FTBK CONSULTING
ActiveFTBK CONSULTING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €37k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 83% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
19%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
6 d late
2023
7 d early
2022
39 d early
2021
24 d late
2020
103 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▲ 27.8%
2024 · €130k
2018: €96k
2019: €125k
2020: €171k
2021: €200k
2022: €89k
2023: €104k
2024: €130k
2018 → 2025
Total assets
€194k▲ 12.5%
2024 · €172k
2018: €97k
2019: €126k
2020: €172k
2021: €207k
2022: €138k
2023: €142k
2024: €172k
2018 → 2025
Net result
€37k▲ 37.6%
2024 · €27k
2018: €8k
2019: €30k
2020: €47k
2021: €30k
2022: €19k
2023: €16k
2024: €27k
2018 → 2025
Working capital
€187k▲ 24.8%
2024 · €150k
2018: €94k
2019: €124k
2020: €169k
2021: €199k
2022: €111k
2023: €123k
2024: €150k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€89k▼ 55.5%€104k▲ 16.7%€130k▲ 25.0%€166k▲ 27.8%
Operating result€72k-€50k▼ 30.5%€61k▲ 21.3%€72k▲ 18.8%€79k▲ 10.2%
Net result€30k-€19k▼ 37.3%€16k▼ 17.2%€27k▲ 71.0%€37k▲ 37.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€5k▼ 6.3%
Current assets
€189k▲ 13.1%
Equity and liabilities €194k
Equity
€166k▲ 27.8%
Provisions
€27k▲ 3.2%
Debt
€2k▼ 90.7%
The debt ratio falls from 9.8% to 0.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€81k▲
2024 · €73k
Cash flow
€39k▲
2024 · €28k
Solvency
85.5%▲
2024 · 75.3%
Debt / equity
0.01▼
2024 · 0.13
ROE
22.3%▲
2024 · 20.7%
ROA
19.0%▲
2024 · 15.6%
Interest coverage
2.79▲
2024 · 2.23
Debt
€2k▼
2024 · €17k
Debt ≤ 1 year
€2k▼
2024 · €17k
Income taxes
€16k▲
2024 · €12k
A ratio outside any meaningful range has been withheld (balance sheet total €194k, equity €166k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€194k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€3k€3k=
Current assets29/58€167k€189k▲
Amounts receivable after more than one year29-€53k
Other amounts receivable291-€53k
Amounts receivable within one year40/41€26k€55k▲
Trade receivables40€16k€47k▲
Other amounts receivable41€10k€8k▼
Cash at bank and in hand54/58€138k€69k▼
Deferred charges and accrued income490/1€2k€13k▲
Equity and liabilities
Total equity and liabilities10/49€172k€194k▲
Equity10/15€130k€166k▲
Contributions10/11€1k€1k=
Reserves13€92k€129k▲
Distributable reserves133€92k€129k▲
Profit (loss) carried forward14€37k€36k▼
Provisions and deferred taxes16€26k€27k▲
Provisions for liabilities and charges160/5€26k€27k▲
Other liabilities and charges164/5€26k€27k▲
Amounts payable17/49€17k€2k▼
Amounts payable within one year42/48€17k€2k▼
Trade debts44€620€339▼
Suppliers440/4€620€339▼
Taxes, remuneration and social security45€262€250▼
Taxes450/3€262€250▼
Other amounts payable47/48€16k€992▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€627€813▲
Other operating charges640/8€802€472▼
Gross operating margin9900€75k€82k▲
Operating profit (loss)9901€72k€79k▲
Financial income75/76B€35€3k▲
Recurring financial income75€35€3k▲
Financial charges65/66B€33k€29k▼
Recurring financial charges65€33k€29k▼
Profit (loss) for the period before taxes9903€39k€53k▲
Income taxes67/77€12k€16k▲
Profit (loss) for the period9904€27k€37k▲
Profit (loss) for the period to be appropriated9905€27k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€74k▲
Profit (loss) brought forward from the previous period14P€38k€37k▼
Transfer to equity691/2€27k€37k▲
To other reserves6921€27k€37k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 12current ratio 119.36
Current ratio from 9.85 to 119.36; short-term debt falls from €17k to €2k.
31-12
Financial
Equity above €150kEq €166k ▲27.8%
8 profitable years in a row build equity to €166k.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €104k ▲16.7%
6 profitable years in a row build equity to €104k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
19-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €47k ▲58.4%
Operating result €85k, net result €47k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲37%
3 profitable years in a row build equity to €171k.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €125k ▲30%
2 profitable years in a row build equity to €125k.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterwildlaan 31170 Watermaal-BosvoordeGround area
5,026 m²
Building footprint
1,883 m²
Volume, LiDAR
44,483 m³
Parcel 21017D0156/00E002, Brussels · tallest building 48.7 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
FTBK Consulting
since 20102.193.638.568
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0156/00E002 | Brussels | 5,026 m² | 1 · 1,882 m² | 48.7 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300O0X9VSSQZPU657
Similar companies · same sector, comparable size
ARTORYS
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PJure ImpAct
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MVH CONSULT
BE 0799.207.051
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ADD BUSINESS
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DESROB
BE 0882.274.485
Wingene · Eq €166k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,581 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded28-10-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.