B.CLEANING SERVICES
ActiveThe computed 12-month bankruptcy probability of B.CLEANING SERVICES is 1.7% (moderate). The 2025 annual accounts show equity of €51k and a net result of €8k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 4488 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+76
Solvency60▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.56 in 2024; short-term debt: 65.4% and cash: 3.5% of total assets), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
14 d late
2023
21 d late
2021
30 d late
2020
75 d late
2019
121 d late
2018
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 19.2%
2024 · €43k
2018: €34k
2019: €34k
2020: €43k
2021: €61k
2023: €62k
2024: €43k
2018 → 2025
Total assets
€148k▲ 23.1%
2024 · €120k
2018: €109k
2019: €107k
2020: €107k
2021: €126k
2023: €127k
2024: €120k
2018 → 2025
Net result
€8k
2024 · €-19k
2018: €1k
2019: €634
2020: €9k
2021: €18k
2023: €-5k
2024: €-19k
2018 → 2025
Working capital
€35k▼ 17.4%
2024 · €43k
2018: €-73k
2019: €-69k
2020: €-56k
2021: €-34k
2023: €62k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€43k-€61k▲ 42.5%€62k▲ 1.3%€43k▼ 30.3%€51k▲ 19.2%
Operating result€9k-€20k▲ 117%€-4k€-18k▼ 341%€9k
Net result€9k-€18k▲ 113%€-5k€-19k▼ 299%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€16k
Current assets
€132k
Equity and liabilities €148k
Equity
€51k▲ 19.2%
Debt
€97k▲ 25.4%
The debt ratio rises from 64.2% to 65.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k
Cash flow
€13k
Solvency
34.6%▼
2024 · 35.8%
Current ratio
1.37▼
2024 · 1.56
Quick ratio
1.37▼
2024 · 1.56
Debt / equity
1.89▲
2024 · 1.79
ROE
16.1%▲
2024 · -43.4%
ROA
5.6%▲
2024 · -15.6%
Interest coverage
23.95
Debt
€97k▲
2024 · €77k
Debt ≤ 1 year
€97k▲
2024 · €77k
Staff costs
€28k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€120k€148k▲
Fixed assets21/28-€16k
Tangible fixed assets22/27-€16k
Furniture and vehicles24-€16k
Current assets29/58€120k€132k▲
Amounts receivable within one year40/41€103k€127k▲
Trade receivables40€5k€19k▲
Other amounts receivable41€99k€108k▲
Cash at bank and in hand54/58€5k€5k▼
Deferred charges and accrued income490/1€11k€60▼
Equity and liabilities
Total equity and liabilities10/49€120k€148k▲
Equity10/15€43k€51k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€22k€31k▲
Amounts payable17/49€77k€97k▲
Amounts payable within one year42/48€77k€97k▲
Trade debts44€19k€39k▲
Suppliers440/4€19k€39k▲
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€1k-
Remuneration and social security454/9€8k€4k▼
Other amounts payable47/48€48k€53k▲
Income statement
Code20242025
Remuneration, social security and pensions62€41k€28k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€437€3k▲
Gross operating margin9900€24k€45k▲
Operating profit (loss)9901€-18k€9k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€511€580▲
Recurring financial charges65€511€580▲
Profit (loss) for the period before taxes9903€-19k€8k▲
Profit (loss) for the period9904€-19k€8k▲
Profit (loss) for the period to be appropriated9905€-19k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€31k▲
Profit (loss) brought forward from the previous period14P€41k€22k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Liquidity quadruplescurrent ratio 1.95
Current ratio from 0.45 to 1.95.
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €18k ▲113%
Operating result €20k, net result €18k, both a record.
14-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 75 days late
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 121 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stalingradlaan 981000 BrusselGround area
527 m²
Building footprint
452 m²
Volume, LiDAR
5,965 m³
Parcel 21809K0185/00G003, Brussels · tallest building 21.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
B. CLEANING SERVICES
since 20032.134.870.426
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K0185/00G003 | Brussels | 527 m² | 1 · 452 m² | 21.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0635.942.094
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TEM
BE 0717.836.919
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MASSINISSA
BE 0457.843.562
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I DRIVE 4 YOU
BE 0800.194.174
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Of 7,001 companies in sector 49320 we hold annual accounts for 2,716. 2,140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2003
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
49320Non-scheduled passenger transport by road
49330On-demand passenger transport by chauffeured vehicle
49390Land transport and transport via pipelines
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
45250
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.