Equity
€1.8m ▲ 74.8%
V-Automotive has made a profit without a break since 2019.
V-Automotive
Lifetime
11 annual accounts with figures on one time axispeak €41.7m (2025)
€41.7m▲ 18.0%
lowest -€176,810 (2018)
€777,474▲ 200%
peak €1.8m (2025)
€1.8m▲ 74.8%
€7.4m▲ 1.4%
peak 19.9 FTE (2024)
17.4 FTE▼ 12.6%
Board7 names since 2013
4 directorsGUY VERMANT & CO and 3 others
Owners
99.9%Guy Vermant & Co
Documentsfilings and deeds
31-07-2026on the last day
2025financial year
Turnover from €35.3m to €41.7mResult from €259,445 to €777,474Staff from 19.9 FTE to 17.4 FTEEquity from €1.0m to €1.8mInvestments €245,436
Key points
from the 2025 annual accountsResult
€777,474 ▲ 200%
The result rose in 2025 from €259,445 to €777,474.
Debts
€7.4m 80% of the balance sheet
Financial debts 7%Suppliers 89%Taxes and wages 2%Other 2%
€74,837 of the debts are secured on the company's own assets. In 2021 that was €1.1m.
Investments
€245,436 2.3 × depreciation
Green is investment, beige is depreciation. Machinery stands 29.7% higher than in 2024.
Staff
21 employees on 31-12-2025
In 2025, 64 people joined and 60 left.
Filings
11 annual accounts since 2015
The 2019 accounts came 28 days late. The other nine of the last ten were filed on time.
Checked score
86
Excellent
Financially stronger than 45% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 1.0%▲ +0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.2 percentage points vs 06-2025
08-2025: 1.9%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -1.5 percentage points vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%▼ -0.3 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
lowers risk
Founded in 2013
Figures for financial year 2025 (filed on 04-08-2026)
Profit of €777,474 (financial year 2025)
Size: turnover €41.7m, 17.4 FTE, total assets €9.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 22% of them on solvency, 16% on liquidity, 51% on profitability and 91% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,609 companies had the same profile as V-Automotive has now. Each dot stands for 7 companies, two years later.
96.8%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
That fits the bankruptcy probability of V-Automotive itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,609 companies, not a prediction for V-Automotive. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (1.18 in 2024), below the usual 1.5. Short-term debt is 74.9% and cash 7.1% of total assets. 80.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 6191 sector peers (2025).
NBB · sector comparisonPosition among 6191 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
23 days early
2022
41 days early
2021
19 days early
2020
3 days early
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
RO
R.O.L.L. Managment CommV
Director, since 01-02-2024
- Guy Vermant & Co 99.9%score 98equity €10.1m (2025) · 2025 annual accounts of Guy Vermant & Co
Recent changes
Reappointment: SD bedrijfsrevisoren (statutory auditor)
Permanent representative: Kristien Stevens · General meeting of 07-06-2024 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0537920824
New establishment in Mechelen
Kia Vermant, Generaal De Wittelaan 10
4 directors appointed, 1 resignation
Resignation: GUY VERMANT & CO · Appointments: GUY VERMANT & CO (director), Johan VAN den NIEUWENHUIZEN (vice-chair), R.O.L.L. MANAGEMENT and T-LYX · Permanent representatives: VERMANT Guy, STERCKX Johannes Georges Kristiaan and CLAES Tim · General meeting of 22-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| V-Automotive Mechelen | €41.7m | 3.0% | 19.6% | 17.4 |
| Autobedrijf Spegelaere Bruges | €34.2m | 4.7% | 24.4% | 17.9 |
| A&M QUC Genk | €68.4m | 1.8% | 0.1% | 17.2 |
| ARDI AUTOMOBILE Liège | €22.1m | 4.8% | 62.7% | 13 |
| SUD MOTOR Namur | €39.2m | 3.3% | 10.3% | 22.7 |
| NB Antwerp | €32.9m | -2.7% | 22.8% | 25.4 |
| FMA Wijnegem | €44.4m | 3.8% | 32.9% | 21.2 |
Grey: the largest companies of the sector (wholesale trade (NACE 46)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as V-Automotive: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €7.6m and €16m, founded between 2004 and 2016.
Official details
Source: KBO- Status
- Active since 30-08-2013Normal situation
- Activity
- Wholesale of cars and light vans (up to 3.5 tonnes)NACE 46711and 2 others
- Establishment units
- 2.226.238.7832800 Mechelen, since 03-12-2013
- 2.237.953.1182630 Aartselaar, since 10-01-2015and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Annual accounts 2025
- €9.3m▲ 10.5%
- Employeeson 31-12-2025
- 21▲ 10.5%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on V-Automotive
V-Automotive has existed since 2013. Turnover grew from €15.1m in 2016 to €41.7m in 2025 and staff from 11.4 to 17.4 full-time equivalents.
Solvency rose in 2025 from 12.4% to 19.6% because of the retained profit.
Guy Vermant & Co holds all the shares. In February 2024, the Official Gazette published the appointment of GUY VERMANT & CO as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V-Automotive
- What is the company number of V-Automotive?
- The company number of V-Automotive is 0537.920.824. The VAT number is the same number with BE in front: BE 0537.920.824.
- Where is V-Automotive based?
- The registered office is at Generaal De Wittelaan 8, 2800 Mechelen.Company details
- What does V-Automotive do?
- According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
- What is the legal form of V-Automotive?
- V-Automotive is a private limited company (BV).
- When was V-Automotive founded?
- V-Automotive was founded on 30-08-2013.
- Is V-Automotive still active?
- Yes, V-Automotive is an active enterprise in the KBO register.
- How many employees does V-Automotive have?
- V-Automotive had an average of 17.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of V-Automotive?
- The turnover of V-Automotive was €41.7m in financial year 2025, according to the filed annual accounts.
- Is V-Automotive profitable?
- In financial year 2025, V-Automotive made a profit of €777,474.
- Where can I find the annual accounts of V-Automotive?
- V-Automotive filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of V-Automotive due?
- V-Automotive must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.