Vaard
The computed 12-month bankruptcy probability of Vaard is 0.5% (very low). The 2024 annual accounts show equity of €119k and a net result of €38k. Equity is growing by ~42.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 7321 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €119k |
| Net result | €38k |
| Better than sector | 76% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 80.5% | 65.1% | |
| Net result | €38k | €32k | |
| Equity | €119k | €58k | |
| Gross operating margin | €53k | €52k | |
| Total assets | €148k | €103k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €52k |
| Net profit | €38k |
| Cash flow | €41k |
| Staff costs | - |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €148k |
| Equity | €119k |
| Debt | €29k |
| of which ≤ 1y | €26k |
| of which > 1y | - |
| Working capital | €116k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 5.49 |
| Quick ratio | 5.49 |
| Working capital ratio | 78.5% |
| Solvency | 80.5% |
| Debt / equity | 0.24 |
| Long-term debt ratio | - |
| Interest coverage | 42.73 |
| Gross margin | - |
| Net margin | - |
| ROA | 25.6% |
| ROE | 31.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €148k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €6k |
| Current assets | 29/58 | €142k |
| Amounts receivable within one year | 40/41 | €13k |
| Investments | 50/53 | €68k |
| Cash & bank | 54/58 | €50k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €148k |
| Equity | 10/15 | €119k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €116k |
| Amounts payable | 17/49 | €29k |
| Amounts payable within one year | 42/48 | €26k |
| Trade debts payable within one year | 44 | €312 |
| Income statement | ||
| Gross operating margin | 9900 | €53k |
| Operating result | 9901 | €49k |
| Financial income | 75 | €104 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €48k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €38k |
| Result to be appropriated | 9905 | €38k |
| NACE primary | Computer programming & consultancy(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 24-10-2021 |
| Status | Active |
| Postal code | 3010 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483D0135/00G000 | Flanders | 1,644 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
10-02-2026 Registered office moved from Schelle to Kessel-Lo
- Steenwinkelstraat 94, 2627 Schelle → Lange Lostraat 152, 3010 Kessel-Lo
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Kessel-Lo",
"region": "Vlaams Gewest",
"street": "Lange Lostraat",
"country": "BE",
"postcode": "3010",
"box_number": null,
"street_number": "152"
},
"old_address": {
"city": "Schelle",
"region": "Vlaams Gewest",
"street": "Steenwinkelstraat",
"country": "BE",
"postcode": "2627",
"box_number": null,
"street_number": "94"
},
"effective_date": "2025-12-27",
"evidence_quote": "1.De bestuurder beslist om de maatschappelijke zetel van de vennootschap te verplaatsen naar de Lange Lostraat 152 te 3010 Kessel-Lo, met ingang op 27 december 2025.."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0776.418.187",
"name_full": "VAARD",
"legal_form": "BV"
}
}23-07-2025 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": false,
"effective_date": "2025-07-15",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0776.418.187",
"name_full": "VAARD",
"legal_form": "BV"
},
"signature_regime": null,
"special_mandates": [
{
"quote": "Bijzondere volmacht met recht van indeplaatsstelling wordt verleend door de vergadering en voornoemde bestuurder aan Jeroen Aerts, met zetel gevestigd te 2840 Reet, Tulpenlaan 24, om in naam van de vennootschap alle documenten te ondertekenen, alle formaliteiten te vervullen en in het algemeen al het nodige te doen bij het Ondernemingsloket en/of de Kruispuntbank der ondernemingen en de diensten van de B.T.W. en het vervullen van alle andere formaliteiten bij alle andere administraties, zoals de belastingen en de R.S.Z, en het UBO-register.",
"holder_kbo": null,
"holder_name": "Jeroen Aerts",
"scope_categories": [
"KBO",
"tax",
"filing",
"publication"
],
"with_substitution": true
}
],
"governance_change": {
"admin_delegated_added": []
}
}27-10-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2627 Schelle, Steenwinkelstraat 94",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1990-01-16",
"name": "NIJS Frederik",
"niss": null,
"address": "2627 Schelle, Steenwinkelstraat 94"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "NIJS Frederik",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0776.418.187",
"name_full": "Vaard",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-10-20",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Vaard |