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Marny

Active
Public limited companyfounded 1970active for 56 yearsSprietestraat 210, 8792 Waregem, BelgiumKBO/BCE: BE 0407.030.707
Summary

Marny has been active since 1970 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259,363 and a net result of -€169,874. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 20% of 285 sector peers (NACE 31, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 05-03-1970 Normal situation
Activity
Manufacture of furniture NACE 31001and 2 others
Joint committee
126 Paritair Comité voor de stoffering en de houtbewerking · annual accounts 30-11-2025
Establishment unit
2.003.974.270 8792 Waregem, since 01-04-1970
Financial year end
30 November
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts to 30-11-2025
Gross margin
€279,375
▲ 40.3%
Turnover
≈ €660,000
estimated
Loss
€169,874
▲ 731%
Equity
€259,363
▼ 39.6%
Total assets
€2.0m
▲ 42.2%
Employees on 30-11-2025
2
▼ 33.3%
Score breakdownraises riskEquity €259,363 (12.7% of total assets)Loss of €169,874, the second in a row (financial year 2025)Sector: Manufacture of furniture (NACE 31)lowers riskSize: 2.3 FTE, total assets €2.0mShow the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 28% of micro companies in furniture (NACE 31)
Financial strength · tick: 2024
Weak
Solvency 38-17
equity 12.7% of total assets
Liquidity 55+8
short-term debt 18.5% · cash 8.3%
Profitability 8-43
return on assets -8.3%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (830 companies, NACE 31, micro)
Last 24 months 12-2024: 0.2%lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 1.3%▲ +1.1 percentage points vs 03-2026highest value 05-2026: 1.3%● unchanged vs 04-2026highest value 06-2026: 1.3%● unchanged vs 05-2026highest value 07-2026: 1.3%● unchanged vs 06-2026highest value 08-2026: 1.3%● unchanged vs 07-2026highest value 09-2026: 1.3%● unchanged vs 08-2026highest value 10-2026: 1.3%● unchanged vs 09-2026highest value 11-2026: 1.3%● unchanged vs 10-2026highest value
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.95 (1.81 in 2024), above the usual 1.5. Short-term debt is 18.5% and cash 8.3% of total assets. However, 87.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 31, micro). It does better than 25% of them on solvency, 56% on liquidity, 17% on profitability and 13% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Equity €259,363 (12.7% of total assets)
NBB · annual accounts
raises risk · Loss of €169,874, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Manufacture of furniture (NACE 31)
KBO
lowers risk · Size: 2.3 FTE, total assets €2.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€169,874
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 285 sector peers (2025).
NBB · sector comparison
Position among 285 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 27-03-2026, 95 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
95 days early
2024
4 days early
2023
9 days early
2022
18 days early
2021
2 days early
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 31), the median for financial year 2024 was 7 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. The company usually files around 22 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today30-11-2026 year end30-06-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from -€20,442 to -€169,874 ▼ 731% View
  • Caution: Lower net result than 95% of companies in furnituresector median €14,644 · 285 companies -€169,874 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€169,874 View
  • New directorlatest change 05-06-2026 · 1 in office 1 joined View

Recent changes

  1. · Gazette deed Appointment: Jelle Lefebvre (managing director)
  2. · Gazette deed Change of role: Johan Lefebvre, from bestuurder to directorResignation: Rafaël Lefebvre (bestuurder)
All 15 events

Comparable companies

These companies have the same main activity as Marny: manufacture of furniture (NACE 31001). They are comparable in size and age: total assets between €862,000 and €3.3m, founded between 1954 and 1991.

CompanyTotal assetsGross margin
Marny Waregem€2.0m€0.3m
VAN HOOF Herentals€1.2m€0.4m
J. Lemmens en Zonen Boechout€0.9m€0.5m
BEKO Meerhout€1.7m€0.7m
Cornix Charleroi€3.3m€0.4m
CELDEKOR Diest€1.7m€0.8m
KORIM Veurne€2.2m€0.2m
Full comparison

Key facts about Marny

What is the company number of Marny?
The company number of Marny is 0407.030.707. The VAT number is the same number with BE in front: BE 0407.030.707.
Where is Marny based?
The registered office is at Sprietestraat 210, 8792 Waregem.Company details
What does Marny do?
According to the KBO register, the main activity is manufacture of furniture (NACE 31001).
What is the legal form of Marny?
The legal form of Marny is Public limited company (NV).
When was Marny founded?
Marny was founded on 05-03-1970.
Is Marny still active?
Yes, Marny is an active enterprise in the KBO register.
How many employees does Marny have?
Marny had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Marny fall under?
In its 30-11-2025 annual accounts, Marny states joint committee 126 (Paritair Comité voor de stoffering en de houtbewerking).
What is the turnover of Marny?
The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €279,375 and 2,281 comparable companies of the same size. It probably lies between €400,000 and €1.1m. It is a rough estimate.
Is Marny profitable?
In financial year 2025, Marny made a loss of €169,874.
Where can I find the annual accounts of Marny?
Marny filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Marny due?
Marny must file the annual accounts for financial year 2026 by 30-06-2027.Timeline

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