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V.B. Center

Active
Public limited companyfounded 196957 yrs activeRijmenamseweg 181B, 2820 Bonheiden, BelgiumKBO/BCE: BE 0406.438.809
Summary

V.B. Center has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€355,098) and a net result of €24,594. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
V.B. CenterActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of non-electrical household articles
NACE 46494Retail sale of household furniture NACE 47551NACE 47591
#2 oldest company in Bonheiden, Wholesale and retail trade sector1 site
Size
€1.5mtotal assets 2025
Staff
0.9 FTE
Equity
-€355,098
Profit
€24,594
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts 32 d early0 of 7 deeds read
Why 54Capped at 59: negative equity- Negative equity -€355,098- Liquidity: current ratio 0.47, cash €4,613+ Size: total assets €1.5m+ Founded in 1969Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 2=
equity -23.3% of total assets
Liquidity 0=
short-term debt 112.1% · cash 0.3%
Profitability 71+4
return on assets 1.6%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● 0.0% vs 11-2024 01-2025: 1.8%● 0.0% vs 12-2024 02-2025: 1.9%▲ +2.8% vs 01-2025 03-2025: 1.9%● 0.0% vs 02-2025 04-2025: 1.9%● 0.0% vs 03-2025 05-2025: 1.9%▲ +0.3% vs 04-2025highest value 06-2025: 1.8%▼ -3.1% vs 05-2025 07-2025: 1.1%▼ -37.8% vs 06-2025 08-2025: 1.1%● 0.0% vs 07-2025 09-2025: 1.1%● 0.0% vs 08-2025 10-2025: 1.1%● 0.0% vs 09-2025 11-2025: 1.1%● 0.0% vs 10-2025 12-2025: 1.1%● 0.0% vs 11-2025 01-2026: 1.1%● 0.0% vs 12-2025 02-2026: 1.1%▲ +1.8% vs 01-2026 03-2026: 1.1%● 0.0% vs 02-2026 04-2026: 1.1%● 0.0% vs 03-2026 05-2026: 1.1%▲ +0.3% vs 04-2026 06-2026: 1.2%▲ +0.2% vs 05-2026 07-2026: 0.7%▼ -43.3% vs 06-2026lowest value 08-2026: 0.7%● 0.0% vs 07-2026lowest value 09-2026: 0.7%● 0.0% vs 08-2026lowest value 10-2026: 0.7%● 0.0% vs 09-2026lowest value
  • Negative equity -€355,098 raises the probability
  • Size: total assets €1.5m lowers the probability for this profile
  • Liquidity: current ratio 0.47, cash €4,613 raises the probability
  • Founded in 1969 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.47 against 0.43 in 2024; short-term debt: 112.1% and cash: 0.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 12%, liquidity 3%, profitability 55%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€355,098
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €1.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.47, cash €4,613
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1969
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 8741 sector peers (2025).
NBB · sector comparison
Position among 8741 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
59 d early
2023
23 d late
2022
13 d early
2021
24 d late
2020
19 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €24,594
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€355,098 View
  • Caution: Among the weakest 5% on equitysector median €377,399 · 8,738 companies -€355,098 View
  • Active since 1969founded 22-02-1969 57 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€24,594
Solvency
-23.3%
Total assets▼ 7.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 02-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of non-electrical household articlesNACE 46494
Founded
22-02-1969
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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