RAW-PRO
ActiveRAW-PRO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €271k and a net result of €21k. Equity is growing by ~35.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 3110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+6
Solvency99▲+6
Growth54▲+17
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.55 in 2024; short-term debt: 26.2% and cash: 39% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
58 d early
2023
43 d early
2022
62 d early
2021
38 d early
2020
57 d early
2019
80 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€86k▼ 8.1%
2018 · €94k
2018: €94k
2018 → 2019
EBIT margin
26.4%▼ 5.3pp
2018 · 31.7%
2018: 31.7%
2018 → 2019
Net result
€21k▲ 824%
2024 · €2k
2018: €12k
2019: €7k
2020: €14k
2021: €17k
2022: €104k
2023: €23k
2024: €2k
2018 → 2025
Working capital
€49k▲ 25.7%
2024 · €39k
2018: €-114k
2019: €-128k
2020: €-130k
2021: €-135k
2022: €-54k
2023: €3k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-249k-€-145k▲ 41.8%€248k€250k▲ 0.9%€271k▲ 8.3%
Operating result€26k-€110k▲ 323%€25k▼ 76.9%€2k▼ 90.9%€21k▲ 794%
Net result€17k-€104k▲ 520%€23k▼ 77.9%€2k▼ 90.3%€21k▲ 824%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 794% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€222k▼ 13.4%
Current assets
€146k▲ 32.3%
Equity and liabilities €367k
Equity
€271k▲ 8.3%
Debt
€96k▼ 16.8%
The debt ratio falls from 31.7% to 26.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▲
2024 · €37k
Cash flow
€55k▲
2024 · €37k
Solvency
73.8%▲
2024 · 68.3%
Current ratio
1.51▼
2024 · 1.55
Quick ratio
1.51▼
2024 · 1.55
Debt / equity
0.36▼
2024 · 0.46
ROE
7.6%▲
2024 · 0.9%
ROA
5.6%▲
2024 · 0.6%
Interest coverage
1019.11▲
2024 · 300.28
Debt
€96k▼
2024 · €116k
Debt ≤ 1 year
€96k▲
2024 · €71k
Debt > 1 year
€0▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€366k€367k▲
Fixed assets21/28€256k€222k▼
Tangible fixed assets22/27€254k€220k▼
Plant, machinery and equipment23€254k€220k▼
Financial fixed assets28€2k€2k=
Current assets29/58€110k€146k▲
Amounts receivable within one year40/41€1k€2k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€109k€143k▲
Deferred charges and accrued income490/1€78€87▲
Equity and liabilities
Total equity and liabilities10/49€366k€367k▲
Equity10/15€250k€271k▲
Contributions10/11€663k€663k=
Reserves13€18k€18k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€-431k€-410k▲
Amounts payable17/49€116k€96k▼
Amounts payable after more than one year17€45k€0▼
Financial debts170/4€45k€0▼
Amounts payable within one year42/48€71k€96k▲
Trade debts44€90€109▲
Suppliers440/4€90€109▲
Other amounts payable47/48€71k€96k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€41k€60k▲
Operating profit (loss)9901€2k€21k▲
Financial income75/76B€42€0▼
Recurring financial income75€42€0▼
Financial charges65/66B€122€54▼
Recurring financial charges65€122€54▼
Profit (loss) for the period before taxes9903€2k€21k▲
Profit (loss) for the period9904€2k€21k▲
Profit (loss) for the period to be appropriated9905€2k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-431k€-410k▲
Profit (loss) brought forward from the previous period14P€-433k€-431k▲
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼90.3%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €248k
6 profitable years in a row build equity to €248k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €104k ▲520%
Operating result €110k, net result €104k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duffelsesteenweg 2382550 KontichGround area
590 m²
Building footprint
237 m²
Volume, LiDAR
1,215 m³
Parcel 11602E0390/00P000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Duffelsesteenweg 238, 2550 Kontich
since 19982.089.548.759
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0390/00P000 | Flanders | 590 m² | 1 · 237 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
N.W. FRITO
BE 0464.007.814
Aarschot · Eq €270k
SAGR TONDREAU AGRI
BE 0562.841.510
Mons · Eq €268k
DEFCOTEC
BE 0826.654.091
Bonheiden · Eq €268k
Locatra
BE 0406.403.769
Thuin · Eq €268k
V & O FRUIT
BE 0899.905.226
Sint-Truiden · Eq €267k
Of 5,167 companies in sector 01110 we hold annual accounts for 612. 501 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-1998
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.