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Complete company report
Generated 20-07-2026
Active BE 0839.780.369Public limited company

V & D

Neerstraat 83 ·9220 Hamme (Vl.), Belgium· 14 yrs active
Sector: Financial services (64210)
Conclusion Checked

V & D is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 14 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2011, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 micro 13-02-2026 2026-00039063
30-06-2024 verkort 31-01-2025 2025-00022073
30-06-2023 verkort 08-01-2024 2024-00544914
30-06-2022 verkort 30-01-2023 2023-00010094
30-06-2021 verkort 27-01-2022 2022-02200443
30-06-2020 verkort 29-01-2021 2021-02900546
30-06-2019 verkort 27-01-2020 2020-02200399
30-06-2018 verkort 17-06-2019 2019-19200418
30-06-2017 verkort 10-01-2018 2018-01000365
30-06-2016 verkort 03-01-2017 2017-00100247
Legal Structure
NACE primary Financial services(64210)
Legal form Public limited company(014)
Incorporation30-09-2011
StatusActive
Postal code9220
Establishment units 1 location
Neerstraat 83, 9220 Hamme (Vl.)
Managementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20112.204.582.544
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42008A1462/00Y000 Flanders 1,224 m² 1 · 153 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
13-02-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
31-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
08-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
14-12-2023
State Gazette act Director changes
Ellen Flies
30-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
27-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
29-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
27-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
17-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
10-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
03-01-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
14-12-2023 4 directors appointed Director changes·Ellen Flies
  • Freddy Vercammen, Bestuurder
  • Geert Vercammen, Bestuurder
  • Carla Vercammen, Bestuurder
  • Bart Vercammen, Bestuurder
Notary: Ellen Flies · Hamme
Technical details 
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        "name": "Freddy Vercammen",
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      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering beslist te benoemen als enige statutaire bestuurder voor onbepaalde duur, de heer Freddy Vercammen, wonende te 9220 Hamme, Neerstraat 83, hier aanwezig en die aanvaardt.",
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      "evidence_quote": "De heer Geert Vercammen, wonende te 9220 Hamme, Geemstraat 151, mevrouw Carla Vercammen, wonende te 8500 Kortrijk, Jan Van Ruusbroeclaan 12, en de heer Bart Vercammen, wonende te 9220 Hamme, Neerstraat 95, worden benoemd tot bestuurder voor een hernieuwbare periode van zes (6) jaar met ingang van de",
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    {
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      },
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      "evidence_quote": "De heer Geert Vercammen, wonende te 9220 Hamme, Geemstraat 151, mevrouw Carla Vercammen, wonende te 8500 Kortrijk, Jan Van Ruusbroeclaan 12, en de heer Bart Vercammen, wonende te 9220 Hamme, Neerstraat 95, worden benoemd tot bestuurder voor een hernieuwbare periode van zes (6) jaar met ingang van de",
      "decharge_status": null,
      "mandate_duration": {
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      },
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      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bart Vercammen",
        "address": "9220 Hamme, Neerstraat 95",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De heer Geert Vercammen, wonende te 9220 Hamme, Geemstraat 151, mevrouw Carla Vercammen, wonende te 8500 Kortrijk, Jan Van Ruusbroeclaan 12, en de heer Bart Vercammen, wonende te 9220 Hamme, Neerstraat 95, worden benoemd tot bestuurder voor een hernieuwbare periode van zes (6) jaar met ingang van de",
      "decharge_status": null,
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      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Ellen Flies",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Hamme",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-12-14",
    "filing_date": "2023-12-12",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
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    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
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    },
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      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
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    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
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    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
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    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2023-11-27",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0839.780.369",
    "name_full": "V \u0026 D",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ellen Flies",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "Uitgifte van proces-verbaal",
    "Geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199
Primary activity highlighted.
Names & trade names
Legal nameNL V & D
Registered office
Neerstraat 83
9220 Hamme (Vl.), Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative