V-TECH
ActiveSummary
V-TECH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€64,272) and a net result of €599. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▲+44
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.17 in 2024; short-term debt: 501.8% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-401.8%
Return on assets
3.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 17213 sector peers (2025).
NBB · sector comparisonPosition among 17213 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
20 d early
2023
18 d early
2022
19 d early
2021
30 d early
2020
25 d early
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€64,272▲ 0.9%
2024 · -€64,871
Total assets
€15,997▼ 7.7%
2024 · €17,327
Net result
€599
2024 · -€3,374
Working capital
-€67,340▲ 1.5%
2024 · -€68,356
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,956▲ 38.6%€1,553-€3,748-€1,829▲ 51.2%€1,904
Net result-€3,440below the sector's middle half▲ 26.1%€63below the sector's middle half-€5,103below the sector's middle half-€3,374below the sector's middle half▲ 33.9%€599below the sector's middle half
Equity-€56,458below the sector's middle half▼ 6.5%-€56,395below the sector's middle half▲ 0.1%-€61,497below the sector's middle half▼ 9.0%-€64,871below the sector's middle half▼ 5.5%-€64,272below the sector's middle half▲ 0.9%
Total assets€18,889below the sector's middle half▲ 11.6%€18,448below the sector's middle half▼ 2.3%€17,114below the sector's middle half▼ 7.2%€17,327below the sector's middle half▲ 1.2%€15,997below the sector's middle half▼ 7.7%
Debt€75,347▲ 7.7%€74,843▼ 0.7%€78,612▲ 5.0%€82,198▲ 4.6%€80,269▼ 2.3%
Working capital-€56,458below the sector's middle half▼ 6.5%-€56,395below the sector's middle half▲ 0.1%-€65,400below the sector's middle half▼ 16.0%-€68,356below the sector's middle half▼ 4.5%-€67,340below the sector's middle half▲ 1.5%
Solvency-298.9%below the sector's middle half▲ 14.3pp-305.7%below the sector's middle half▼ 6.8pp-359.3%below the sector's middle half▼ 53.6pp-374.4%below the sector's middle half▼ 15.0pp-401.8%below the sector's middle half▼ 27.4pp
Current ratio0.25below the sector's middle half▲ 0.010.25below the sector's middle half=0.17below the sector's middle half▼ 0.080.17below the sector's middle half=0.16below the sector's middle half▼ 0.01
Return on assets (ROA)-18.2%below the sector's middle half▲ 9.3pp0.3%below the sector's middle half▲ 18.6pp-29.8%below the sector's middle half▼ 30.2pp-19.5%below the sector's middle half▲ 10.3pp3.7%below the sector's middle half▲ 23.2pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1,904 after a loss of €1,829 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15,997
Fixed assets
€3,068 ▼ 12.0%
Current assets
€12,929 ▼ 6.6%
Key figures and ratios
EBITDA
€2,321▲
2024 · -€1,412
Cash flow
€1,016▲
2024 · -€2,956
Quick ratio
0.04▲
2024 · 0.02
Debt to equity
-1.25▲
2024 · -1.27
Interest coverage
2.50▲
2024 · -1.20
Debt ≤ 1 year
€80,269▼
2024 · €82,198
Income taxes
€380▲
2024 · €371
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,381 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.1%
stopped otherwise
94%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,381 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €269 | €417 | €417 | = |
| Other operating charges640/8 | €503 | €507 | €910 | €535 | €585 | ▲ 9.4% |
| Gross operating margin9900 | -€1,452 | €2,060 | -€2,570 | -€877 | €2,907 | ▲ 431% |
| Operating profit (loss)9901 | -€1,956 | €1,553 | -€3,748 | -€1,829 | €1,904 | ▲ 204% |
| Financial income75/76B | €3 | €0 | €0 | €1 | €3 | ▲ 402% |
| Recurring financial income75 | €3 | €0 | €0 | €1 | €3 | ▲ 402% |
| Financial charges65/66B | €1,177 | €1,155 | €997 | €1,174 | €929 | ▼ 20.9% |
