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LAURFIN

Active
Private limited companyfounded 20232 yrs activeFerdinand Coosemansstraat 145, 2600 Antwerpen, BelgiumKBO/BCE: BE 1003.604.263
Summary

LAURFIN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,827 and a net result of €12,613. Its solvency ranks better than 65% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency96▼-1
Growth78
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 3.31 against 3.52 in 2024; short-term debt: 29.4% and cash: 0% of total assets), and 29.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.6%
Return on assets
47.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LAURFIN was incorporated on 19 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,827▲ 203%
2024 · €6,213
Total assets
€26,651▲ 207%
2024 · €8,683
Net result
€12,613▲ 199%
2024 · €4,213
Working capital
€18,094▲ 191%
2024 · €6,213
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€5,482-€17,378▲ 217%
Net result€4,213-€12,613▲ 199%
Equity€6,213-€18,827▲ 203%
Total assets€8,683-€26,651▲ 207%
Debt€2,470-€7,824▲ 217%
Working capital€6,213-€18,094▲ 191%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2024: €5,482€5,482Net result 2024: €4,213€4,213Operating result 2025: €17,378€17,378Net result 2025: €12,613€12,61320242025€0€5,000€10,000€15,000Operating result 2024: €5,482€5,480Net result 2024: €4,213€4,210Operating result 2025: €17,378€17,400Net result 2025: €12,613€12,60020242025
The operating result rises in 2025; 2025 is 217% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26,651
Fixed assets €733
Current assets €25,918
Equity and liabilities €26,651
Equity €18,827 ▲ 203%
Debt €7,824 ▲ 217%
Debt's share of the balance-sheet total rises from 28.4% to 29.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,819
Cash flow
€13,055
Current ratio
3.31▼
2024 · 3.52
Debt to equity
0.42▲
2024 · 0.40
ROE
67.0%▼
2024 · 67.8%
ROA
47.3%▼
2024 · 48.5%
Interest coverage
189.57
Debt ≤ 1 year
€7,824▲
2024 · €2,470
Income taxes
€4,671▲
2024 · €1,185
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€8,683€26,651▲
Fixed assets21/28-€733
Tangible fixed assets22/27-€733
Plant, machinery and equipment23-€649
Furniture and vehicles24-€84
Current assets29/58€8,683€25,918▲
Amounts receivable within one year40/41€6,772€25,917▲
Trade receivables40€55-
Other amounts receivable41€6,717€25,917▲
Cash at bank and in hand54/58€1,911€2▼
Equity and liabilities
Total equity and liabilities10/49€8,683€26,651▲
Equity10/15€6,213€18,827▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€4,213€16,827▲
Amounts payable17/49€2,470€7,824▲
Amounts payable within one year42/48€2,470€7,824▲
Trade debts44-€23
Suppliers440/4-€23
Taxes, remuneration and social security45€2,470€7,801▲
Taxes450/3€2,470€7,801▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€441
Other operating charges640/8€1,204€1,276▲
Gross operating margin9900€6,686€19,096▲
Operating profit (loss)9901€5,482€17,378▲
Financial charges65/66B€84€94▲
Recurring financial charges65€84€94▲
Profit (loss) for the period before taxes9903€5,398€17,284▲
Income taxes67/77€1,185€4,671▲
Profit (loss) for the period9904€4,213€12,613▲
Profit (loss) for the period to be appropriated9905€4,213€12,613▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,213€16,827▲
Profit (loss) brought forward from the previous period14P-€4,213

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€441-
Other operating charges640/8€1,204€1,276▲ 6.0%
Gross operating margin9900€6,686€19,096▲ 186%
Operating profit (loss)9901€5,482€17,378▲ 217%
Financial charges65/66B€84€94▲ 11.9%
Recurring financial charges65€84€94▲ 11.9%
Profit (loss) for the period before taxes9903€5,398€17,284▲ 220%
Income taxes67/77€1,185€4,671▲ 294%
Profit (loss) for the period9904€4,213€12,613▲ 199%
Profit (loss) for the period to be appropriated9905€4,213€12,613▲ 199%
Line20242025Change
Assets
Total assets20/58€8,683€26,651▲ 207%
Fixed assets21/28-€733-
Tangible fixed assets22/27-€733-
Plant, machinery and equipment23-€649-
Furniture and vehicles24-€84-
Current assets29/58€8,683€25,918▲ 198%
Amounts receivable within one year40/41€6,772€25,917▲ 283%
Trade receivables40€55--
Other amounts receivable41€6,717€25,917▲ 286%
Cash at bank and in hand54/58€1,911€2▼ 99.9%
Equity and liabilities
Total equity and liabilities10/49€8,683€26,651▲ 207%
Equity10/15€6,213€18,827▲ 203%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€4,213€16,827▲ 299%
Amounts payable17/49€2,470€7,824▲ 217%
Amounts payable within one year42/48€2,470€7,824▲ 217%
Trade debts44-€23-
Suppliers440/4-€23-
Taxes, remuneration and social security45€2,470€7,801▲ 216%
Taxes450/3€2,470€7,801▲ 216%
Line20242025Change
Profit (loss) for the period9904€4,213€12,613▲ 199%
+ Depreciation and write-downs630-€441-
Operating cash flow (approximation)€4,213€13,055▲ 210%
Change in cash--€1,909-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
298 m²
Building footprint
203 m²
Volume, LiDAR
2,145 m³
Parcel 11003B0027/00F002, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
LAURFIN
Ferdinand Coosemansstraat 145, 2600 AntwerpenLegal and accounting activities
since 20232.362.894.066
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11003B0027/00F002 Flanders 298 m² 1 · 203 m² 16.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 360 EUR awarded · 360 EUR paid
Year Entries awardedpaid
2025 1 360 EUR360 EUR
Schemes
1 entry · 360 EUR · 360 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 4,303 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003604263
Registered 12-02-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.