V&M CONSTRUCTION
The computed 12-month bankruptcy probability of V&M CONSTRUCTION is 2.8% (moderate). The 2024 annual accounts show equity of €9k and a net result of €8k. Its solvency ranks better than 14% of 3827 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €9k |
| Net result | €8k |
| Better than sector | 14% |
| Active | 2 yrs |
Mixed profile: strong on profitability, weaker on solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 4.9% | 39.4% | |
| Net result | €8k | €9k | |
| Equity | €9k | €29k | |
| Gross operating margin | €22k | €26k | |
| Total assets | €173k | €85k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €22k |
| Net profit | €8k |
| Cash flow | €18k |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €173k |
| Equity | €9k |
| Debt | €164k |
| of which ≤ 1y | €137k |
| of which > 1y | €28k |
| Working capital | €-22k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.84 |
| Quick ratio | 0.84 |
| Working capital ratio | -12.5% |
| Solvency | 4.9% |
| Debt / equity | 19.29 |
| Long-term debt ratio | 3.24 |
| Interest coverage | 13.34 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.4% |
| ROE | 88.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 108d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €173k |
| Fixed assets | 21/28 | €58k |
| Tangible fixed assets | 22/27 | €58k |
| Current assets | 29/58 | €115k |
| Amounts receivable within one year | 40/41 | €109k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €173k |
| Equity | 10/15 | €9k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €8k |
| Amounts payable | 17/49 | €164k |
| Amounts payable after one year | 17 | €28k |
| Amounts payable within one year | 42/48 | €137k |
| Trade debts payable within one year | 44 | €122k |
| Income statement | ||
| Gross operating margin | 9900 | €22k |
| Operating result | 9901 | €11k |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €9k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €8k |
| Result to be appropriated | 9905 | €8k |
-
Current08-10-2025 → present
2 events
- 04-02-2026 Resigned· Director
- 08-10-2025 Appointed· Director
| NACE primary | Construction of buildings(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 05-12-2023 |
| Status | Active |
| Postal code | 6200 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52007C0211/00B003 | Wallonia | 1,453 m² | 1 · 98 m² | 10.4 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
13-02-2026 Sandu Robert Andrei resigns as director
- Sandu Robert Andrei, Bestuurder
Technical details
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"events": [
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"kind": "director_out",
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"person": {
"rrn": null,
"name": "Sandu Robert Andrei",
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},
"effective_date": "2026-02-04",
"evidence_quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale des Actionnaires d\u00E9cide \u00E0 l\u0027unanimit\u00E9 d\u0027accepter, avec effet au 04/02/2026, d\u00E9mission de Monsieur Sandu Robert Andrei, num\u00E9ro de registre national 91.09.15-477.77, de son mandat d\u0027administrateur de la soci\u00E9t\u00E9."
}
],
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},
"subject_company": {
"kbo": "1003.028.104",
"name_full": "V \u0026 M CONSTRUCTION",
"legal_form": "SRL"
}
}13-10-2025 Articles of association amended
Technical details
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"governance_change": {
"admin_delegated_added": []
}
}08-10-2025 SANDU Robert-Andrei appointed as director
- SANDU Robert-Andrei, Bestuurder
Technical details
{
"events": [
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"kind": "director_in",
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},
"evidence_quote": "1) Benoeming van een nieuwe bestuurder, zijnde de heer SANDU Robert-Andrei, gedomicilieerd te 7140 Morlanwelz, Rue Val\u00E8re Mabille, 4/2/1, die aanvaard."
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}07-12-2023 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "1600 Sint-Pieters-Leeuw, Bergensesteenweg, 24 bus 8",
"schema": "v3.2",
"act_meta": {
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"founders": [
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"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "PATU Vasile",
"niss": null,
"address": "6200 Ch\u00E2telet, Rue de la Goulette, 70"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 0,
"holder_person_name": "PATU Vasile",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 1000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 1000,
"subject_company": {
"kbo": "1003.028.104",
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"initial_directors": [],
"incorporation_date": "2023-12-05",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | V&M CONSTRUCTION |