V.B.N. CONSULT
ActiveV.B.N. CONSULT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €14k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▼-12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.15 against 6.87 in 2023; short-term debt: 16.3% and cash: 0% of total assets), and 16.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
124 d late
2022
60 d late
2021
61 d late
2020
23 d late
2019
130 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€140k▲ 11.1%
2023 · €126k
2018: €60k
2019: €71k
2020: €87k
2021: €97k
2022: €106k
2023: €126k
2018 → 2024
Total assets
€167k▲ 13.4%
2023 · €147k
2018: €84k
2019: €95k
2020: €105k
2021: €107k
2022: €122k
2023: €147k
2018 → 2024
Net result
€14k▼ 27.8%
2023 · €19k
2018: €11k
2019: €11k
2020: €15k
2021: €11k
2022: €9k
2023: €19k
2018 → 2024
Working capital
€140k▲ 11.1%
2023 · €126k
2018: €60k
2019: €71k
2020: €87k
2021: €97k
2022: €106k
2023: €126k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€97k▲ 12.3%€106k▲ 9.2%€126k▲ 18.2%€140k▲ 11.1%
Operating result€21k-€15k▼ 26.3%€14k▼ 10.4%€28k▲ 108%€21k▼ 24.8%
Net result€15k-€11k▼ 30.3%€9k▼ 15.4%€19k▲ 116%€14k▼ 27.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €167k
Equity
€140k▲ 11.1%
Debt
€27k▲ 26.7%
The debt ratio rises from 14.6% to 16.3%. Equity and debt are higher.
Key figures and ratios
Solvency
83.7%▼
2023 · 85.4%
Current ratio
6.15▼
2023 · 6.87
Quick ratio
6.15▼
2023 · 6.87
Debt / equity
0.19▲
2023 · 0.17
ROE
10.0%▼
2023 · 15.4%
ROA
8.4%▼
2023 · 13.2%
Debt
€27k▲
2023 · €21k
Debt ≤ 1 year
€27k▲
2023 · €21k
Income taxes
€6k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€147k€167k▲
Current assets29/58€147k€167k▲
Amounts receivable after more than one year29€105k€105k=
Other amounts receivable291€105k€105k=
Amounts receivable within one year40/41€38k€54k▲
Other amounts receivable41€38k€54k▲
Cash at bank and in hand54/58€15€0▼
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€147k€167k▲
Equity10/15€126k€140k▲
Contributions10/11€20k€20k=
Reserves13€106k€120k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€106k€120k▲
Amounts payable17/49€21k€27k▲
Amounts payable within one year42/48€21k€27k▲
Current portion of amounts payable after more than one year42€831€308▼
Financial debts43€9k€12k▲
Credit institutions430/8€9k€12k▲
Trade debts44€278€2k▲
Suppliers440/4€278€2k▲
Taxes, remuneration and social security45€11k€13k▲
Taxes450/3€11k€13k▲
Income statement
Code20232024
Other operating charges640/8€1k€1k▼
Gross operating margin9900€30k€22k▼
Operating profit (loss)9901€28k€21k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€27k€20k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€19k€14k▼
Profit (loss) for the period to be appropriated9905€19k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€14k▼
Transfer to equity691/2€19k€14k▼
To other reserves6921€19k€14k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 124 days late
2023
31-12
Financial
Highest result since 2018net €19k ▲116%
Operating result €28k, net result €19k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €9k ▼15.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €106k ▲9.2%
5 profitable years in a row build equity to €106k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 130 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jorisgilde (DEN) 49200 DendermondeGround area
320 m²
Building footprint
215 m²
Volume, LiDAR
1,743 m³
Parcel 42006D0026/00N000, Flanders · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Jorisgilde (DEN) 4, 9200 Dendermonde
since 20002.116.015.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006D0026/00N000 | Flanders | 320 m² | 1 · 215 m² | 15.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALTER EGO
BE 0770.666.186
Dessel · Eq €140k
GSW
BE 0795.655.960
Antwerpen · Eq €140k
STUDIO-HALL
BE 0459.047.550
Brugge · Eq €140k
FILMS CONSULTANCY SERVICES
BE 1021.365.161
Sint-Lambrechts-Woluwe · Eq €140k
INTERNATIONAL MANAGEMENT CONSULTING
BE 0417.446.230
Tessenderlo-Ham · Eq €140k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2000
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47784Retail sale of souvenirs and religious articles
47786Retail trade
52497
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.