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Complete company report
Generated 18-08-2026
Active BE 0757.657.397Private limited companyOpen bankruptcy

V&O Services

· 5 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

A bankruptcy procedure is open for V&O Services according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-76k) and a net result of €-65k.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-76k
Net result €-65k
Staff (FTE) 11.4
Better than sector 16%
Financial profile 4 of 5 axes measured · computed by Checked
Health0Profitability100Solvency35Growth-Stability0
34 / 100

Fragile profile, watch health in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 0
Profitability 100
Solvency 35
Growth -
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
53 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
· 1 administrative flag (+3)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags1 events
Address struck
Health barometer FY 2022 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-08-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -23.0% 19.8%
better than 16% of 4415 sector peers
Net result €-65k €2k
better than 5% of 4399 sector peers
Equity €-76k €14k
better than 5% of 4424 sector peers
Gross operating margin €173k €19k
better than 94% of 4389 sector peers
Staff costs €203k €30k
higher than 95% of 1947 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Depositmicro
Revenue-
EBITDA€-36k
Net profit€-65k
Cash flow€-43k
Staff costs€203k
Income taxes-
Dividends-
Total assets€329k
Equity€-76k
Debt€405k
of which ≤ 1y€270k
of which > 1y€135k
Working capital€-110k
Employees (FTE)11.4
Ratios (computed)
2022
Current ratio0.59
Quick ratio0.26
Working capital ratio-33.4%
Solvency-23.0%
Debt / equity-5.34
Long-term debt ratio-1.78
Interest coverage-4.66
Gross margin-
Net margin-
ROA-19.7%
ROE85.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€329k
Fixed assets 21/28€169k
Intangible fixed assets 21€157k
Tangible fixed assets 22/27€8k
Financial fixed assets 28€4k
Current assets 29/58€160k
Stocks & contracts in progress 3€88k
Amounts receivable within one year 40/41€38k
Cash & bank 54/58€34k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€329k
Equity 10/15€-76k
Contributions / capital 10/11€30k
Accumulated profits (losses) 14€-106k
Amounts payable 17/49€405k
Amounts payable after one year 17€135k
Amounts payable within one year 42/48€270k
Trade debts payable within one year 44€190k
Income statement
Gross operating margin 9900€173k
Operating result 9901€-57k
Financial income 75€232
Financial charges 65€8k
Result before taxes 9903€-65k
Net result for the period 9904€-65k
Result to be appropriated 9905€-65k
Ratios computed by Checked.
Directors & mandates 7 directors
Current directors & mandates
  • Ozgunes Erturk
    Director
    State Gazette act 24162274 (14-11-2024)
    Current
    14-11-2024 → present
  • El Herbouti Said
    Director
    State Gazette act 24081474 (29-05-2024)
    Current
    29-05-2024 → present
Former directors (5)
  • Van Haaren Lowe Brord
    Director
    State Gazette act 24162274 (14-11-2024)
    Former
    - → 14-11-2024
  • Tulukcu Arafa
    Director
    State Gazette act 24022537 (05-02-2024)
    Former
    14-12-2023 → 29-05-2024
    2 events
    • 29-05-2024 Resigned· Director
    • 14-12-2023 Appointed· Director
  • Tulukcu Halil
    Director
    State Gazette act 24022537 (05-02-2024)
    Former
    14-12-2023 → 29-05-2024
    2 events
    • 29-05-2024 Resigned· Director
    • 14-12-2023 Appointed· Director
  • Tulukcu Serdar
    Director
    State Gazette act 24022537 (05-02-2024)
    Former
    14-12-2023 → 29-05-2024
    2 events
    • 29-05-2024 Resigned· Director
    • 14-12-2023 Appointed· Director
  • Zafiropoulos Vasiliki
    Director
    State Gazette act 24022537 (05-02-2024)
    Former
    - → 14-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator PATRICK VANHOUTVIN
HENDRIK VAN VELDEKE- SINGEL 150 BUS 4, 3500 HASSELT
 14-11-2024 → present Belgian State Gazette
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company(610)
Incorporation30-10-2020
StatusActive
Postal code-
First BS signal 20-11-2024
Latest BS signal 20-11-2024
Establishment units 1 location
V&O Services
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
since 20202.309.280.384
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44032A0472/00R003 Flanders 1.9 ha 1 · 1,241 m² 18.8 m · 5 fl.
73064B0848/00S000 Flanders 1,881 m² 1 · 664 m² 8.8 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
07-03-2025
KBO administration Address struck
Gaston Crommen- Die Sitzadresse Gaston Crommenlaan 8 9050 9050 Gent · event 27-01-2025
2024
20-11-2024
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · V&O SERVICES BV GASTON CROMMENLAAN 8, 9050 GENT · event 14-11-2024
14-11-2024
State Gazette act Director changes
29-05-2024
State Gazette act Director changes
05-02-2024
State Gazette act Director changes
2023
30-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
Lifecycle & Insolvency Signals2 events
07-03-2025
KBO administration Address struck
Date: 27-01-2025 · Gaston Crommen- Die Sitzadresse Gaston Crommenlaan 8 9050 9050 Gent · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 14-11-2024 to 27-01-2025.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-11-20 · Bankruptcy · Opening2025-03-07 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2024
14-11-2024 1 director appointed, 1 resigning Director changes
  • Ozgunes Erturk, Bestuurder
  • Van Haaren Lowe Brord, Bestuurder
Technical details 
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  "act_meta": {
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29-05-2024 1 director appointed, 3 resigning Director changes
  • El Herbouti Said, Bestuurder
  • Tulukcu Halil, Bestuurder
  • Tulukcu Serdar, Bestuurder
  • Tulukcu Arafa, Bestuurder
Technical details 
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05-02-2024 3 directors appointed, 1 resigning Director changes
  • Tulukcu Halil, Bestuurder
  • Tulukcu Serdar, Bestuurder
  • Tulukcu Arafa, Bestuurder
  • Zafiropoulos Vasiliki, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
Legal nameNL V&O Services
Registration history
  1. 27-01-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative