V.Olivier MANAGEMENT has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €218k and a net result of €21k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 8647 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
26 d late
2023
27 d late
2022
22 d late
2021
142 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▲ 49.8%
2024 · €14k
2020: €26k
2021: €48k
2022: €92k
2023: €15k
2024: €14k
2020 → 2025
Working capital
€89k▲ 7.3%
2024 · €83k
2020: €-6k
2021: €22k
2022: €93k
2023: €89k
2024: €83k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€168k▲ 121%€183k▲ 8.8%€197k▲ 7.6%€218k▲ 10.6%
Operating result€2k-€16k▲ 604%€22k▲ 31.7%€20k▼ 6.0%€31k▲ 50.6%
Net result€48k-€92k▲ 92.1%€15k▼ 83.9%€14k▼ 5.7%€21k▲ 49.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€128k▼ 0.3%
Current assets
€128k▲ 5.1%
Equity and liabilities €256k
Equity
€218k▲ 10.6%
Debt
€38k▼ 28.3%
The debt ratio falls from 21.3% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
85.1%▲
2024 · 78.7%
ROE
9.6%▲
2024 · 7.1%
ROA
8.2%▲
2024 · 5.6%
Debt
€38k▼
2024 · €53k
Debt ≤ 1 year
€38k▲
2024 · €38k
Debt > 1 year
€107▼
2024 · €15k
Income taxes
€8k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€256k▲
Fixed assets21/28€129k€128k▼
Tangible fixed assets22/27€826€418▼
Furniture and vehicles24€826€418▼
Financial fixed assets28€128k€128k=
Current assets29/58€121k€128k▲
Amounts receivable within one year40/41€120k€117k▼
Trade receivables40€10k€8k▼
Other amounts receivable41€110k€109k▼
Cash at bank and in hand54/58€1k€10k▲
Equity and liabilities
Total equity and liabilities10/49€250k€256k▲
Equity10/15€197k€218k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€194k€215k▲
Amounts payable17/49€53k€38k▼
Amounts payable after more than one year17€15k€107▼
Financial debts170/4€15k€107▼
Amounts payable within one year42/48€38k€38k▲
Current portion of amounts payable after more than one year42€22k€15k▼
Trade debts44€612€3k▲
Suppliers440/4€612€3k▲
Taxes, remuneration and social security45€16k€20k▲
Taxes450/3€11k€17k▲
Remuneration and social security454/9€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€648€408▼
Other operating charges640/8€1k-
Gross operating margin9900€22k€31k▲
Operating profit (loss)9901€20k€31k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€18k€29k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€14k€21k▲
Profit (loss) for the period to be appropriated9905€14k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€194k€215k▲
Profit (loss) brought forward from the previous period14P€180k€194k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €200kEq €218k ▲10.6%
6 profitable years in a row build equity to €218k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €14k ▼5.7%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2022
31-12
Financial
Highest result since 2020net €92k ▲92.1%
Net result €92k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 4.27
Current ratio from 1.90 to 4.27.
31-12
Financial
Equity above €150kEq €168k ▲121%
3 profitable years in a row build equity to €168k.
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 142 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.90
Current ratio from 0.77 to 1.90; short-term debt falls from €27k to €24k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tiège 684680 OupeyeGround area
731 m²
Building footprint
33 m²
Volume, LiDAR
120 m³
Parcel 62079A0371/00F002, Wallonia · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62079A0371/00F002 | Wallonia | 731 m² | 1 · 33 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.