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Generated 28-07-2026
Active BE 0792.990.341Private limited company

V&D GROUP

Dorp 38b ·1602 Sint-Pieters-Leeuw, Belgium· 3 yrs active
Sector: NACE 52100 (52100)
Conclusion Checked

The computed 12-month bankruptcy probability of V&D GROUP is 5.0% (elevated). The 2024 annual accounts show negative equity (€-7k) and a net result of €-23k. Its solvency ranks better than 10% of 423 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-7k
Net result €-23k
Better than sector 10%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health12Profitability100Solvency36Growth32Stability94
55 / 100

Mixed profile: strong on profitability, weaker on health.

Health 12
Profitability 100
Solvency 36
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
5.0% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
12 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 19-07-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2023: €25k€25kNet result 2023: €19k€19kOperating result 2024: €-18k€-18kNet result 2024: €-23k€-23k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 52 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -27.9% 30.6%
better than 10% of 423 sector peers
Net result €-23k €7k
better than 11% of 423 sector peers
Equity €-7k €24k
better than 14% of 423 sector peers
Gross operating margin €-14k €36k
better than 6% of 422 sector peers
Total assets €26k €100k
better than 16% of 423 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-16k
- +68% vs sector
Net profit
€-23k
- +79% vs sector
Cash flow
€-21k
- +66% vs sector
Total assets
€26k
-62.9% -94% vs sector
Equity
€-7k
- far below sector median
Working capital
€-12k
- far below sector median
Income taxes
€240
-94.3% -99% vs sector
Debt
€33k
-38.0% -92% vs sector
Debt ≤ 1y
€33k
-38.0% -87% vs sector
Current ratio
0.64
-46.8% -61% vs sector
Quick ratio
0.64
-46.8% -61% vs sector
Solvency
-27.9%
- far below sector median
Debt / equity
-4.58
- far below sector median
ROE
326.9%
+183.3% far above sector median
ROA
-91.4%
- far below sector median
Interest coverage
-2.86
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-16k
Net profit€-23k
Cash flow€-21k
Staff costs-
Income taxes€240
Dividends-
Total assets€26k
Equity€-7k
Debt€33k
of which ≤ 1y€33k
of which > 1y-
Working capital€-12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.64
Quick ratio0.64
Working capital ratio-46.0%
Solvency-27.9%
Debt / equity-4.58
Long-term debt ratio-
Interest coverage-2.86
Gross margin-
Net margin-
ROA-91.4%
ROE326.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€26k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€21k
Amounts receivable within one year 40/41€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€26k
Equity 10/15€-7k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-10k
Amounts payable 17/49€33k
Amounts payable within one year 42/48€33k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€-14k
Operating result 9901€-18k
Financial income 75€908
Financial charges 65€6k
Result before taxes 9903€-23k
Income taxes 67/77€240
Net result for the period 9904€-23k
Result to be appropriated 9905€-23k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 52100
Legal form Private limited company(610)
Incorporation28-10-2022
StatusActive
Postal code1602
Establishment units 1 location
V&D GROUP
Rozenlaan 11, 1501 HalleAlgemene bouw van residentiële gebouwen
since 20222.338.417.602
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23013A0078/00L006 Flanders 968 m² 1 · 207 m² 10.6 m · 2 fl.
23089D0222/00L002 Flanders 210 m² 1 · 87 m² 0.0 m
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-07-2025
State Gazette act Director changes
correction
19-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
28-07-2025 1 director appointed, 2 resigning Director changescorrection
  • TRUSCA Laura Claudia, Enig bestuurder
  • CHIRICA Diana, Bestuurder
  • CHIRICA Vadim, Bestuurder
Technical details 
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    {
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    {
      "kind": "correction",
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      "subkind": "rectification",
      "via_org": null,
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      "effective_date": null,
      "evidence_quote": "Op de laatste biz van Luik B vermelden:",
      "decharge_status": null,
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Brussel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-28",
    "filing_date": "2025-07-18",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-07-11",
      "unanimous": null
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0792.990.341",
    "name_full": "V\u0026D GROUP",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
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  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Opslag in koelpakhuizen en overige opslag52100Opslag52100Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110
Primary activity highlighted.
Names & trade names
Legal nameNL V&D GROUP
Trade nameNL V&D GROUP
Registered office
Dorp 38b
1602 Sint-Pieters-Leeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative