V.A.N.E.T.
ActiveThe computed 12-month bankruptcy probability of V.A.N.E.T. is 2.1% (moderate). The 2025 annual accounts show equity of €46k and a net result of €-1k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 4527 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-8
Solvency72▼-9
Growth40=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 2.59 in 2024; short-term debt: 45.9% and cash: 15.3% of total assets), but 52.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.1%
Return on assets
-1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
61 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
133 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€141k▼ 30.1%
2023 · €201k
2018: €199k
2019: €274k
2020: €169k
2021: €215k
2022: €226k
2023: €201k
2018 → 2024
EBIT margin
1.9%▲ 1.9pp
2023 · 0.0%
2018: 3.2%
2019: 1.7%
2020: 4.5%
2021: 8.0%
2022: 3.7%
2023: 0.0%
2018 → 2024
Net result
€-1k▼ 8.2%
2024 · €-925
2018: €7k
2019: €714
2020: €9k
2021: €15k
2022: €4k
2023: €-3k
2024: €-925
2018 → 2025
Working capital
€41k▼ 13.6%
2024 · €47k
2018: €21k
2019: €26k
2020: €41k
2021: €52k
2022: €40k
2023: €41k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€215k-€226k▲ 5.1%€201k▼ 11.1%€141k▼ 30.1%
Equity€47k-€51k▲ 8.3%€48k▼ 5.4%€47k▼ 1.9%€46k▼ 2.1%
Operating result€17k-€8k▼ 51.9%€-12€3k€5k▲ 83.2%
Net result€15k-€4k▼ 74.3%€-3k€-925▲ 66.0%€-1k▼ 8.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 83% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€12k▲ 77.9%
Current assets
€85k▲ 11.7%
Equity and liabilities €98k
Equity
€46k▼ 2.1%
Debt
€52k▲ 42.1%
The debt ratio rises from 43.6% to 52.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €9k
Cash flow
€4k▼
2024 · €5k
Solvency
47.1%▼
2024 · 56.4%
Current ratio
1.90▼
2024 · 2.59
Quick ratio
1.90▼
2024 · 2.59
Debt / equity
1.12▲
2024 · 0.77
ROE
-2.2%▼
2024 · -2.0%
ROA
-1.0%▲
2024 · -1.1%
Interest coverage
2.32▼
2024 · 3.35
Debt
€52k▲
2024 · €36k
Debt ≤ 1 year
€45k▲
2024 · €30k
Debt > 1 year
€7k=
2024 · €7k
Income taxes
€2k▲
2024 · €2k
Staff costs
€17k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€98k▲
Fixed assets21/28€7k€12k▲
Tangible fixed assets22/27€5k€10k▲
Furniture and vehicles24€5k€10k▲
Financial fixed assets28€2k€2k=
Current assets29/58€76k€85k▲
Amounts receivable within one year40/41€51k€66k▲
Trade receivables40€48k€54k▲
Other amounts receivable41€3k€13k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€22k€15k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€83k€98k▲
Equity10/15€47k€46k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€27k€26k▼
Amounts payable17/49€36k€52k▲
Amounts payable after more than one year17€7k€7k=
Other amounts payable178/9€7k€7k=
Amounts payable within one year42/48€30k€45k▲
Trade debts44€11k€14k▲
Suppliers440/4€11k€14k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€10k€20k▲
Income statement
Code20242025
Turnover70€141k-
Non-recurring operating income76A€2k-
Goods, raw materials, services and sundry goods60/61€107k-
Remuneration, social security and pensions62€21k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€36k€32k▼
Operating profit (loss)9901€3k€5k▲
Financial income75/76B€705-
Recurring financial income75€705-
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€652€624▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€-925€-1k▼
Profit (loss) for the period to be appropriated9905€-925€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€26k▼
Profit (loss) brought forward from the previous period14P€28k€27k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼170%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €15k ▲70%
Operating result €17k, net result €15k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 133 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
H. Consciencelaan 631140 EvereGround area
117 m²
Building footprint
64 m²
Volume, LiDAR
516 m³
Parcel 21372D0248/00W002, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
V.A.N.E.T.
since 20042.138.726.670
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0248/00W002 | Brussels | 117 m² | 1 · 64 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
M.D. TRANSPORT
BE 0445.029.565
Vorst · Eq €46k
ARTTURE-IT
BE 0778.719.463
Antwerpen · Eq €46k
TAXI ROMA
BE 0898.088.059
Nieuwerkerken (Limb.) · Eq €46k
LIMO & TAXISERVICE BOSSCHAERTS
BE 0878.409.135
Antwerpen · Eq €46k
ROUSTOM
BE 0793.467.423
Rumst · Eq €46k
Of 7,001 companies in sector 49320 we hold annual accounts for 2,716. 2,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2004
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
74700
81210General cleaning of buildings
43350Other building finishing work
47252Retail sale of beverages, general range
47260Retail trade
52210Service activities incidental to land transportation
52250Logistics services
52290Warehousing and support activities for transportation
61100Wired, wireless and satellite telecommunications
61200Telecommunications
64200Holdings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.