V.T.A.
ActiveSummary
The computed 12-month bankruptcy probability of V.T.A. is 3.1% (moderate). The 2025 annual accounts show equity of €16k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 4603 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+4
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 10.32 against 5.71 in 2024; short-term debt: 6% and cash: 25% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
-42.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
5 d early
2023
7 d early
2022
4 d early
2021
9 d early
2020
13 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 30.9%
2024 · €24k
2018: €21k
2019: €39k
2020: €25k
2021: €25k
2022: €45k
2023: €37k
2024: €24k
2018 → 2025
Total assets
€17k▼ 39.2%
2024 · €29k
2018: €31k
2019: €41k
2020: €30k
2021: €29k
2022: €49k
2023: €39k
2024: €29k
2018 → 2025
Net result
€-7k▲ 45.9%
2024 · €-14k
2018: €12k
2019: €18k
2020: €-14k
2021: €419
2022: €20k
2023: €-11k
2024: €-14k
2018 → 2025
Working capital
€10k▼ 58.0%
2024 · €23k
2018: €11k
2019: €29k
2020: €24k
2021: €23k
2022: €44k
2023: €37k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€45k▲ 77.9%€37k▼ 17.2%€24k▼ 36.4%€16k▼ 30.9%
Operating result€11k-€31k▲ 179%€2k▼ 92.7%€4k▲ 60.6%€10k▲ 180%
Net result€419-€20k▲ 4,590%€-11k€-14k▼ 19.1%€-7k▲ 45.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 180% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€7k ▲ 1,768%
Current assets
€11k ▼ 61.6%
Equity and liabilities €17k
Equity
€16k ▼ 30.9%
Debt
€1k ▼ 78.8%
Debt's share of the balance-sheet total falls from 17.3% to 6.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▲
2024 · €4k
Cash flow
€-5k▲
2024 · €-13k
Current ratio
10.32▲
2024 · 5.71
Debt to equity
0.06▼
2024 · 0.21
ROE
-44.8%▲
2024 · -57.2%
ROA
-42.1%▲
2024 · -47.3%
Interest coverage
0.69▲
2024 · 0.22
Debt ≤ 1 year
€1k▼
2024 · €5k
Income taxes
€20
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29k€17k▼
Fixed assets21/28€350€7k▲
Tangible fixed assets22/27-€6k
Furniture and vehicles24-€6k
Financial fixed assets28€350€350=
Current assets29/58€28k€11k▼
Amounts receivable within one year40/41€7k€7k▼
Trade receivables40€4k€16▼
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€22k€4k▼
Equity and liabilities
Total equity and liabilities10/49€29k€17k▼
Equity10/15€24k€16k▼
Contributions10/11€13k€13k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€9k€2k▼
Amounts payable17/49€5k€1k▼
Amounts payable within one year42/48€5k€1k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Other amounts payable47/48€891-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129€2k▲
Other operating charges640/8€342€1k▲
Gross operating margin9900€4k€13k▲
Operating profit (loss)9901€4k€10k▲
Financial income75/76B-€271
Recurring financial income75-€271
Financial charges65/66B€17k€18k▲
Recurring financial charges65€17k€18k▲
Profit (loss) for the period before taxes9903€-14k€-7k▲
Income taxes67/77-€20
Profit (loss) for the period9904€-14k€-7k▲
Profit (loss) for the period to be appropriated9905€-14k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€2k▼
Profit (loss) brought forward from the previous period14P€23k€9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €20k ▲4590%
Net result €20k, the highest in the series.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €419
Net result €419 after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k ▼180%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 9current ratio 17.87
Current ratio from 2.05 to 17.87; short-term debt falls from €10k to €2k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belg.Onafhankelijkheidsln. 201081 Koekelberg1 establishment unit
V.T.A.
since 20172.270.903.622
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Of 6,994 companies in sector 49320 we hold annual accounts for 2,722. 2,180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filings
Scores and ratios are computed by Checked and are not a credit decision.