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V.B.C.F.

Active
Private limited companyfounded 2022active for 4 yearsRoute d'Andenne 59, 5310 Eghezée, BelgiumKBO/BCE: BE 0790.497.837

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

V.B.C.F. has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,623 and a net result of €9,685. Equity has been growing by about 39% per year since 2022. Its solvency ranks better than 22% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 06-09-2022 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Financial year end
31 December
Peppol
Reachable since 14-12-2025

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€15,834
▲ 19.6%
Turnover
≈ €76,000
estimated
Profit
€9,685
▲ 131%
Equity
€5,623
▼ 27.0%
Total assets
€25,422
▲ 21.2%
Filed on 14-02-2026, 167 days before the deadlinePDF
Score breakdownraises riskNo registered site in the KBOlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.28, cash €15,773Figures for financial year 2025 (filed on 14-02-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 41% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 47-15
equity 22.1% of total assets
Liquidity 58+2
short-term debt 77.9% · cash 62.0%
Profitability 100+6
return on assets 38.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.28 (1.08 in 2024), below the usual 1.5. Short-term debt is 77.9% and cash 62% of total assets. 77.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 24% of them on solvency, 43% on liquidity, 82% on profitability and 16% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 1.28, cash €15,773
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 14-02-2026)
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-02-2026, 167 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
167 days early
2024
19 days early
2023
2 days early
2022
8 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 45 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Less equity than 89% of companies in legal and accountingsector median €86,378 · 15,764 companies €5,623 View
  • Caution: Directors leftlatest change 21-11-2025 · 2 in office 2 left View

Comparable companies

These companies have the same main activity as V.B.C.F.: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €17,700 and €31,300, founded between 2020 and 2023.

CompanyTotal assetsGross margin
V.B.C.F. Eghezée€25,422€15,834
DDAC Wetteren€24,552€18,322
Droogmans Consulting Stabroek€30,073€15,655
ZENITH Vorst€24,756€17,157
MV FINANCE Waterloo€31,276€21,715
de Brabant consulting Grez-Doiceau€17,671€16,362
LAURFIN Antwerpen€26,651€19,096
Full comparison

Documents

Annual accounts at the NBB

Articles and registers

Key facts about V.B.C.F.

What is the company number of V.B.C.F.?
The company number of V.B.C.F. is 0790.497.837. The VAT number is the same number with BE in front: BE 0790.497.837.
Where is V.B.C.F. based?
The registered office is at Route d'Andenne 59, 5310 Eghezée.Company details
What does V.B.C.F. do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of V.B.C.F.?
The legal form of V.B.C.F. is Private limited company (BV).
When was V.B.C.F. founded?
V.B.C.F. was founded on 06-09-2022.
Is V.B.C.F. still active?
Yes, V.B.C.F. is an active enterprise in the KBO register.
What is the turnover of V.B.C.F.?
The turnover in financial year 2025 is ≈ €76,000. This figure is estimated from the gross margin of €15,834 and 56 comparable companies (NACE 69201). It probably lies between €54,000 and €120,000. It is a rough estimate.Financials
Is V.B.C.F. profitable?
In financial year 2025, V.B.C.F. made a profit of €9,685.
Where can I find the annual accounts of V.B.C.F.?
V.B.C.F. filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of V.B.C.F. due?
V.B.C.F. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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