Active BE 0757.657.397Private limited companyOpen bankruptcy

V&O Services

· 5 yrs active

Sector: Non-specialised food retail (47110)

Conclusion Checked

A bankruptcy procedure is open for V&O Services according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2022 annual accounts show negative equity (€-76k) and a net result of €-65k.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€-76k
Net result	€-65k
Staff (FTE)	11.4
Better than sector	17%

Snowflake analysis 5 axes · computed by Checked

37 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 100

Solvency 35

Growth 50

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

53 / 100

High risk

Components

· Open bankruptcy (+50)

· 1 administrative flag (+3)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 1 events

Address struck

Health barometer FY 2022 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 30-08-2023 with the NBB · fiscal year 2022 · micro

Sector comparison

Fiscal year 2022 · NACE 47 — Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-23.0%	16.5%	better than 17% of 527 sector peers
Net result	€-65k	€1k	better than 5% of 523 sector peers
Equity	€-76k	€10k	better than 5% of 528 sector peers
Gross operating margin	€173k	€13k	better than 95% of 521 sector peers
Staff costs	€203k	€27k	higher than 95% of 218 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2022
Revenue	—
EBITDA	€-36k
Net profit	€-65k
Cash flow	€-43k
Staff costs	€203k
Income taxes	—
Dividends	—
Total assets	€329k
Equity	€-76k
Debt	€405k
of which ≤ 1y	€270k
of which > 1y	€135k
Working capital	€-110k
Employees (FTE)	11.4

Ratios (computed)

	2022
Current ratio	0.59
Quick ratio	0.26
Working capital ratio	-33.4%
Solvency	-23.0%
Debt / equity	-5.34
Long-term debt ratio	-1.78
Interest coverage	-4.66
Gross margin	—
Net margin	—
ROA	-19.7%
ROE	85.6%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2022

Assets

Fixed assets €169k · 51.4% Current assets €160k · 48.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet — Assets
TOTAL ASSETS	20/58	€329k
Fixed assets	21/28	€169k
Intangible fixed assets	21	€157k
Tangible fixed assets	22/27	€8k
Financial fixed assets	28	€4k
Current assets	29/58	€160k
Stocks & contracts in progress	3	€88k
Amounts receivable within one year	40/41	€38k
Cash & bank	54/58	€34k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€329k
Equity	10/15	€-76k
Contributions / capital	10/11	€30k
Accumulated profits (losses)	14	€-106k
Amounts payable	17/49	€405k
Amounts payable after one year	17	€135k
Amounts payable within one year	42/48	€270k
Trade debts payable within one year	44	€190k
Income statement
Gross operating margin	9900	€173k
Operating result	9901	€-57k
Financial income	75	€232
Financial charges	65	€8k
Result before taxes	9903	€-65k
Net result for the period	9904	€-65k
Result to be appropriated	9905	€-65k

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	PATRICK VANHOUTVIN HENDRIK VAN VELDEKE- SINGEL 150 BUS 4, 3500 HASSELT ↔ Also on 64 other cases	14-11-2024 → present	Belgian State Gazette

Legal Structure

NACE primary	Non-specialised food retail(47110)
Legal form	Private limited company(610)
Incorporation	30-10-2020
Status	Active
Postal code	—
First BS signal	20-11-2024
Latest BS signal	20-11-2024

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

V&O Services

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)

since 20202.309.280.384

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44032A0472/00R003	Flanders	1.9 ha	1 · 1,241 m²	18.8 m · 5 fl.
73064B0848/00S000	Flanders	1,881 m²	1 · 664 m²	8.8 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 9 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

07-03-2025

KBO administration Address strikeout main

Gaston Crommen- Die Sitzadresse Gaston Crommenlaan 8 9050 9050 Gent · event 27-01-2025

07-03-2025

KBO administration Address strikeout main

Gaston Crommen- Die Sitzadresse Gaston Crommenlaan 8 9050 9050 Gent

2024

20-11-2024

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Hasselt · V&O SERVICES BV GASTON CROMMENLAAN 8, 9050 GENT · event 14-11-2024

14-11-2024

State Gazette act Director changes

14-11-2024

State Gazette act Registered-office change

29-05-2024

State Gazette act Director changes

05-02-2024

State Gazette act Director changes

2023

30-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

31-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

Lifecycle & Insolvency Signals 2 events

07-03-2025

KBO administration Address strikeout main

Date: 27-01-2025 · Gaston Crommen- Die Sitzadresse Gaston Crommenlaan 8 9050 9050 Gent · Publications in State Gazette ↗

20-11-2024

Bankruptcy Opening

Date: 14-11-2024 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · V&O SERVICES BV GASTON CROMMENLAAN 8, 9050 GENT · Publications in State Gazette ↗

Time machine — BS events + macro context 2021 — 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023–2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad — acts 4 acts

Address history · 1

14-11-2024

Registered-office move

All acts · 4 updated 1 year ago

2024

14-11-2024 1 director appointed, 1 resigning Director changes

Ozgunes Erturk — Bestuurder
Van Haaren Lowe Brord — Bestuurder

Original publication ↗

Technical details

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14-11-2024 Registered office moved from Lanaken to Gent Registered-office change

Populierenlaan 40- 3621 Lanaken → Gaston Crommenlaan 8 te 9000 Gent

Original publication ↗

Technical details

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29-05-2024 1 director appointed, 3 resigning Director changes

El Herbouti Said — Bestuurder
Tulukcu Halil — Bestuurder
Tulukcu Serdar — Bestuurder
Tulukcu Arafa — Bestuurder

Original publication ↗

Technical details

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05-02-2024 3 directors appointed, 1 resigning Director changes

Tulukcu Halil — Bestuurder
Tulukcu Serdar — Bestuurder
Tulukcu Arafa — Bestuurder
Zafiropoulos Vasiliki — Bestuurder

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114

Primary activity highlighted.

Names & trade names

Legal nameNL

V&O Services

Registration history

27-01-2025 Address strikeout main

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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