Financials
- Fiscal year
- 2025
- Total assets
- €49,216
- Loss
- -€538
- Solvency
- 32.8%
Total assets▲ 3.9%
Net result
20212025
FV-Law
ActiveSummary
FV-Law has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,161 and a net result of -€538. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Activities of lawyers
NACE 69101
1 site
How big
€49,216total assets 2025
- Equity
- €16,161
- Loss
- -€538
Turnover not published (abridged schema)
Who decides
Accounts filed 31 d late0 of 1 deed read
Why 90+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.29, cash €9,268+ Size: total assets €49,216+ Figures for FY 2025 (filed 31-08-2026)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 23% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
58-2
equity 32.8% of total assets
Liquidity
38-4
short-term debt 67.2% · cash 18.8%
Profitability
67-4
return on assets -1.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Liquidity: current ratio 1.29, cash €9,268 lowers the probability
- Size: total assets €49,216 lowers the probability for this profile
- Figures for FY 2025 (filed 31-08-2026) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.25 in 2024; short-term debt: 67.2% and cash: 18.8% of total assets), and 67.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 32%, liquidity 14%, profitability 16%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
on the day
2022
30 d late
2021
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €667
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 29-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of lawyersNACE 69101
- Founded
- 21-01-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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