RNV
ActiveSummary
RNV has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €355. Equity is shrinking by ~27.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 10% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability39▲+8
Solvency32▲+1
Growth42▲+3
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 7838 sector peers (2025).
NBB · sector comparisonPosition among 7838 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
3 d late
2023
76 d late
2022
30 d late
2021
148 d late
2020
1 d early
2019
360 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€35k▲ 16.4%
2024 · €30k
2018: €56k
2019: €111k▲ +97.2% vs 2018highest in 8 years
2020: €106k▼ -4.3% vs 2019
2021: €48k▼ -55.0% vs 2020
2022: €36k▼ -25.4% vs 2021
2023: €48k▲ +36.1% vs 2022
2024: €30k▼ -37.7% vs 2023lowest in 8 years
2025: €35k▲ +16.4% vs 2024
2018 → 2025
EBIT margin
1.0%▲ 5.5pp
2024 · -4.5%
2018: -2.3%
2019: -1.9%▲ +19.2% vs 2018
2020: -8.7%▼ -369% vs 2019lowest in 8 years
2021: -3.3%▲ +61.7% vs 2020
2022: -4.1%▼ -23.2% vs 2021
2023: 1.6%▲ +138% vs 2022highest in 8 years
2024: -4.5%▼ -389% vs 2023
2025: 1.0%▲ +122% vs 2024
2018 → 2025
Net result
€355
2024 · €-1k
2018: €-2k
2019: €-3k▼ -39.6% vs 2018
2020: €-10k▼ -281% vs 2019lowest in 8 years
2021: €-2k▲ +78.5% vs 2020
2022: €-2k▲ +6.2% vs 2021
2023: €607▲ +131% vs 2022highest in 8 years
2024: €-1k▼ -324% vs 2023
2025: €355▲ +126% vs 2024
2018 → 2025
Working capital
€25k▲ 1.4%
2024 · €25k
2018: €38khighest in 8 years
2019: €32k▼ -15.7% vs 2018
2020: €30k▼ -6.7% vs 2019
2021: €28k▼ -7.9% vs 2020
2022: €26k▼ -7.1% vs 2021
2023: €26k▲ +2.4% vs 2022
2024: €25k▼ -5.2% vs 2023lowest in 8 years
2025: €25k▲ +1.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€48k-€36k▼ 25.4%€48k▲ 36.1%€30k▼ 37.7%€35k▲ 16.4%
2021: €48k
2022: €36k▼ -25.4% vs 2021
2023: €48k▲ +36.1% vs 2022highest in 5 years
2024: €30k▼ -37.7% vs 2023lowest in 5 years
2025: €35k▲ +16.4% vs 2024
Equity€6k-€4k▼ 35.1%€4k▲ 16.7%€3k▼ 32.1%€3k▲ 12.3%
2021: €6khighest in 5 years
2022: €4k▼ -35.1% vs 2021
2023: €4k▲ +16.7% vs 2022
2024: €3k▼ -32.1% vs 2023lowest in 5 years
2025: €3k▲ +12.3% vs 2024
Operating result€-2k-€-1k▲ 8.1%€757€-1k€355
2021: €-2klowest in 5 years
2022: €-1k▲ +8.1% vs 2021
2023: €757▲ +152% vs 2022highest in 5 years
2024: €-1k▼ -280% vs 2023
2025: €355▲ +126% vs 2024
Net result€-2k-€-2k▲ 6.2%€607€-1k€355
2021: €-2klowest in 5 years
2022: €-2k▲ +6.2% vs 2021
2023: €607▲ +131% vs 2022highest in 5 years
2024: €-1k▼ -324% vs 2023
2025: €355▲ +126% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €355 after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€18k =
Current assets
€29k ▼ 6.8%
Equity and liabilities €47k
Equity
€3k ▲ 12.3%
Debt
€43k ▼ 5.4%
Debt's share of the balance-sheet total falls from 94.1% to 93.1%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
8.31▲
2024 · 5.21
Debt to equity
13.46▼
2024 · 15.98
ROE
11.0%▲
2024 · -47.3%
ROA
0.8%▲
2024 · -2.8%
Debt ≤ 1 year
€3k▼
2024 · €6k
Debt > 1 year
€40k=
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€49k€47k▼
Fixed assets21/28€18k€18k=
Tangible fixed assets22/27€18k€18k=
Plant, machinery and equipment23€14k€14k=
Furniture and vehicles24€4k€4k=
Current assets29/58€31k€29k▼
Amounts receivable within one year40/41€26k€25k▼
Trade receivables40€25k€23k▼
Other amounts receivable41€590€2k▲
Cash at bank and in hand54/58€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€49k€47k▼
Equity10/15€3k€3k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€-16k€-15k▲
Amounts payable17/49€46k€43k▼
Amounts payable after more than one year17€40k€40k=
Financial debts170/4€40k€40k=
Amounts payable within one year42/48€6k€3k▼
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Turnover70€30k€35k▲
Goods, raw materials, services and sundry goods60/61€30k-
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-27€2k▲
Operating profit (loss)9901€-1k€355▲
Profit (loss) for the period before taxes9903€-1k€355▲
Profit (loss) for the period9904€-1k€355▲
Profit (loss) for the period to be appropriated9905€-1k€355▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-15k▲
