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SECOSA

Active Private limited companyfounded 2007active for 19 yearsOude Voordelaan 33, 3080 TervurenKBO/BCE: BE 0889.539.092

Lifetime

18 annual accounts with figures on one time axis
peak €16,111 (2020)
€2,478▼ 46.4%
lowest -€4,410 (2014)
-€192▼ €1,176
peak €23,728 (2020)
€16,917▼ 1.1%
€1,140▲ 69.4%
Board1 name since 2007
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €4,621 to €2,478Loss of €192Debts from €673 to €1,140Cash from €5,037 to €2,511

Key points

from the 2025 annual accounts

Turnover

≈ €13,000 estimated

The accounts state no turnover.

Filings

18 annual accounts since 2008
AprilJune31 JulyOctober2010201520202025

Ten of the last ten came late. The 2022 accounts came latest: 56 days after the end of the period.

Position in the sector

93.7%

Higher solvency than 93% of companies in computer programming and consultancy. Sector median 60.0% · 21,217 companies.

Checked score

93
Excellent
Financially stronger than 50% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 93.7% of total assets
67-4short-term debt 2.6% · cash 13.9%
67-9return on assets -1.1%

Score breakdown

raises risk
Last filed accounts filed 27 days late; 2 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Equity €16,917 (93.7% of total assets)
Liquidity: current ratio 38.67, cash €2,511, halved
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 51% on liquidity, 27% on profitability and 38% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,908 companies had the same profile as SECOSA has now. Each dot stands for 18 companies, two years later.

90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SECOSA itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,908 companies, not a prediction for SECOSA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 38.67, above the usual 1.5. Short-term debt is 2.6% and cash 13.9% of total assets. 6.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 27 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €16,917 (93.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 38.67, cash €2,511, halved
NBB · annual accounts
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
35 days late
2023
36 days late
2022
56 days late
2021
23 days late
2020
30 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SK
Director, since 30-05-2007
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0889539092
Change of role: Szymanska Katarzyna, from manager to director “Lanceren van nieuwe producten; Verkenning van nieuwe afzetgebieden; Sterkte/zwakte analyses; Verzorging van…” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Szymanska Katarzyna · General meeting of 28-06-2023 · Gazette deed
Incorporation published on 30-05-2007 · Gazette deed
First establishment Secosa BVBA, Lijsterbessenbomenlaan 36, Kraainem
All 31 events

Comparable companies

same main activity, similar in size and age
Company
SECOSA Tervuren €18,057 €2,478 93.7% -
TECNOLINGO Ghent €15,824 €2,597 -51.3% -
V-TECH Heist-op-den-Berg €15,997 €2,907 -401.8% -
INDIRECTION LEVEL Walhain €19,517 €2,211 52.8% -
ALERTO Genk €17,099 €3,184 68.5% -
TAMKIN-IT Uccle €13,631 €2,735 51.6% -
IT SOLUTIONS Mont-Saint-Guibert €17,108 €2,761 25.2% -

These companies have the same main activity as SECOSA: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €13,600 and €19,500, founded between 2000 and 2011.

Official details

Source: KBO
Status
Active since 21-05-2007Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 1 other
Establishment unit
2.163.532.9361950 Kraainem, since 14-05-2007
Financial year end
31 December
Peppol
Reachable since 05-03-2026
Company details

Annual accounts 2025

€18,057▲ 1.5%
Filing
Filed on 27-08-2026
Financials

Insights on SECOSA

SECOSA files the micro format. That format states no turnover. The gross margin fell from €6,461 in 2008 to €2,478 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SECOSA

What is the company number of SECOSA?
The company number of SECOSA is 0889.539.092. The VAT number is the same number with BE in front: BE 0889.539.092.
Where is SECOSA based?
The registered office is at Oude Voordelaan 33, 3080 Tervuren.Company details
What does SECOSA do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of SECOSA?
SECOSA is a private limited company (BV).
When was SECOSA founded?
SECOSA was founded on 21-05-2007.
Is SECOSA still active?
Yes, SECOSA is an active enterprise in the KBO register.
What is the turnover of SECOSA?
The turnover in financial year 2025 is ≈ €13,000. This figure is estimated from the gross margin of €2,478 and 73 comparable companies (NACE 62200). It probably lies between €6,400 and €26,000. It is a rough estimate.Financials
Is SECOSA profitable?
In financial year 2025, SECOSA made a loss of €192.
Where can I find the annual accounts of SECOSA?
SECOSA filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SECOSA due?
SECOSA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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