VA GESTION

Active

Private limited companyfounded 20214 yrs activeRoute de la Clouse 21, 4880 Aubel, BelgiumKBO/BCE: BE 0778.435.094

Summary

VA GESTION has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,981 and a net result of -€13,146. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 31% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

VA GESTIONActiveChecked score 90/100

Risk analysis Report Compare

Activity

Activities of lawyers

NACE 69101

1 site

Size

€42,630total assets 2025

Equity: €14,981
Loss: -€13,146

Turnover not published (abridged schema)

Financial health

90 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Accounts filed 6 d late0 of 1 deed read

Why 90- Loss of €13,146 (FY 2025)+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €42,630+ Figures for FY 2025 (filed 06-08-2026)Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Better than 23% of its sector peers (NACE 69, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 60-7

equity 35.1% of total assets

Liquidity 61-22

short-term debt 20.0% · cash 13.7%

Profitability 0-100

return on assets -30.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)

Last 12 months 11-2025: < 0.1% 12-2025: < 0.1%▼ -2.6% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +10.8% vs 02-2026 04-2026: < 0.1%▲ +2.4% vs 03-2026 05-2026: < 0.1%▲ +2.4% vs 04-2026 06-2026: < 0.1%▲ +2.3% vs 05-2026 07-2026: < 0.1%▲ +6.8% vs 06-2026 08-2026: 0.1%▲ +102% vs 07-2026highest value 09-2026: 0.1%▼ -23.2% vs 08-2026 10-2026: 0.1%▲ +4.1% vs 09-2026

Sector Legal and accounting activities (NACE 69) lowers the probability
Size: total assets €42,630 lowers the probability for this profile
Figures for FY 2025 (filed 06-08-2026) lowers the probability
Loss of €13,146 (FY 2025) raises the probability

Credit up to €1,000 at 30 days acceptable

Liquidity tight (current ratio 1.47 against 2.7 in 2024; short-term debt: 20% and cash: 13.7% of total assets), and 64.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 34%, liquidity 47%, profitability 1%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Legal and accounting activities (NACE 69)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €42,630

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2025 (filed 06-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Loss of €13,146 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

6 d late

2024

30 d late

2023

7 d early

2022

31 d late

2021

6 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

06-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Weakest financial yearnet -€13,146
30-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 5% on net resultsector median €37,570 · 14,010 companies -€13,146 View
Total assets 20255 fiscal years filed €42,630 View
Active since 2021founded 09-12-2021 4 years View