Aelterman Consulting
ActiveAelterman Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259k and a net result of €70k. Equity is growing by ~41.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84=
Solvency70▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.2 against 0.16 in 2024; short-term debt: 52.3% and cash: 7.3% of total assets), and 55.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.9%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
30 d early
2022
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€259k▲ 36.8%
2024 · €189k
2022: €61k
2023: €126k
2024: €189k
2022 → 2025
Total assets
€577k▲ 7.2%
2024 · €539k
2022: €563k
2023: €528k
2024: €539k
2022 → 2025
Net result
€70k▲ 7.8%
2024 · €65k
2022: €61k
2023: €65k
2024: €65k
2022 → 2025
Working capital
€-242k▲ 17.1%
2024 · €-292k
2022: €-422k
2023: €-357k
2024: €-292k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€61k-€126k▲ 105%€189k▲ 50.7%€259k▲ 36.8%
Operating result€85k-€97k▲ 14.1%€102k▲ 5.6%€95k▼ 7.3%
Net result€61k-€65k▲ 6.9%€65k▼ 0.9%€70k▲ 7.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €577k
Fixed assets
€518k▲ 7.4%
Current assets
€60k▲ 4.7%
Equity and liabilities €577k
Equity
€259k▲ 36.8%
Debt
€318k▼ 8.9%
The debt ratio falls from 64.8% to 55.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▲
2024 · €103k
Cash flow
€80k▲
2024 · €65k
Solvency
44.9%▲
2024 · 35.2%
Current ratio
0.20▲
2024 · 0.16
Quick ratio
0.20▲
2024 · 0.16
Debt / equity
1.23▼
2024 · 1.84
ROE
26.9%▼
2024 · 34.1%
ROA
12.1%▲
2024 · 12.0%
Interest coverage
86.16▼
2024 · 1822.82
Debt
€318k▼
2024 · €349k
Debt ≤ 1 year
€302k▼
2024 · €349k
Debt > 1 year
€16k
Income taxes
€24k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€539k€577k▲
Fixed assets21/28€482k€518k▲
Tangible fixed assets22/27€1k€37k▲
Furniture and vehicles24€1k€605▼
Leasing and similar rights25-€34k
Other tangible fixed assets26-€2k
Financial fixed assets28€481k€481k=
Current assets29/58€57k€60k▲
Amounts receivable within one year40/41€12k€18k▲
Trade receivables40€12k€14k▲
Other amounts receivable41€4€3k▲
Cash at bank and in hand54/58€44k€42k▼
Deferred charges and accrued income490/1€119€171▲
Equity and liabilities
Total equity and liabilities10/49€539k€577k▲
Equity10/15€189k€259k▲
Contributions10/11€1k€1k=
Reserves13€188k€188k=
Distributable reserves133€188k€188k=
Profit (loss) carried forward14-€70k
Amounts payable17/49€349k€318k▼
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€349k€302k▼
Current portion of amounts payable after more than one year42-€15k
Trade debts44€1k€464▼
Suppliers440/4€1k€464▼
Taxes, remuneration and social security45€73k€40k▼
Taxes450/3€73k€40k▼
Other amounts payable47/48€275k€247k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€584€10k▲
Other operating charges640/8-€2k
Gross operating margin9900€103k€106k▲
Operating profit (loss)9901€102k€95k▼
Financial income75/76B€1€12▲
Recurring financial income75€1€12▲
Financial charges65/66B€56€1k▲
Recurring financial charges65€56€1k▲
Profit (loss) for the period before taxes9903€102k€93k▼
Income taxes67/77€37k€24k▼
Profit (loss) for the period9904€65k€70k▲
Profit (loss) for the period to be appropriated9905€65k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€70k▲
Transfer to equity691/2€64k-
To other reserves6921€64k-
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €70k ▲7.8%
Net result €70k, the highest in the series.
31-12
Financial
Equity above €200kEq €259k ▲36.8%
4 profitable years in a row build equity to €259k.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €189k ▲50.7%
3 profitable years in a row build equity to €189k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €126k ▲105%
2 profitable years in a row build equity to €126k.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Treinstraat 30A9031 GentGround area
1,040 m²
Building footprint
115 m²
Volume, LiDAR
656 m³
Parcel 44017C0657/00F000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aelterman Consulting
since 20222.326.434.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0657/00F000 | Flanders | 1,040 m² | 1 · 114 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 38,791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.