Profit (loss) brought forward from the previous period14P€-14k€-16k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €48k | €36k | €48k | €30k | €35k | ▲ 16.4% |
| Goods, raw materials, services and sundry goods60/61 | €48k | €36k | €44k | €30k | - | - |
| Other operating charges640/8 | €1k | €897 | €4k | €1k | €2k | ▲ 23.3% |
| Gross operating margin9900 | €-402 | €-565 | €4k | €-27 | €2k | ▲ 7,483% |
| Operating profit (loss)9901 | €-2k | €-1k | €757 | €-1k | €355 | ▲ 126% |
| Financial charges65/66B | €500 | €500 | €150 | - | - | - |
| Recurring financial charges65 | €500 | €500 | €150 | - | - | - |
| Profit (loss) for the period before taxes9903 | €-2k | €-2k | €607 | €-1k | €355 | ▲ 126% |
| Profit (loss) for the period9904 | €-2k | €-2k | €607 | €-1k | €355 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €-2k | €-2k | €607 | €-1k | €355 | ▲ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53k | €48k | €51k | €49k | €47k | ▼ 4.3% |
| Fixed assets21/28 | €18k | €18k | €18k | €18k | €18k | = |
| Tangible fixed assets22/27 | €18k | €18k | €18k | €18k | €18k | = |
| Plant, machinery and equipment23 | €14k | €14k | €14k | €14k | €14k | = |
| Furniture and vehicles24 | €4k | €4k | €4k | €4k | €4k | = |
| Current assets29/58 | €35k | €30k | €33k | €31k | €29k | ▼ 6.8% |
| Amounts receivable within one year40/41 | €32k | €26k | €29k | €26k | €25k | ▼ 3.1% |
| Trade receivables40 | €31k | €25k | €27k | €25k | €23k | ▼ 10.5% |
| Other amounts receivable41 | €663 | €2k | €2k | €590 | €2k | ▲ 310% |
| Cash at bank and in hand54/58 | €3k | €4k | €4k | €5k | €4k | ▼ 25.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53k | €48k | €51k | €49k | €47k | ▼ 4.3% |
| Equity10/15 | €6k | €4k | €4k | €3k | €3k | ▲ 12.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | - | €19k | €19k | = |
| Issued capital100 | €19k | €19k | - | €19k | €19k | = |
| Profit (loss) carried forward14 | €-13k | €-15k | €-14k | €-16k | €-15k | ▲ 2.3% |
| Amounts payable17/49 | €47k | €45k | €46k | €46k | €43k | ▼ 5.4% |
| Amounts payable after more than one year17 | €40k | €40k | €40k | €40k | €40k | = |
| Financial debts170/4 | €40k | €40k | €40k | €40k | €40k | = |
| Amounts payable within one year42/48 | €7k | €5k | €6k | €6k | €3k | ▼ 41.5% |
| Trade debts44 | €2k | €5 | €3k | €2k | €0 | ▼ 100% |
| Suppliers440/4 | €2k | €5 | €3k | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | €5k | €5k | €4k | €4k | €3k | ▼ 5.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-2k | €-2k | €607 | €-1k | €355 | ▲ 126% |
| Operating cash flow (approximation) | €-2k | €-2k | €607 | €-1k | €355 | ▲ 126% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1k | €-37 | €1k | €-1k | ▼ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Back to profitnet €355
Net result €355 after one loss-making year.
03-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 76 days late
2023
31-12
Financial
Back to profitnet €607
Net result €607 after 5 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
26-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 148 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
26-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 360 days late
2020
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2014
Ground area
102 m²
Parcel 12404F0647/02A005, Flanders. Linked by address, not a title deed.
1 establishment unit
RNV
since 20142.232.575.556
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0647/02A005 | Flanders | 102 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 1,971 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
41001General construction of residential buildings
43211General electrical installation work
43230Insulation installation
43320Joinery installation
43341Painting of buildings
43343Specialised construction activities
43910Bricklaying and masonry work
Contact
E-mail
vw_vincent@hotmail.com
Phone
0495364719
Scores and ratios are computed by Checked and are not a credit decision.