LM CONSULT
ActiveLM CONSULT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €-7. Equity is growing by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-27
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 4.79 in 2024; short-term debt: 20.5% and cash: 95.1% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
22 d late
2023
22 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€165k=
2024 · €165k
2018: €-47k
2019: €-33k
2020: €-5k
2021: €54k
2022: €100k
2023: €129k
2024: €165k
2018 → 2025
Total assets
€207k▼ 0.2%
2024 · €208k
2018: €76k
2019: €106k
2020: €102k
2021: €123k
2022: €103k
2023: €154k
2024: €208k
2018 → 2025
Net result
€-7
2024 · €46k
2018: €14k
2019: €25k
2020: €38k
2021: €45k
2022: €45k
2023: €39k
2024: €46k
2018 → 2025
Working capital
€164k▲ 0.7%
2024 · €163k
2018: €-80k
2019: €-75k
2020: €-35k
2021: €37k
2022: €95k
2023: €126k
2024: €163k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€100k▲ 83.3%€129k▲ 29.5%€165k▲ 27.7%€165k=
Operating result€73k-€68k▼ 6.9%€59k▼ 12.8%€66k▲ 11.9%€9k▼ 86.7%
Net result€45k-€45k▲ 0.1%€39k▼ 13.0%€46k▲ 16.0%€-7
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€772▼ 61.1%
Current assets
€207k▲ 0.4%
Equity and liabilities €207k
Equity
€165k=
Debt
€43k▼ 1.1%
The debt ratio falls from 20.7% to 20.5%. Debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €67k
Cash flow
€1k▼
2024 · €47k
Solvency
79.5%▲
2024 · 79.3%
Current ratio
4.86▲
2024 · 4.79
Quick ratio
4.86▲
2024 · 4.79
Debt / equity
0.26▼
2024 · 0.26
ROE
0.0%▼
2024 · 27.7%
ROA
0.0%▼
2024 · 22.0%
Interest coverage
21.69▼
2024 · 155.75
Debt
€43k▼
2024 · €43k
Debt ≤ 1 year
€43k▼
2024 · €43k
Income taxes
€9k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€207k▼
Fixed assets21/28€2k€772▼
Tangible fixed assets22/27€2k€772▼
Furniture and vehicles24€2k€772▼
Current assets29/58€206k€207k▲
Amounts receivable within one year40/41€27k€9k▼
Trade receivables40€18k€7k▼
Other amounts receivable41€9k€2k▼
Cash at bank and in hand54/58€179k€197k▲
Equity and liabilities
Total equity and liabilities10/49€208k€207k▼
Equity10/15€165k€165k=
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€71k€71k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€65k€65k=
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€43k€43k▼
Amounts payable within one year42/48€43k€43k▼
Trade debts44€7k€10k▲
Suppliers440/4€7k€10k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€10k€11k▲
Other amounts payable47/48€26k€21k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€2k€4k▲
Gross operating margin9900€69k€14k▼
Operating profit (loss)9901€66k€9k▼
Financial income75/76B€639€224▼
Recurring financial income75€639€224▼
Financial charges65/66B€431€461▲
Recurring financial charges65€431€461▲
Profit (loss) for the period before taxes9903€66k€9k▼
Income taxes67/77€20k€9k▼
Profit (loss) for the period9904€46k€-7▼
Profit (loss) for the period to be appropriated9905€46k€-7▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€32k▼
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer to equity691/2€36k€0▼
To other reserves6921€36k€0▼
Profit to be distributed694/7€10k€0▼
Directors or managers695€10k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €-7 ▼100%
Net result drops to €-7, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2018net €46k ▲16%
Net result €46k, the highest in the series.
31-12
Financial
Equity above €150kEq €165k ▲27.7%
7 profitable years in a row build equity to €165k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Equity above €100kEq €129k ▲29.5%
6 profitable years in a row build equity to €129k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Liquidity times 19current ratio 29.15
Current ratio from 1.54 to 29.15; short-term debt falls from €69k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.54
Current ratio from 0.68 to 1.54; short-term debt falls from €107k to €69k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kuilstraat 219250 WaasmunsterGround area
2,281 m²
Building footprint
186 m²
Volume, LiDAR
999 m³
Parcel 42023B0352/00L000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kuilstraat 21, 9250 Waasmunster
since 19972.082.897.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0352/00L000 | Flanders | 2,281 m² | 1 · 186 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RONSIJN SERVICES
BE 0715.958.582
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KOMAN
BE 0506.869.738
Binche · Eq €165k
VALEO Management
BE 0802.119.823
Sprimont · Eq €165k
ASCENTWARE
BE 1007.641.641
Evere · Eq €165k
KYMI
BE 0871.814.818
Beveren-Kruibeke-Zwijndrecht · Eq €165k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-05-1997
Fiscal year end31-12
Activities, NACEBEL
51840
70200Business and other management consultancy
70220Business consulting
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.