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V86

Active
Private limited companyfounded 20188 yrs activeKlaverstraat 1, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0696.903.131

V86 has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €66k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+52
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 1.12 in 2024), and 14.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.7%
Return on assets
59%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €96k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
17 d early
2024
38 d early
2023
30 d early
2022
32 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€96k▲ 222%
2024 · €30k
2019: €36k 2020: €52k 2021: €90k 2022: €26k 2023: €28k 2024: €30k
2019 → 2025
Total assets
€112k▲ 8.7%
2024 · €103k
2019: €58k 2020: €78k 2021: €121k 2022: €93k 2023: €92k 2024: €103k
2019 → 2025
Net result
€66k▲ 7.6%
2024 · €62k
2019: €30k 2020: €16k 2021: €38k 2022: €44k 2023: €42k 2024: €62k
2019 → 2025
Working capital
€82k▲ 860%
2024 · €9k
2019: €34k 2020: €49k 2021: €83k 2022: €21k 2023: €24k 2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€90k-€26k▼ 71.2%€28k▲ 9.1%€30k▲ 5.9%€96k▲ 222%
Operating result€49k-€57k▲ 15.4%€54k▼ 3.9%€78k▲ 43.7%€84k▲ 7.0%
Net result€38k-€44k▲ 15.9%€42k▼ 3.0%€62k▲ 45.6%€66k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €49k€49kNet result 2021: €38k€38kOperating result 2022: €57k€57kNet result 2022: €44k€44kOperating result 2023: €54k€54kNet result 2023: €42k€42kOperating result 2024: €78k€78kNet result 2024: €62k€62kOperating result 2025: €84k€84kNet result 2025: €66k€66k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €112k
Fixed assets €14k▼ 32.4%
Current assets €98k▲ 19.4%
Equity and liabilities €112k
Equity €96k▲ 222%
Debt €16k▼ 78.1%
The debt ratio falls from 71.0% to 14.3%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€92k
2024 · €83k
Cash flow
€75k
2024 · €67k
Solvency
85.7%
2024 · 29.0%
Current ratio
6.08
2024 · 1.12
Quick ratio
6.08
2024 · 1.12
Debt / equity
0.17
2024 · 2.45
ROE
68.9%
2024 · 206.0%
ROA
59.0%
2024 · 59.6%
Interest coverage
468.20
2024 · 167.29
Debt
€16k
2024 · €73k
Debt ≤ 1 year
€16k
2024 · €73k
Income taxes
€17k
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€103k€112k
Fixed assets21/28€21k€14k
Tangible fixed assets22/27€21k€14k
Plant, machinery and equipment23€3k€3k
Furniture and vehicles24€18k€11k
Current assets29/58€82k€98k
Amounts receivable within one year40/41€11k€10k
Trade receivables40€11k€10k
Other amounts receivable41€96€96=
Cash at bank and in hand54/58€71k€87k
Equity and liabilities
Total equity and liabilities10/49€103k€112k
Equity10/15€30k€96k
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€733€67k
Amounts payable17/49€73k€16k
Amounts payable within one year42/48€73k€16k
Trade debts44€2k€899
Suppliers440/4€2k€899
Taxes, remuneration and social security45€18k€12k
Taxes450/3€18k€10k
Remuneration and social security454/9-€2k
Other amounts payable47/48€53k€3k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k
Other operating charges640/8€246€248
Gross operating margin9900€83k€92k
Operating profit (loss)9901€78k€84k
Financial charges65/66B€497€196
Recurring financial charges65€497€196
Profit (loss) for the period before taxes9903€78k€83k
Income taxes67/77€16k€17k
Profit (loss) for the period9904€62k€66k
Profit (loss) for the period to be appropriated9905€62k€66k
Appropriation of the result
Profit (loss) to be appropriated9906€62k€67k
Profit (loss) brought forward from the previous period14P€667€733
Transfer to equity691/2€2k€0
To other reserves6921€2k€0
Profit to be distributed694/7€60k€0
Return on contributions (dividend)694€60k€0

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2019net €66k ▲7.6%
Operating result €84k, net result €66k, both a record.
31-12
Financial Liquidity times 5current ratio 6.08
Current ratio from 1.12 to 6.08; short-term debt falls from €73k to €16k.
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €16k ▼44.8%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Klaverstraat 18770 Ingelmunster
Ground area
391 m²
Building footprint
96 m²
Volume, LiDAR
506 m³
Parcel 36007D0322/00D000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Klaverstraat 1, 8770 Ingelmunster
Computer programming
since 20182.276.209.819
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007D0322/00D000 Flanders 391 m² 1 · 96 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,811 companies in sector 62100 we hold annual accounts for 8,748. 6,921 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-05-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.