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V & V REAL ESTATE

Active
Private limited companyfounded 2017active for 9 yearsHollestraat(HAL) 22, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0677.995.752
Summary

The computed 12-month bankruptcy probability of V & V REAL ESTATE is 1.7% (moderate). The 2025 annual accounts show equity of €160,128 and a net result of €11,885. Equity has been growing by about 36% per year since 2019. Its solvency ranks better than 14% of 2,797 sector peers (NACE 41, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-07-2017 Normal situation
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.267.987.385 2220 Heist-op-den-Berg, since 06-07-2017
Financial year end
30 June
Peppol
Reachable since 15-10-2025

Board and ownership

Board
  • VAN VELTHOVEN KRISTOFDirector · since 24-11-2021
  • VER ELST ANKEDirector · since 24-11-2021

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts to 30-06-2025
Gross margin
€160,659
▲ 116%
Turnover
≈ €570,000
estimated
Profit
€11,885
▼ 24.5%
Equity
€160,128
▲ 8.0%
Total assets
€3.2m
▼ 18.0%
  • 2025 accounts filed 5 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.10, cash €342, halvedSector: Construction of residential and non-residential buildings (NACE 41)Equity €160,128 (5.0% of total assets)lowers riskSize: total assets €3.2mShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 23% of small companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 30+1
equity 5.0% of total assets
Liquidity 0-6
short-term debt 90.6% · cash 0.0%
Profitability 29-5
return on assets 0.4%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (912 companies, NACE 41, small)
Last 24 months 12-2024: 2.3% 01-2025: 2.4%▲ +0.1 percentage points vs 12-2024 02-2025: 2.8%▲ +0.4 percentage points vs 01-2025highest value 03-2025: 1.2%▼ -1.6 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.1%▼ -0.1 percentage points vs 10-2025lowest value 12-2025: 1.4%▲ +0.3 percentage points vs 11-2025 01-2026: 1.5%▲ +0.1 percentage points vs 12-2025 02-2026: 2.0%▲ +0.5 percentage points vs 01-2026 03-2026: 1.5%▼ -0.5 percentage points vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.7%▲ +0.2 percentage points vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.1 (0.95 in 2024), below the usual 1.5. Short-term debt is 90.6% and cash 0% of total assets. 95% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 13% of them on solvency, 1% on liquidity, 17% on profitability and 62% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.10, cash €342, halved
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €3.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €160,128 (5.0% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2797 sector peers (2025).
NBB · sector comparison
Position among 2797 sector peers
Solvency
better than 14%
← weakest strongest →
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
5 days late
2024
13 days late
2023
22 days early
2022
21 days early
2021
3 days early
2020
2 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end04-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 85% of companies in construction of buildingssector median 38.6% · 2,797 companies 5.0% View
  • Positive: 7 profitable years in a rowprofit 2025: €11,885 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as V & V REAL ESTATE: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €2.1m and €3.9m, founded between 2013 and 2019.

CompanyTotal assetsGross margin
V & V REAL ESTATE Heist-op-den-Berg€3.2m€0.2m
RL-Build Wuustwezel€2.5m€0.2m
VERGO Kruisem€3.9m€0.2m
GB De Coninck Merchtem€2.1m€0.1m
Huysmaekers Gent€2.5m€0.3m
CCL INVEST Alken€2.2m€0.3m
BK INVEST Malle€2.5m€0.2m
Full comparison

Key facts about V & V REAL ESTATE

What is the company number of V & V REAL ESTATE?
The company number of V & V REAL ESTATE is 0677.995.752. The VAT number is the same number with BE in front: BE 0677.995.752.
Where is V & V REAL ESTATE based?
The registered office is at Hollestraat(HAL) 22, 2220 Heist-op-den-Berg.Company details
What does V & V REAL ESTATE do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of V & V REAL ESTATE?
The legal form of V & V REAL ESTATE is Private limited company (BV).
When was V & V REAL ESTATE founded?
V & V REAL ESTATE was founded on 06-07-2017.
Is V & V REAL ESTATE still active?
Yes, V & V REAL ESTATE is an active enterprise in the KBO register.
How many employees does V & V REAL ESTATE have?
V & V REAL ESTATE had an average of 0.5 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of V & V REAL ESTATE?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €160,659 and 127 comparable companies (NACE 41001). It probably lies between €390,000 and €880,000.
Is V & V REAL ESTATE profitable?
In financial year 2025, V & V REAL ESTATE made a profit of €11,885.
Where can I find the annual accounts of V & V REAL ESTATE?
V & V REAL ESTATE filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of V & V REAL ESTATE due?
V & V REAL ESTATE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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