V & O FRUIT

Active

Private limited companyfounded 2008active for 18 yearsVrijheersstraat 4, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0899.905.226

Summary

V & O FRUIT has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €267,000 and a net result of €58,470. Equity is growing by about 50% per year across the filed financial years. Its solvency ranks better than 54% of 3,700 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

V & O FRUITActiveChecked score 97/100

Risk analysis Report Compare

Activity

Growing of cereals (except rice), leguminous crops and oil seeds

NACE 01110Growing of pome and stone fruits NACE 01240

1 site

Size

€727,493total assets 2025

Staff: 7.3 FTE
Equity: €267,000
Profit: €58,470

Turnover not published (abbreviated or micro format)

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

ODEURS WendyDirector
VANSTAPEL StefaanDirector

Accounts 3 days early1 of 3 deeds read

Why 97lowers riskSize: total assets €727,493Liquidity: current ratio 1.53, cash €293,462Figures for financial year 2025 (filed 30-01-2026)Sector: Crop and animal production, hunting and related service activities (NACE 01)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 72% of its sector peers (NACE 01, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 62+7

equity 36.7% of total assets

Liquidity 87+4

short-term debt 30.3% · cash 40.3%

Profitability 79-2

return on assets 8.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,682 companies, NACE 01, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024highest value 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: 0.1%▲ +0.1 percentage points vs 12-2025 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.53, compared with 1.36 in 2024, above the usual 1.5; short-term debt: 30.3% and cash: 40.3% of total assets), but 63.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 51% on solvency, 89% on liquidity, 71% on profitability and 78% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Size: total assets €727,493

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.53, cash €293,462

NBB · annual accounts

Figures for financial year 2025 (filed 30-01-2026)

NBB · annual accounts

Sector: Crop and animal production, hunting and related service activities (NACE 01)

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

11 days early

2023

2 days early

2022

4 days early

2021

2 days late

2020

6 days early

2019

29 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 January (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end24-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-01-2026 Annual accounts filedfinancial year 2025 · micro…
20-01-2025 Annual accounts filedfinancial year 2024 · micro…
30-06-2024 Equity above €200,000equity €208,530 ▲49.3%

Key points

Positive: Among the best 15% on net resultsector median €7,141 · 3,697 companies €58,470 View
Positive: Equity rose in 2025from €208,530 to €267,000 ▲ 28.0% View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €727,493
Profit: €58,470
Solvency: 36.7%

Total assets▲ 3.9%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

ODEURS WendyDirector
VANSTAPEL StefaanDirector

Go to Board & ownership

Timeline

Events: 24
Since: 2010
Next accounts: by 31-01-2027

29-01-2024Annual accounts filed
16-01-2024Resignations: VANSTAPEL Stefaan (manager) and ODEURS Wendy…
30-06-2023Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Growing of cereals (except rice), leguminous crops and…NACE 01110
Founded: 21-08-2008
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Who signs: Each director alone
Annual meeting: Second Friday of December at 20:00
Purpose: “De exploitatie van een landbouw- en fruitteeltbedrijf; Veeteelt; De teelt, van fruit…” (deed in Dutch)

Go to Articles of association

Key facts about V & O FRUIT

What is the company number of V & O FRUIT?: 0899.905.226. In Belgium the VAT number is the company number with BE in front: BE 0899.905.226.
Where is V & O FRUIT based?: The registered office is at Vrijheersstraat 4, 3800 Sint-Truiden.Company details
What does V & O FRUIT do?: According to the KBO register, the main activity is growing of cereals (except rice), leguminous crops and oil seeds (NACE 01110).
What is the legal form of V & O FRUIT?: Private limited company (BV).
When was V & O FRUIT founded?: On 21-08-2008.
Is V & O FRUIT still active?: Yes, V & O FRUIT is an active enterprise in the KBO register.
How many employees does V & O FRUIT have?: On average 7.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of V & O FRUIT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is V & O FRUIT profitable?: In financial year 2025, V & O FRUIT made a profit of €58,470.
Where can I find the annual accounts of V & O FRUIT?: V & O FRUIT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of V & O FRUIT due?: By 31-01-2027, for financial year 2026.Timeline