Active BE 0759.570.277Private limited companyOpen bankruptcy

UW DAK EXPERT

Vosseschijnstraat 11 ·2030 Antwerpen, Belgium· 5 yrs active

Sector: Specialised construction (43410)

Conclusion Checked

A bankruptcy procedure is open for UW DAK EXPERT according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-51k) and a net result of €-136k.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-51k
Net result	€-136k
Staff (FTE)	2.7
Better than sector	5%

Snowflake analysis 5 axes · computed by Checked

35 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 100

Solvency 41

Growth 32

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 19-07-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Sector comparison

Fiscal year 2023 · NACE 43 — Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-12.1%	35.4%	better than 5% of 2150 sector peers
Net result	€-136k	€13k	better than 5% of 2147 sector peers
Equity	€-51k	€22k	better than 5% of 2151 sector peers
Gross operating margin	€219k	€31k	better than 95% of 2144 sector peers
Staff costs	€293k	€20k	higher than 95% of 716 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-122k

— 21–23

Net profit

€-136k

— 21–23

Cash flow

€-122k

— 21–23

Total assets

€419k

-27.4% 21–23

Equity

€-51k

— 21–23

Working capital

€-66k

— 21–23

Employees (FTE)

3

-38.6% 21–23

Staff costs

€293k

+15.4% 21–23

Income taxes

€0

-100.0% 21–23

Debt

€470k

-4.6% 21–23

Debt ≤ 1y

€466k

-3.0% 21–23

Debt > 1y

€4k

-65.6% 21–23

Current ratio

0.86

-21.2% 21–23

Quick ratio

0.86

-18.4% 21–23

Solvency

-12.1%

— 21–23

Debt / equity

-9.24

— 21–23

ROE

266.6%

+68534.3% 21–23

ROA

-32.4%

— 21–23

Interest coverage

-2383.38

— 21–23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	—
EBITDA	€-122k
Net profit	€-136k
Cash flow	€-122k
Staff costs	€293k
Income taxes	—
Dividends	—
Total assets	€419k
Equity	€-51k
Debt	€470k
of which ≤ 1y	€466k
of which > 1y	€4k
Working capital	€-66k
Employees (FTE)	2.7

Ratios (computed)

	2023
Current ratio	0.86
Quick ratio	0.86
Working capital ratio	-15.6%
Solvency	-12.1%
Debt / equity	-9.24
Long-term debt ratio	-0.08
Interest coverage	-2383.38
Gross margin	—
Net margin	—
ROA	-32.4%
ROE	266.6%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2023

Assets

Fixed assets €19k · 4.5% Current assets €400k · 95.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet — Assets
TOTAL ASSETS	20/58	€419k
Fixed assets	21/28	€19k
Tangible fixed assets	22/27	€19k
Current assets	29/58	€400k
Stocks & contracts in progress	3	€0
Amounts receivable within one year	40/41	€400k
Cash & bank	54/58	€510
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€419k
Equity	10/15	€-51k
Contributions / capital	10/11	€10k
Reserves	13	€75k
Accumulated profits (losses)	14	€-136k
Amounts payable	17/49	€470k
Amounts payable after one year	17	€4k
Amounts payable within one year	42/48	€466k
Trade debts payable within one year	44	€361k
Income statement
Gross operating margin	9900	€219k
Operating result	9901	€-136k
Financial income	75	€82
Financial charges	65	€51
Result before taxes	9903	€-136k
Net result for the period	9904	€-136k
Result to be appropriated	9905	€-136k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	NATHALIE TAEYMANS CUYLITSSTRAAT 48, 2018 ANTWERPEN 1 ↔ Also on 99 other cases	06-02-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Specialised construction(43410)
Legal form	Private limited company(610)
Incorporation	08-12-2020
Status	Active
Postal code	2030
First BS signal	12-02-2025
Latest BS signal	12-02-2025

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

Uw Dak Expert

Vosseschijnstraat 11, 2030 AntwerpenMetselwerk

since 20202.327.145.410

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11807G1492/00C006	Flanders	9,247 m²	1 · 4,863 m²	11.6 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

12-02-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · UW DAK EXPERT BV VOSSE- SCHIJNSTRAAT 11, 2030 ANTWERPEN 3 · event 06-02-2025

2024

19-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

20-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · verkort

2022

26-08-2022

NBB filing Annual accounts filed

fiscal year 2021 · verkort

Lifecycle & Insolvency Signals 1 events

12-02-2025

Bankruptcy Opening

Date: 06-02-2025 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · UW DAK EXPERT BV VOSSE- SCHIJNSTRAAT 11, 2030 ANTWERPEN 3 · Publications in State Gazette ↗

Time machine — BS events + macro context 2021 — 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023–2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Dakwerkzaamheden43410Dakwerkzaamheden43910

Primary activity highlighted.

Names & trade names

Legal nameNL

UW DAK EXPERT

Registered office

Vosseschijnstraat 11

2030 Antwerpen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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