V&S Consultancy
ActiveV&S Consultancy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €108k. Equity is growing by ~56.4% per year across the filed fiscal years. Its solvency ranks better than 83% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.05 against 46.19 in 2024), and 14.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.9%
Return on assets
35.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
19 d early
2024
25 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€259k▲ 71.0%
2024 · €152k
2023: €88k
2024: €152k
2023 → 2025
Total assets
€302k▲ 94.8%
2024 · €155k
2023: €137k
2024: €155k
2023 → 2025
Net result
€108k▲ 69.7%
2024 · €63k
2023: €86k
2024: €63k
2023 → 2025
Working capital
€258k▲ 72.7%
2024 · €149k
2023: €106k
2024: €149k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€88k-€152k▲ 71.9%€259k▲ 71.0%
Operating result€118k-€86k▼ 27.2%€135k▲ 57.5%
Net result€86k-€63k▼ 26.1%€108k▲ 69.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 57% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €302k
Fixed assets
€1k▼ 38.8%
Current assets
€300k▲ 96.9%
Equity and liabilities €302k
Equity
€259k▲ 71.0%
Debt
€43k▲ 1,189%
The debt ratio rises from 2.1% to 14.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€136k▲
2024 · €87k
Cash flow
€108k▲
2024 · €64k
Solvency
85.9%▼
2024 · 97.9%
Current ratio
7.05▼
2024 · 46.19
Quick ratio
7.05▼
2024 · 46.19
Debt / equity
0.16▲
2024 · 0.02
ROE
41.5%▼
2024 · 41.8%
ROA
35.6%▼
2024 · 40.9%
Interest coverage
2936.24▲
2024 · 199.36
Debt
€43k▲
2024 · €3k
Debt ≤ 1 year
€43k▲
2024 · €3k
Income taxes
€31k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€302k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€152k€300k▲
Amounts receivable after more than one year29€93k€94k▲
Trade receivables290€14k€12k▼
Other amounts receivable291€79k€82k▲
Amounts receivable within one year40/41€264€50k▲
Trade receivables40-€50k
Other amounts receivable41€264€213▼
Cash at bank and in hand54/58€55k€153k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€155k€302k▲
Equity10/15€152k€259k▲
Contributions10/11€2k€2k=
Reserves13€149k€257k▲
Distributable reserves133€149k€257k▲
Amounts payable17/49€3k€43k▲
Amounts payable within one year42/48€3k€43k▲
Trade debts44€840€160▼
Suppliers440/4€840€160▼
Taxes, remuneration and social security45-€38k
Taxes450/3-€38k
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€919€919=
Other operating charges640/8€190€593▲
Gross operating margin9900€87k€137k▲
Operating profit (loss)9901€86k€135k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€435€46▼
Recurring financial charges65€435€46▼
Profit (loss) for the period before taxes9903€88k€138k▲
Income taxes67/77€25k€31k▲
Profit (loss) for the period9904€63k€108k▲
Profit (loss) for the period to be appropriated9905€63k€108k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€108k▲
Transfer to equity691/2€63k€108k▲
To other reserves6921€63k€108k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €108k ▲69.7%
Operating result €135k, net result €108k, both a record.
31-12
Financial
Equity above €200kEq €259k ▲71%
3 profitable years in a row build equity to €259k.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €63k ▼26.1%
Net result drops to €63k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 9current ratio 46.19
Current ratio from 4.89 to 46.19; short-term debt falls from €27k to €3k.
31-12
Financial
Equity above €150kEq €152k ▲71.9%
2 profitable years in a row build equity to €152k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2022
Ground area
745 m²
Building footprint
186 m²
Volume, LiDAR
765 m³
Parcel 34002A0242/00H000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
V&S Consultancy
since 20222.329.967.219
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34002A0242/00H000 | Flanders | 745 m² | 1 · 186 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 38,662 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.