| Recurring financial charges65 | €1,177 | €1,155 | €997 | €1,174 | €929 | ▼ 20.9% |
| Profit (loss) for the period before taxes9903 | -€3,130 | €398 | -€4,745 | -€3,003 | €979 | ▲ 133% |
| Income taxes67/77 | €310 | €335 | €357 | €371 | €380 | ▲ 2.5% |
| Profit (loss) for the period9904 | -€3,440 | €63 | -€5,103 | -€3,374 | €599 | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | -€3,440 | €63 | -€5,103 | -€3,374 | €599 | ▲ 118% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €18,889 | €18,448 | €17,114 | €17,327 | €15,997 | ▼ 7.7% |
| Fixed assets21/28 | - | - | €3,902 | €3,485 | €3,068 | ▼ 12.0% |
| Tangible fixed assets22/27 | - | - | €3,902 | €3,485 | €3,068 | ▼ 12.0% |
| Plant, machinery and equipment23 | - | - | €3,902 | €3,485 | €3,068 | ▼ 12.0% |
| Current assets29/58 | €18,889 | €18,448 | €13,212 | €13,842 | €12,929 | ▼ 6.6% |
| Stocks and contracts in progress3 | €14,423 | €13,400 | €12,411 | €11,911 | €9,852 | ▼ 17.3% |
| Stocks30/36 | €14,423 | €13,400 | €12,411 | €11,911 | €9,852 | ▼ 17.3% |
| Amounts receivable within one year40/41 | €4,466 | €5,048 | €801 | €1,932 | €3,077 | ▲ 59.3% |
| Trade receivables40 | €4,466 | €5,048 | €801 | €1,932 | €3,077 | ▲ 59.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €18,889 | €18,448 | €17,114 | €17,327 | €15,997 | ▼ 7.7% |
| Equity10/15 | -€56,458 | -€56,395 | -€61,497 | -€64,871 | -€64,272 | ▲ 0.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€76,918 | -€76,855 | -€81,957 | -€85,331 | -€84,732 | ▲ 0.7% |
| Amounts payable17/49 | €75,347 | €74,843 | €78,612 | €82,198 | €80,269 | ▼ 2.3% |
| Amounts payable within one year42/48 | €75,347 | €74,843 | €78,612 | €82,198 | €80,269 | ▼ 2.3% |
| Financial debts43 | €7,448 | €5,942 | €4,191 | €2,676 | €2,481 | ▼ 7.3% |
| Credit institutions430/8 | €7,448 | €5,942 | €4,191 | €2,676 | €2,481 | ▼ 7.3% |
| Trade debts44 | €2,709 | €1,382 | €1,495 | €2,994 | €389 | ▼ 87.0% |
| Suppliers440/4 | €2,709 | €1,382 | €1,495 | €2,994 | €389 | ▼ 87.0% |
| Taxes, remuneration and social security45 | €932 | €1,068 | €846 | €1,689 | €926 | ▼ 45.2% |
| Taxes450/3 | €932 | €1,068 | €846 | €1,689 | €926 | ▼ 45.2% |
| Other amounts payable47/48 | €64,258 | €66,451 | €72,079 | €74,840 | €76,473 | ▲ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,440 | €63 | -€5,103 | -€3,374 | €599 | ▲ 118% |
| + Depreciation and write-downs630 | - | - | €269 | €417 | €417 | = |
| Operating cash flow (approximation) | -€3,440 | €63 | -€4,834 | -€2,956 | €1,016 | ▲ 134% |
| Investment in fixed assets (approximation) | - | - | - | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €599
Net result €599 after 2 loss-making years.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €63
Net result €63 after 4 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2007
Ground area
2,834 m²
Building footprint
286 m²
Volume, LiDAR
1,196 m³
Parcel 12039A0362/00W000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
V-TECH
since 20072.166.805.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039A0362/00W000 | Flanders | 2,834 m² | 1 · 286 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ADHORA
BE 0770.271.555
Heist-op-den-Berg
AGUILAS
BE 0471.551.741
Heist-op-den-Berg
Atobe
BE 0650.762.310
Heist-op-den-Berg
B-Improved
BE 1002.542.510
Heist-op-den-Berg
Business Masters
BE 0645.941.410
Heist-op-den-Berg
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-11-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
Contact
E-mail
geert.vroman@v-technologies.beHeist-op-den-Berg
Phone
014/277.623Heist-op-den-Berg
Fax
014/277.624Heist-op-den-Berg
E-invoicing
Reachable via Peppol
Peppol ID
0208:0893602897
Also
9925:BE0893602897
Registered
24-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.