CONSTRUCON
ActiveCONSTRUCON has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €76k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 41% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+56
Solvency67▲+30
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 0.5 in 2024; short-term debt: 52.6% and cash: 0.1% of total assets), and 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
34.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
on the day
2023
1 d early
2022
2 d early
2021
1 d early
2020
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€94k▲ 413%
2024 · €18k
2020: €12k
2021: €94k
2022: €110k
2023: €94k
2024: €18k
2020 → 2025
Total assets
€223k▲ 49.6%
2024 · €149k
2020: €31k
2021: €137k
2022: €161k
2023: €146k
2024: €149k
2020 → 2025
Net result
€76k
2024 · €-76k
2020: €10k
2021: €82k
2022: €16k
2023: €-15k
2024: €-76k
2020 → 2025
Working capital
€24k
2024 · €-62k
2020: €12k
2021: €86k
2022: €101k
2023: €25k
2024: €-62k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€110k▲ 16.5%€94k▼ 14.0%€18k▼ 80.5%€94k▲ 413%
Operating result€103k-€23k▼ 77.4%€-15k€-121k▼ 730%€-4k▲ 96.8%
Net result€82k-€16k▼ 81.0%€-15k€-76k▼ 396%€76k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €121k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €223k
Fixed assets
€82k▼ 5.5%
Current assets
€141k▲ 126%
Equity and liabilities €223k
Equity
€94k▲ 413%
Debt
€128k▼ 1.5%
The debt ratio falls from 87.6% to 57.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €-111k
Cash flow
€87k▲
2024 · €-65k
Solvency
42.3%▲
2024 · 12.4%
Current ratio
1.20▲
2024 · 0.50
Quick ratio
1.20▲
2024 · 0.50
Debt / equity
1.36▼
2024 · 7.09
ROE
80.5%▲
2024 · -413.3%
ROA
34.1%▲
2024 · -51.1%
Interest coverage
0.74▲
2024 · -20.74
Debt
€128k▼
2024 · €130k
Debt ≤ 1 year
€117k▼
2024 · €124k
Debt > 1 year
€11k▲
2024 · €6k
Income taxes
€1k▲
2024 · €326
Staff costs
€24k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€149k€223k▲
Formation expenses20€17-
Fixed assets21/28€86k€82k▼
Tangible fixed assets22/27€83k€78k▼
Plant, machinery and equipment23€12k€14k▲
Furniture and vehicles24€12k€6k▼
Other tangible fixed assets26€60k€59k▼
Financial fixed assets28€4k€4k▲
Current assets29/58€62k€141k▲
Amounts receivable after more than one year29€29k-
Other amounts receivable291€29k-
Amounts receivable within one year40/41€20k€80k▲
Trade receivables40€20k€37k▲
Other amounts receivable41-€44k
Cash at bank and in hand54/58€9k€292▼
Deferred charges and accrued income490/1€4k€60k▲
Equity and liabilities
Total equity and liabilities10/49€149k€223k▲
Equity10/15€18k€94k▲
Contributions10/11€3k€3k=
Reserves13€16k€92k▲
Distributable reserves133€16k€92k▲
Amounts payable17/49€130k€128k▼
Amounts payable after more than one year17€6k€11k▲
Financial debts170/4€6k€2k▼
Other amounts payable178/9-€9k
Amounts payable within one year42/48€124k€117k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€100k€93k▼
Credit institutions430/8€100k€93k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€6k€5k▼
Accrued charges and deferred income492/3€319€128▼
Income statement
Code20242025
Non-recurring operating income76A€100€5k▲
Remuneration, social security and pensions62€24k€24k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€41k-
Gross operating margin9900€-45k€33k▲
Operating profit (loss)9901€-121k€-4k▲
Financial income75/76B€51k€91k▲
Recurring financial income75€51k€91k▲
Financial charges65/66B€5k€10k▲
Recurring financial charges65€5k€10k▲
Profit (loss) for the period before taxes9903€-76k€77k▲
Income taxes67/77€326€1k▲
Profit (loss) for the period9904€-76k€76k▲
Profit (loss) for the period to be appropriated9905€-76k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-76k€76k▲
Transfer from equity791/2€76k-
Transfer to equity691/2-€76k
To other reserves6921-€76k
Social balance
Average headcount (FTE)90870.40.4=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €76k
Net result €76k after 2 loss-making years.
30-09
Financial
Liquidity doublescurrent ratio 1.20
Current ratio from 0.50 to 1.20; short-term debt falls from €124k to €117k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-76k
Net result drops to €-76k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €100kEq €110k ▲16.5%
3 profitable years in a row build equity to €110k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2020net €82k ▲723%
Operating result €103k, net result €82k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 3.85
Current ratio from 1.61 to 3.85.
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Goedingenstraat 149051 GentGround area
7,591 m²
Building footprint
221 m²
Volume, LiDAR
54 m³
Parcel 44002A0001/00E002, Flanders · tallest building 6.8 m. Linked by address, not a title deed.
1 establishment unit
CONSTRUCON
since 20192.295.736.909
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44002A0001/00E002 | Flanders | 7,591 m² | 1 · 221 m² | 6.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500AL1E5F13977C61
Similar companies · same sector, comparable size
BRIK PROJECTS
BE 0836.279.164
Kruisem · Eq €94k
BLUETECH SERVICES
BE 0538.487.184
Brussel · Eq €94k
GRAANKAAI CONSTRUCT
BE 1008.415.958
Veurne · Eq €94k
YASA PROJECTS
BE 0840.587.845
Heusden-Zolder · Eq €94k
EIBO GROUP
BE 0785.482.046
Peer · Eq €94k
Of 9,696 companies in sector 68121 we hold annual accounts for 7,378. 5,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-10-2019
Fiscal year end30-09
Activities, NACEBEL
68121Development of residential building projects
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.