UVA
ActiveUVA has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €-4k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 34% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency28▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.28 against 1.38 in 2024), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
-1.8%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€4k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
4 d early
2022
2 d early
2021
2 d early
2020
1 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▼ 10.3%
2024 · €37k
2019: €-4k
2020: €20k
2021: €14k
2022: €43k
2023: €47k
2024: €37k
2019 → 2025
Total assets
€217k▼ 3.0%
2024 · €224k
2019: €256k
2020: €219k
2021: €264k
2022: €305k
2023: €305k
2024: €224k
2019 → 2025
Net result
€-4k▲ 61.1%
2024 · €-10k
2019: €9k
2020: €25k
2021: €-6k
2022: €29k
2023: €4k
2024: €-10k
2019 → 2025
Working capital
€42k▼ 19.2%
2024 · €52k
2019: €4k
2020: €20k
2021: €-1k
2022: €24k
2023: €70k
2024: €52k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€43k▲ 204%€47k▲ 8.7%€37k▼ 20.9%€33k▼ 10.3%
Operating result€-3k-€40k€12k▼ 69.8%€-2k€3k
Net result€-6k-€29k€4k▼ 87.0%€-10k€-4k▲ 61.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217k
Fixed assets
€25k▼ 27.8%
Current assets
€192k▲ 1.6%
Equity and liabilities €217k
Equity
€33k▼ 10.3%
Debt
€184k▼ 1.6%
The debt ratio rises from 83.4% to 84.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€13k▲
2024 · €8k
Cash flow
€6k▲
2024 · €229
Solvency
15.3%▼
2024 · 16.6%
Current ratio
1.28▼
2024 · 1.38
Quick ratio
0.51▼
2024 · 0.57
Debt / equity
5.52▲
2024 · 5.03
ROE
-11.5%▲
2024 · -26.4%
ROA
-1.8%▲
2024 · -4.4%
Interest coverage
1.40▲
2024 · 1.10
Debt
€184k▼
2024 · €186k
Debt ≤ 1 year
€150k▲
2024 · €137k
Debt > 1 year
€34k▼
2024 · €49k
Income taxes
€-2k▼
2024 · €499
Staff costs
€10k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€224k€217k▼
Fixed assets21/28€35k€25k▼
Tangible fixed assets22/27€31k€22k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€29k€21k▼
Financial fixed assets28€4k€4k=
Current assets29/58€189k€192k▲
Stocks and contracts in progress3€110k€116k▲
Stocks30/36€110k€116k▲
Amounts receivable within one year40/41€71k€70k▼
Trade receivables40€71k€54k▼
Other amounts receivable41€151€16k▲
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1-€836
Equity and liabilities
Total equity and liabilities10/49€224k€217k▼
Equity10/15€37k€33k▼
Contributions10/11€6k€6k=
Reserves13€31k€27k▼
Distributable reserves133€31k€27k▼
Amounts payable17/49€186k€184k▼
Amounts payable after more than one year17€49k€34k▼
Financial debts170/4€49k€34k▼
Amounts payable within one year42/48€137k€150k▲
Current portion of amounts payable after more than one year42€18k€21k▲
Financial debts43€71k€68k▼
Credit institutions430/8€71k€68k▼
Trade debts44€34k€51k▲
Suppliers440/4€34k€51k▲
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€6k€5k▼
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€3k€943▼
Income statement
Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€10k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€15k€11k▼
Gross operating margin9900€34k€33k▼
Operating profit (loss)9901€-2k€3k▲
Financial income75/76B-€484
Recurring financial income75-€484
Financial charges65/66B€7k€9k▲
Recurring financial charges65€7k€9k▲
Profit (loss) for the period before taxes9903€-9k€-5k▲
Income taxes67/77€499€-2k▼
Profit (loss) for the period9904€-10k€-4k▲
Profit (loss) for the period to be appropriated9905€-10k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-4k▲
Transfer from equity791/2€10k€4k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-10k ▼361%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2016
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Langestraat 152240 ZandhovenGround area
1,008 m²
Building footprint
190 m²
Volume, LiDAR
1,198 m³
Parcel 11054C0015/00L003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
UVA
since 20152.241.325.946
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054C0015/00L003 | Flanders | 1,008 m² | 1 · 190 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZandhoven2.241.325.946
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Of 2,327 companies in sector 47251 we hold annual accounts for 420. 298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2015
Fiscal year end31-03
Activities, NACEBEL
47251Retail sale of wines and spirits
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.