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UVR

Active
Private limited companyfounded 2023active for 3 yearsIndustrielaan 27, 1740 Ternat, BelgiumKBO/BCE: BE 0804.047.252
Summary

UVR has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94,231 and a net result of €28,285. Its solvency ranks better than 37% of 3,170 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Repair and fitting of specific motor vehicle parts
NACE 95313General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
10th largest company by total assets in Ternat, Other services sector1 site
Size
€367,929total assets 2025
Staff
2.4 FTE
Equity
€94,231
Profit
€28,285
Turnover not published (micro format)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Largest shareholder
AGA MANAGEMENT · 33.33%
Accounts 24 days early0 of 2 deeds read
Why 65raises riskFounded in 2023Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Liquidity: current ratio 1.25, cash €8,163, halvedlowers riskSize: total assets €367,929Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 47% of its sector peers (NACE 95, micro)
Financial strength · tick = 2024
Average
Solvency 51+3
equity 25.6% of total assets
Liquidity 13-6
short-term debt 74.4% · cash 2.2%
Profitability 78+37
return on assets 7.7%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,115 companies, NACE 95, micro)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 2.6%▲ +0.3 percentage points vs 12-2024 02-2025: 2.8%▲ +0.2 percentage points vs 01-2025 03-2025: 2.8%● unchanged vs 02-2025 04-2025: 2.8%● unchanged vs 03-2025 05-2025: 2.8%● unchanged vs 04-2025 06-2025: 3.0%▲ +0.2 percentage points vs 05-2025 07-2025: 3.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 1.8%▼ -1.3 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.8%● unchanged vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.7%▼ -0.1 percentage points vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.6%▼ -0.1 percentage points vs 03-2026 05-2026: 1.7%▲ +0.1 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.2%▼ -0.5 percentage points vs 07-2026lowest value 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.25, compared with 1.31 in 2024, below the usual 1.5; short-term debt: 74.4% and cash: 2.2% of total assets), and 74.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 36% on solvency, 9% on liquidity, 60% on profitability and 82% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €367,929
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Liquidity: current ratio 1.25, cash €8,163, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
24 days early
2024
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: 10th largest company by total assets in Ternat, Other services sectorin the Checked rankings No. 10 View
  • Total assets 20252 financial years filed €367,929 View
  • Active since 2023founded 17-07-2023 3 years View

By topic

Financials

Financial year
2025
Total assets
€367,929
Profit
€28,285
Solvency
25.6%
Total assets▲ 30.8%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and fitting of specific motor vehicle partsNACE 95313
Founded
17-07-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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