Mieke
ActiveMieke has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €14k. Equity is shrinking by ~16.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 90% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency100▲+17
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 1.26 in 2024), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €52k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-11-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
1 d early
2023
6 d early
2022
3 d late
2021
19 d early
2020
12 d late
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 35.7%
2024 · €39k
2019: €294k
2020: €299k
2021: €303k
2022: €299k
2023: €32k
2024: €39k
2019 → 2025
Total assets
€63k▲ 0.5%
2024 · €62k
2019: €390k
2020: €376k
2021: €359k
2022: €341k
2023: €65k
2024: €62k
2019 → 2025
Net result
€14k▲ 92.5%
2024 · €7k
2019: €12k
2020: €5k
2021: €4k
2022: €-4k
2023: €12k
2024: €7k
2019 → 2025
Working capital
€23k▲ 339%
2024 · €5k
2019: €21k
2020: €3k
2021: €12k
2022: €13k
2023: €4k
2024: €5k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€303k-€299k▼ 1.2%€32k▼ 89.5%€39k▲ 22.7%€52k▲ 35.7%
Operating result€7k-€-4k€20k€13k▼ 34.9%€23k▲ 76.6%
Net result€4k-€-4k€12k€7k▼ 42.1%€14k▲ 92.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€30k▼ 17.2%
Current assets
€32k▲ 26.5%
Equity and liabilities €63k
Equity
€52k▲ 35.7%
Debt
€10k▼ 56.7%
The debt ratio falls from 38.0% to 16.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€29k▲
2024 · €20k
Cash flow
€20k▲
2024 · €14k
Solvency
83.6%▲
2024 · 62.0%
Current ratio
3.47▲
2024 · 1.26
Quick ratio
3.00▲
2024 · 0.96
Debt / equity
0.20▼
2024 · 0.61
ROE
26.3%▲
2024 · 18.5%
ROA
22.0%▲
2024 · 11.5%
Interest coverage
29.33▼
2024 · 30.42
Debt
€10k▼
2024 · €24k
Debt ≤ 1 year
€9k▼
2024 · €20k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€63k▲
Formation expenses20€71€0▼
Fixed assets21/28€37k€30k▼
Tangible fixed assets22/27€37k€30k▼
Land and buildings22€33k€28k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€39€0▼
Current assets29/58€26k€32k▲
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€12k€19k▲
Trade receivables40€12k€9k▼
Other amounts receivable41€0€11k▲
Cash at bank and in hand54/58€7k€9k▲
Equity and liabilities
Total equity and liabilities10/49€62k€63k▲
Equity10/15€39k€52k▲
Contributions10/11€20k€20k=
Reserves13€19k€33k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€19k€33k▲
Amounts payable17/49€24k€10k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€20k€9k▼
Current portion of amounts payable after more than one year42€10k€3k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€1k€5k▲
Taxes450/3€1k€5k▲
Other amounts payable47/48€3k€0▼
Accrued charges and deferred income492/3€943€990▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€23k€32k▲
Operating profit (loss)9901€13k€23k▲
Financial income75/76B€0€193▲
Recurring financial income75€0€193▲
Financial charges65/66B€652€993▲
Recurring financial charges65€652€993▲
Profit (loss) for the period before taxes9903€12k€22k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€7k€14k▲
Profit (loss) for the period to be appropriated9905€7k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€14k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€7k€14k▲
To other reserves6921€7k€14k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
31-03
Financial
Highest result since 2019net €14k ▲92.5%
Operating result €23k, net result €14k, both a record.
31-03
Financial
Liquidity triplescurrent ratio 3.47
Current ratio from 1.26 to 3.47; short-term debt falls from €20k to €9k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Weakest financial yearnet €-4k ▼194%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt(KRU) 179770 KruisemGround area
247 m²
Building footprint
155 m²
Parcel 45017B0228/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Markt(KRU) 17, 9770 Kruisem
since 19862.028.584.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B0228/00R000 | Flanders | 247 m² | 1 · 155 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LE REPAIRE DU SOMMELIER
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TitulusOever
BE 0722.935.654
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Xpertvinum
BE 0870.353.383
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CHATEAU EVENTS
BE 0666.834.517
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LIMOVIN
BE 0479.414.580
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Of 2,326 companies in sector 47251 we hold annual accounts for 420. 309 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-1986
Fiscal year end31-03
Activities, NACEBEL
47251Retail sale of wines and spirits
52112
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.