Skip to content

V & V

Active
Private limited companyfounded 20242 yrs activeBoekhoutstraat 2A, 1790 Affligem, BelgiumKBO/BCE: BE 1011.094.544
Summary

The computed 12-month bankruptcy probability of V & V is 3.1% (moderate). The 2025 annual accounts show equity of €320,379 and a net result of -€85,621. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability19
Solvency70
Growth-
Track record67
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.77; short-term debt: 3.1% and cash: 1.3% of total assets), and 54.9% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
28 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

V & V was incorporated on 3 July 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€320,379
Total assets
€709,680
Net result
-€85,621
Working capital
-€4,996

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €709,680
Fixed assets €692,722
Current assets €16,958
Equity and liabilities €709,680
Equity €320,379
Debt €389,301
Debt finances 54.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€33,189
Cash flow
-€66,268
Current ratio
0.77
Debt to equity
1.22
ROE
-26.7%
ROA
-12.1%
Interest coverage
1.88
Debt ≤ 1 year
€21,954
Debt > 1 year
€367,347
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€709,680
Fixed assets21/28€692,722
Tangible fixed assets22/27€692,722
Land and buildings22€692,722
Current assets29/58€16,958
Amounts receivable within one year40/41€7,771
Other amounts receivable41€7,771
Cash at bank and in hand54/58€9,187
Equity and liabilities
Total equity and liabilities10/49€709,680
Equity10/15€320,379
Contributions10/11€406,000
Profit (loss) carried forward14-€85,621
Amounts payable17/49€389,301
Amounts payable after more than one year17€367,347
Financial debts170/4€365,447
Other amounts payable178/9€1,900
Amounts payable within one year42/48€21,954
Current portion of amounts payable after more than one year42€21,804
Other amounts payable47/48€150
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,354
Other operating charges640/8€3,939
Gross operating margin9900€37,127
Operating profit (loss)9901€13,835
Financial charges65/66B€99,456
Recurring financial charges65€17,625
Non-recurring financial charges66B€81,831
Profit (loss) for the period before taxes9903-€85,621
Profit (loss) for the period9904-€85,621
Profit (loss) for the period to be appropriated9905-€85,621
Appropriation of the result
Profit (loss) to be appropriated9906-€85,621

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,354
Other operating charges640/8€3,939
Gross operating margin9900€37,127
Operating profit (loss)9901€13,835
Financial charges65/66B€99,456
Recurring financial charges65€17,625
Non-recurring financial charges66B€81,831
Profit (loss) for the period before taxes9903-€85,621
Profit (loss) for the period9904-€85,621
Profit (loss) for the period to be appropriated9905-€85,621
Line2025
Assets
Total assets20/58€709,680
Fixed assets21/28€692,722
Tangible fixed assets22/27€692,722
Land and buildings22€692,722
Current assets29/58€16,958
Amounts receivable within one year40/41€7,771
Other amounts receivable41€7,771
Cash at bank and in hand54/58€9,187
Equity and liabilities
Total equity and liabilities10/49€709,680
Equity10/15€320,379
Contributions10/11€406,000
Profit (loss) carried forward14-€85,621
Amounts payable17/49€389,301
Amounts payable after more than one year17€367,347
Financial debts170/4€365,447
Other amounts payable178/9€1,900
Amounts payable within one year42/48€21,954
Current portion of amounts payable after more than one year42€21,804
Other amounts payable47/48€150
Line2025
Profit (loss) for the period9904-€85,621
+ Depreciation and write-downs630€19,354
Operating cash flow (approximation)-€66,268

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
275 m²
Building footprint
226 m²
Volume, LiDAR
1,348 m³
Parcel 23030A1007/00K000, Flanders · tallest building 12.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
V & V
Boekhoutstraat 2A, 1790 AffligemOther activities auxiliary to financial services, excluding insurance and pension funding
since 20242.364.558.508
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23030A1007/00K000 Flanders 275 m² 1 · 226 m² 12.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded03-07-2024
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.