V.BEDIN
ActiveV.BEDIN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €23k. Equity is growing by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-32
Solvency97▲+6
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 3.26 in 2024), and 46.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.8%
Return on assets
7.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
26 d late
2023
27 d late
2022
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€23k▼ 73.5%
2024 · €85k
2022: €18k
2023: €46k
2024: €85k
2022 → 2025
Working capital
€115k▲ 7.1%
2024 · €108k
2022: €7k
2023: €36k
2024: €108k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€12k-€58k▲ 388%€143k▲ 146%€166k▲ 15.7%
Operating result€25k-€60k▲ 141%€111k▲ 83.9%€47k▼ 58.0%
Net result€18k-€46k▲ 151%€85k▲ 83.6%€23k▼ 73.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €308k
Fixed assets
€148k▼ 5.0%
Current assets
€160k▲ 3.0%
Equity and liabilities €308k
Equity
€166k▲ 15.7%
Debt
€143k▼ 15.3%
The debt ratio falls from 54.0% to 46.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▼
2024 · €122k
Cash flow
€35k▼
2024 · €96k
Solvency
53.8%▲
2024 · 46.0%
Current ratio
3.58▲
2024 · 3.26
Quick ratio
3.58▲
2024 · 3.26
Debt / equity
0.86▼
2024 · 1.17
ROE
13.6%▼
2024 · 59.3%
ROA
7.3%▼
2024 · 27.3%
Interest coverage
38.43▼
2024 · 58.68
Debt
€143k▼
2024 · €168k
Debt ≤ 1 year
€45k▼
2024 · €48k
Debt > 1 year
€98k▼
2024 · €119k
Income taxes
€23k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€312k€308k▼
Fixed assets21/28€156k€148k▼
Tangible fixed assets22/27€42k€34k▼
Furniture and vehicles24€2k€5k▲
Leasing and similar rights25€40k€29k▼
Financial fixed assets28€114k€114k=
Current assets29/58€155k€160k▲
Amounts receivable within one year40/41€123k€94k▼
Trade receivables40€123k€93k▼
Other amounts receivable41€130€1k▲
Cash at bank and in hand54/58€31k€64k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€312k€308k▼
Equity10/15€143k€166k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€141k€163k▲
Amounts payable17/49€168k€143k▼
Amounts payable after more than one year17€119k€98k▼
Financial debts170/4€119k€98k▼
Amounts payable within one year42/48€48k€45k▼
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€25k€19k▼
Taxes450/3€25k€19k▼
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€16k€2k▼
Gross operating margin9900€138k€60k▼
Operating profit (loss)9901€111k€47k▼
Financial income75/76B€5€23▲
Recurring financial income75€5€23▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€109k€45k▼
Income taxes67/77€24k€23k▼
Profit (loss) for the period9904€85k€23k▼
Profit (loss) for the period to be appropriated9905€85k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€163k▲
Profit (loss) brought forward from the previous period14P€56k€141k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €150kEq €166k ▲15.7%
4 profitable years in a row build equity to €166k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2022net €85k ▲83.6%
Operating result €111k, net result €85k, both a record.
31-12
Financial
Equity above €100kEq €143k ▲146%
3 profitable years in a row build equity to €143k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waremme · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Hodeige 1344300 WaremmeGround area
3,636 m²
Building footprint
304 m²
Volume, LiDAR
390 m³
2 parcels, Wallonia · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
V.BEDIN
since 20222.328.365.234
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61003A1255/00C000 | Wallonia | 2,433 m² | 1 · 124 m² | 6.3 m · 1 fl. |
| 64040A0203/00L000 | Wallonia | 1,203 m² | 1 · 180 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ODEXE
BE 0803.215.527
Braives · Eq €166k
Sila Consulting
BE 0789.337.696
Elsene · Eq €166k
ADD BUSINESS
BE 0477.539.710
Antwerpen · Eq €166k
ARTORYS
BE 0821.966.419
Genappe · Eq €166k
FTBK CONSULTING
BE 0830.730.269
Watermaal-Bosvoorde · Eq €166k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vincentbedin@me.com
Phone:+32496936544