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VA&G CONSTRUCT

Active
Private limited companyfounded 2013active for 13 yearsStrijdersstraat 3, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0535.689.527
Summary

VA&G CONSTRUCT has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,968 and a net result of -€797. Equity has been stable since 2018 (±2.4% per year). Its solvency ranks better than 95% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-06-2013 Normal situation
Activity
Other specialised construction activities NACE 43990and 1 other
Establishment unit
2.219.862.420 1082 Sint-Agatha-Berchem, since 13-06-2013
Financial year end
31 December
Peppol
Reachable

Board and ownership

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Turnover
€45,628
▼ 80.2%
Loss
€797
▼ 89.9%
Equity
€44,968
▼ 1.7%
Total assets
€47,123
▼ 1.6%
Score breakdownraises riskSize: turnover €45,628, total assets €47,123lowers riskLiquidity: current ratio 21.18, cash €9,563Founded in 2013Equity €44,968 (95.4% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.4% of total assets
Liquidity 75+17
short-term debt 4.6% · cash 20.3%
Profitability 58+43
return on assets -1.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.3%▲ +0.1 percentage points vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▲ +0.3 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.2 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.1%▲ +0.1 percentage points vs 02-2026 04-2026: 2.4%▲ +0.3 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.5%▼ -2.0 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.2%▼ -0.3 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 21.18 (20.36 in 2024), above the usual 1.5. Short-term debt is 4.6% and cash 20.3% of total assets. 4.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 74% on liquidity, 28% on profitability and 17% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: turnover €45,628, total assets €47,123
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 21.18, cash €9,563
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €44,968 (95.4% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€797
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
28 days early
2023
34 days early
2022
34 days early
2021
13 days early
2020
19 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€797 View
  • Caution: Turnover fell in 2025from €230,424 to €45,628 ▼ 80.2% View
  • Positive: Higher solvency than 95% of companies in specialised constructionsector median 46.7% · 34,954 companies 95.4% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed 2 directors appointed, 1 director resigningResignation: Prodan Serghei (director) · Appointments: Nicolae Badiceanu (director) and Sandu Constantin (director)
  2. · Gazette deed Registered office moved to Berchem-Sainte-AgatheNew seat: Rue des Combattants 3/ Et 2, 1082 Berchem-Sainte-Agathe · Resignation: CONDREA GHEORGHITA (director) · Appointment: PRODAN SERGHEI (director)
  3. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointments
All 18 events

Comparable companies

These companies have the same main activity as VA&G CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €36,400 and €65,700, founded between 2009 and 2015.

CompanyTotal assetsGross margin
VA&G CONSTRUCT Sint-Agatha-Berchem€47,123€2,480
RNV Mechelen€46,693€1,999
RENOVA FLOR Jette€47,610€2,988
SPEED WORK Brussel€65,720€2,578
CMB CONSTRUCT Brussel€36,446€2,946
RENOV PROJECT Ganshoren€59,777€2,599
NELLO INVEST COMPANY Etterbeek€46,906€1,727
Full comparison

Key facts about VA&G CONSTRUCT

What is the company number of VA&G CONSTRUCT?
The company number of VA&G CONSTRUCT is 0535.689.527. The VAT number is the same number with BE in front: BE 0535.689.527.
Where is VA&G CONSTRUCT based?
The registered office is at Strijdersstraat 3, 1082 Sint-Agatha-Berchem.Company details
What does VA&G CONSTRUCT do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of VA&G CONSTRUCT?
The legal form of VA&G CONSTRUCT is Private limited company (BV).
When was VA&G CONSTRUCT founded?
VA&G CONSTRUCT was founded on 13-06-2013.
Is VA&G CONSTRUCT still active?
Yes, VA&G CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of VA&G CONSTRUCT?
The turnover of VA&G CONSTRUCT was €45,628 in financial year 2025, according to the filed annual accounts.Financials
Is VA&G CONSTRUCT profitable?
In financial year 2025, VA&G CONSTRUCT made a loss of €797.
Where can I find the annual accounts of VA&G CONSTRUCT?
VA&G CONSTRUCT filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VA&G CONSTRUCT due?
VA&G CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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