BeSooner is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €157k and a net result of €29k. Equity is growing by ~36.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 9864 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
9 d early
2022
29 d late
2021
8 d early
2020
8 d early
2019
10 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€157k▲ 21.0%
2023 · €130k
2018: €20k
2019: €19k
2020: €40k
2021: €75k
2022: €91k
2023: €130k
2018 → 2024
Net result
€29k▼ 28.7%
2023 · €41k
2018: €5k
2019: €1k
2020: €23k
2021: €37k
2022: €46k
2023: €41k
2018 → 2024
Total assets
€394k▼ 0.2%
2023 · €395k
2018: €61k
2019: €235k
2020: €220k
2021: €256k
2022: €332k
2023: €395k
2018 → 2024
Solvency
39.8%▲ 7.0pp
2023 · 32.9%
2018: 33.4%
2019: 8.0%
2020: 18.2%
2021: 29.3%
2022: 27.3%
2023: 32.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€75k▲ 87.6%€91k▲ 21.1%€130k▲ 43.0%€157k▲ 21.0%
Operating result€31k-€49k▲ 60.9%€61k▲ 24.2%€57k▼ 7.1%€46k▼ 19.4%
Net result€23k-€37k▲ 61.4%€46k▲ 25.2%€41k▼ 11.2%€29k▼ 28.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 19% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €394k
Fixed assets
€379k▲ 6.1%
Current assets
€15k▼ 60.2%
Equity and liabilities €394k
Equity
€157k▲ 21.0%
Debt
€237k▼ 10.6%
The debt ratio falls from 67.1% to 60.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
39.8%▲
2023 · 32.9%
ROE
18.5%▼
2023 · 31.4%
ROA
7.4%▼
2023 · 10.3%
Debt
€237k▼
2023 · €265k
Debt ≤ 1 year
€110k▼
2023 · €111k
Debt > 1 year
€121k▼
2023 · €151k
Income taxes
€8k▼
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€395k€394k▼
Fixed assets21/28€357k€379k▲
Tangible fixed assets22/27€357k€379k▲
Land and buildings22€314k€346k▲
Plant, machinery and equipment23€1k€473▼
Furniture and vehicles24€42k€33k▼
Current assets29/58€38k€15k▼
Amounts receivable within one year40/41€11k€10k▼
Trade receivables40€8k€8k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€27k€5k▼
Equity and liabilities
Total equity and liabilities10/49€395k€394k▼
Equity10/15€130k€157k▲
Contributions10/11€19k€19k=
Reserves13€111k€139k▲
Non-distributable reserves130/1€235-
Reserves not available under the articles1311€235-
Distributable reserves133€111k€139k▲
Amounts payable17/49€265k€237k▼
Amounts payable after more than one year17€151k€121k▼
Financial debts170/4€151k€121k▼
Amounts payable within one year42/48€111k€110k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€998€1k▲
Suppliers440/4€998€1k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€78k€76k▼
Accrued charges and deferred income492/3€3k€6k▲
Income statement
Code20232024
Non-recurring operating income76A€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€73k€67k▼
Operating profit (loss)9901€57k€46k▼
Financial income75/76B€287€775▲
Recurring financial income75€287€775▲
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€51k€37k▼
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€41k€29k▼
Profit (loss) for the period to be appropriated9905€41k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€29k▼
Transfer to equity691/2€39k€27k▼
To other reserves6921€39k€27k▼
Profit to be distributed694/7€2k€2k▲
Return on contributions (dividend)694€2k€2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €157k ▲21%
7 profitable years in a row build equity to €157k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €130k ▲43%
6 profitable years in a row build equity to €130k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €46k ▲25.2%
Operating result €61k, net result €46k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €1k ▼72.1%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-03-2024
COUDRON Vicky: Resigned as Director
14-03-2024
SOENEN Jan: Resigned as Director
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zepestraat(Wulv) 28952 HeuvellandGround area
1,488 m²
Building footprint
75 m²
Parcel 33034A0533/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
BiChiChi
since 20152.244.838.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33034A0533/00S000 | Flanders | 1,488 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,318 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47750Retail sale of cosmetics and toilet articles
47784Retail sale of souvenirs and religious articles
47786Retail trade
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.