 49.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 3,781 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-07-2011
Fiscal year end31-03
Activities, NACEBEL 2025
68121Development of residential building projects
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.