Equity
€8.6m ▲ 12.1%
Vehicle & Trailer Service has made a profit in every financial year since 2006.
Vehicle & Trailer Service
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €4.2m (2018)
-not published
peak €1.2m (2018)
€921,976▲ 13×
peak €8.6m (2025)
€8.6m▲ 12.1%
€2.0m▲ 29.5%
peak 39.6 FTE (2025)
39.6 FTE▲ 9.7%
Board4 names since 2009
1 directorDERUMEAUX Julien
Owners2 names in the annual accounts
Documentsfilings and deeds
31-08-202631 days late
2025financial year
Turnover from €11.7m to €14.4mResult from €69,577 to €921,976Staff from 36.1 FTE to 39.6 FTEEquity from €7.6m to €8.6mDebts from €1.6m to €2.0mInvestments €173,838
Key points
from the 2025 annual accountsResult
€921,976 ▲ 13×
The result rose in 2025 from €69,577 to €921,976.
Investments
€173,838 3.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 1065.2% higher than in 2024.
Staff
40 employees on 31-12-2025
In 2025, 9 people joined and 8 left. On top of that, 2.3 agency workers worked there on average.
Filings
27 annual accounts since 1999
Nine of the last ten came late. The 2019 accounts came latest: 98 days after the end of the period.
Position in the sector
€8.6m
More equity than 95% of companies in repair of computers and personal goods. Sector median €578,446 · 487 companies.
Checked score
92
Excellent
Financially stronger than 73% of small companies in repair of computers and personal goods (NACE 95)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 327 companies (NACE 95, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.7%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -0.5 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.2%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Founded in 1998
Profit of €921,976 (financial year 2025)
Equity €8.6m (80.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, small). It does better than 95% of them on solvency, 65% on liquidity, 54% on profitability and 80% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as Vehicle & Trailer Service has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of Vehicle & Trailer Service itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for Vehicle & Trailer Service. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €750,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.0 (5.66 in 2024), above the usual 1.5. Short-term debt is 19.1% and cash 3% of total assets. 19.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
26 days late
2022
24 days late
2021
30 days late
2020
23 days late
2019
98 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DJ
DERUMEAUX Julien
Director
- Vermaro - Invest 99%equity €48.7m (2025) · 2025 annual accounts of Vermaro - Invest
Recent changes
Environmental permit granted
Nieuwbouw of aanleggen · Temse
Change of role: DERUMEAUX Frédéric, from statutory director to director
Resignation: DUMONT Pierre Daniël José Ghislain (statutory director) · General meeting of 19-01-2024 · Gazette deed
Appointment: AUDITAS BEDRIJFSREVISOREN (statutory auditor)
Permanent representative: Sven Vansteelant · General meeting of 17-06-2022 · Gazette deed
Appointment: AUDITAS BEDRIJFSREVISOREN (statutory auditor)
Permanent representative: Sven Vansteelant · General meeting of 21-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Vehicle & Trailer Service Spiere-Helkijn | €14.4m | 7.9% | 80.9% | 39.6 |
| FAYMONVILLE SERVICES Butgenbach | €12.3m | 25.5% | 46.9% | 36.8 |
| Truck & Bus Breuer Antoine Malmedy | €20.8m | 2.6% | 62.3% | 25 |
| TERBERG MATEC BELGIUM Genk | €13.7m | 1.8% | 19.6% | 21.4 |
| G.R.D. DIEPENDAELE Ninove | €13.2m | 3.7% | 66.8% | 18.3 |
| COTAC BELGIUM Antwerp | €15.4m | -0.4% | 47.9% | 83.8 |
| TURBO'S HOET BELGIUM Hooglede | €14.5m | 2.9% | 25.5% | 15.2 |
Grey: the largest companies of the sector (repair of computers and personal goods (NACE 95)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Vehicle & Trailer Service: repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95312). They are comparable in size and age: total assets between €5.7m and €15m, founded between 1987 and 1994.
Official details
Source: KBO- Status
- Active since 16-12-1998Normal situation
- Activity
- Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcyclesNACE 95312and 1 other
- Joint committees
- 112Garages
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.090.240.0331731 Asse, since 23-02-1999
- 2.090.240.1328587 Spiere-Helkijn, since 03-03-1999and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €10.6m▲ 15.0%
- Employeeson 31-12-2025
- 40▲ 2.6%
- Filing
- Filed on 31-08-2026
Insights on Vehicle & Trailer Service
Vehicle & Trailer Service has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.6m and a net result of €921,976.
Equity has been growing by about 6.5% per year since 2018. Its solvency ranks better than 89% of 486 sector peers (NACE 95, financial year 2025).
The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Vehicle & Trailer Service
- What is the company number of Vehicle & Trailer Service?
- The company number of Vehicle & Trailer Service is 0464.874.280. The VAT number is the same number with BE in front: BE 0464.874.280.
- Where is Vehicle & Trailer Service based?
- The registered office is at Ijzeren Bareel 1, 8587 Spiere-Helkijn.Company details
- What does Vehicle & Trailer Service do?
- According to the KBO register, the main activity is repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95312).
- What is the legal form of Vehicle & Trailer Service?
- Vehicle & Trailer Service is a private limited company (BV).
- When was Vehicle & Trailer Service founded?
- Vehicle & Trailer Service was founded on 16-12-1998.
- Is Vehicle & Trailer Service still active?
- Yes, Vehicle & Trailer Service is an active enterprise in the KBO register.
- How many employees does Vehicle & Trailer Service have?
- Vehicle & Trailer Service had an average of 39.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Vehicle & Trailer Service fall under?
- In its 2025 annual accounts, Vehicle & Trailer Service states joint committees 112 (Garages) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Vehicle & Trailer Service?
- The turnover of Vehicle & Trailer Service was €14.4m in financial year 2025, according to the filed annual accounts.
- Is Vehicle & Trailer Service profitable?
- In financial year 2025, Vehicle & Trailer Service made a profit of €921,976.
- Where can I find the annual accounts of Vehicle & Trailer Service?
- Vehicle & Trailer Service filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Vehicle & Trailer Service due?
- Vehicle & Trailer Service must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.