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Complete company report
Generated 17-08-2026
Active BE 0472.580.238Private limited company

V & V FINANCE

Leopold II-laan 8 ·8400 Oostende, Belgium· 26 yrs active
Sector: Overige activiteiten van geldscheppende financiële instellingen (64190)
Conclusion Checked

V & V FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 26 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2000, 26 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 10-07-2025 2025-00262876
31-12-2023 verkort 30-08-2024 2024-00447835
31-12-2022 verkort 30-08-2023 2023-00403934
31-12-2021 verkort 31-08-2022 2022-20388291
31-12-2020 verkort 31-08-2021 2021-60500489
31-12-2019 verkort 02-10-2020 2020-58300532
31-12-2018 verkort 30-08-2019 2019-59800212
31-12-2017 verkort 30-08-2018 2018-56600540
31-12-2016 verkort 29-08-2017 2017-53500104
31-12-2015 verkort 31-08-2016 2016-57300161
Legal Structure
NACE primary Overige activiteiten van geldscheppende financiële instellingen(64190)
Legal form Private limited company(610)
Incorporation11-08-2000
StatusActive
Postal code8400
Establishment units 1 location
VDV For You
Leopold II-laan 8 A, 8400 OostendeOverige activiteiten van geldscheppende financiële instellingen
since 20002.101.043.259
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35013A1595/00R016 Flanders 123 m² 1 · 123 m² 30.8 m · 9 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
30-08-2023
State Gazette act Registered-office change
SOPHIE DELAERE
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
02-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
29-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
30-08-2023
Registered-office move
All acts · 1 updated 2 years ago
2023
30-08-2023 Registered office moved within Oostende Registered-office change·SOPHIE DELAERE
  • Leopold II-laan 8 : 8400 Oostende → Leopold II-laan 8A
Notary: SOPHIE DELAERE · BruggeFirm: VVD Notarisvennootschap BV
Technical details 
{
  "events": [
    {
      "kind": "zetel_clause_amendment_no_move",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Leopold II-laan 8A",
        "city": "Oostende",
        "region": "vlaams_gewest",
        "street": "Leopold II-laan",
        "country": "BE",
        "postcode": "8400",
        "box_number": null,
        "street_number": "8A",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Leopold II-laan 8 : 8400 Oostende",
        "city": "Oostende",
        "region": "vlaams_gewest",
        "street": "Leopold II-laan",
        "country": "BE",
        "postcode": "8400",
        "box_number": null,
        "street_number": "8",
        "locality_suffix": null
      },
      "effective_date": "2023-08-28",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "SOPHIE DELAERE",
    "firm_city": null,
    "firm_name": "VVD Notarisvennootschap BV",
    "office_city": "Brugge",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-08-30",
    "filing_date": "2023-08-28",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-07-27",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0472.580.238",
    "name_full": "V \u0026 V FINANCE",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Geco\u00F6rdineerde statuten"
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige geldscheppende financiële instellingen64190Overige activiteiten van geldscheppende financiële instellingen64190Overige geldscheppende financiële instellingen65120Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191
Primary activity highlighted.
Names & trade names
Legal nameNL V & V FINANCE
Registered office
Leopold II-laan 8 bus A
8400 Oostende, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative