V-PRO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €255k and a net result of €23k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 39% of 9864 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
28 d early
2022
16 d early
2021
31 d early
2020
31 d early
2019
16 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€255k▼ 23.2%
2023 · €332k
2018: €128k
2019: €174k
2020: €217k
2021: €270k
2022: €325k
2023: €332k
2018 → 2024
Net result
€23k▲ 209%
2023 · €7k
2018: €47k
2019: €47k
2020: €43k
2021: €47k
2022: €66k
2023: €7k
2018 → 2024
Total assets
€609k▼ 4.3%
2023 · €636k
2018: €190k
2019: €212k
2020: €241k
2021: €279k
2022: €341k
2023: €636k
2018 → 2024
Solvency
41.9%▼ 10.3pp
2023 · 52.2%
2018: 67.1%
2019: 82.3%
2020: 90.0%
2021: 96.8%
2022: 95.1%
2023: 52.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€217k-€270k▲ 24.4%€325k▲ 20.2%€332k▲ 2.3%€255k▼ 23.2%
Operating result€61k-€66k▲ 8.4%€93k▲ 40.7%€22k▼ 76.0%€50k▲ 122%
Net result€43k-€47k▲ 9.1%€66k▲ 41.6%€7k▼ 88.8%€23k▲ 209%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 122% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €609k
Fixed assets
€512k▼ 0.5%
Current assets
€97k▼ 20.1%
Equity and liabilities €609k
Equity
€255k▼ 23.2%
Debt
€354k▲ 16.4%
The debt ratio rises from 47.8% to 58.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
41.9%▼
2023 · 52.2%
ROE
9.0%▲
2023 · 2.2%
ROA
3.8%▲
2023 · 1.2%
Debt
€354k▲
2023 · €304k
Debt ≤ 1 year
€158k▲
2023 · €65k
Debt > 1 year
€196k▼
2023 · €239k
Income taxes
€13k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€636k€609k▼
Fixed assets21/28€515k€512k▼
Tangible fixed assets22/27€5k€2k▼
Land and buildings22€2k€2k▼
Furniture and vehicles24€3k€370▼
Financial fixed assets28€510k€510k=
Current assets29/58€121k€97k▼
Amounts receivable within one year40/41€37k€18k▼
Trade receivables40€36k€18k▼
Other amounts receivable41€428-
Cash at bank and in hand54/58€85k€79k▼
Deferred charges and accrued income490/1€11-
Equity and liabilities
Total equity and liabilities10/49€636k€609k▼
Equity10/15€332k€255k▼
Contributions10/11€19k€19k=
Reserves13€314k€237k▼
Distributable reserves133€314k€237k▼
Amounts payable17/49€304k€354k▲
Amounts payable after more than one year17€239k€196k▼
Financial debts170/4€239k€196k▼
Amounts payable within one year42/48€65k€158k▲
Current portion of amounts payable after more than one year42€43k€43k=
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€11k€8k▼
Other amounts payable47/48€9k€102k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€168€189▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€27k€53k▲
Operating profit (loss)9901€22k€50k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€10k€13k▲
Recurring financial charges65€10k€13k▲
Profit (loss) for the period before taxes9903€13k€36k▲
Income taxes67/77€5k€13k▲
Profit (loss) for the period9904€7k€23k▲
Profit (loss) for the period to be appropriated9905€7k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€23k▲
Transfer from equity791/2-€100k
Transfer to equity691/2€7k€23k▲
To other reserves6921€7k€23k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €7k ▼88.8%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €66k ▲41.6%
Operating result €93k, net result €66k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 15.02
Current ratio from 4.15 to 15.02; short-term debt falls from €23k to €9k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €217k ▲24.6%
3 profitable years in a row build equity to €217k.
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €174k ▲36.6%
2 profitable years in a row build equity to €174k.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Langemark-Poelkapelle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houthulstseweg 828920 Langemark-PoelkapelleGround area
828 m²
Building footprint
232 m²
Parcel 33020D1124/00T002, Flanders. Linked by address, not a title deed.
1 establishment unit
V-PRO
since 20152.243.711.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33020D1124/00T002 | Flanders | 828 m² | 1 · 232 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
46190Agents in non-specialised wholesale trade
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.