Equity
-€32,850
Debts exceed assets in financial year 2025.
UTOPIA
Overview
Lifetime
2 annual accounts with figures on one time axispeak €18,002 (2025)
€18,002▲ €22,826
lowest -€31,582 (2025)
-€31,582▼ €26,314
peak -€1,268 (2024)
-€32,850▼ €31,582
€63,020▲ 142%
Board1 name since 2024
1 director
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from -€4,824 to €18,002Loss of €31,582Equity from -€1,268 to -€32,850Debts from €26,092 to €63,020
Key points
from the 2025 annual accountsLosses
-€36,850 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Turnover
≈ €130,000 estimated
The micro format states no turnover.
Debts
€63,020 209% of the balance sheet
Financial debts 63%Suppliers 1%Taxes and wages 19%Other 17%
Of this, €12,270 falls due within a year.
Liquidity
1.90 was 27.51 in 2024
Short-term debts rose from €592 to €12,270.
Position in the sector
-108.9%
Lower solvency than 95% of companies in social work without accommodation. Sector median 39.9% · 732 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,654 companies had the same profile as UTOPIA has now. Each dot stands for 20 companies, two years later.
84.6%
were still trading
5.8%
stopped another way
8.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,654 companies, not a prediction for UTOPIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1005861492
Incorporation
Founding capital of €4,000, 100 shares · Founder: · Appointment: (director) · published on 13-02-2024 · Gazette deed
First establishment
Leuvensesteenweg 106, Boortmeerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| UTOPIA Boortmeerbeek | €30,171 | €18,002 | -108.9% | - |
| De Vedetjes Puurs-Sint-Amands | €33,951 | €17,537 | 53.3% | - |
| Wonderboom Antwerp | €28,215 | €17,132 | 61.1% | - |
| La Farandole de Tati Fontaine-l'Evêque | €19,727 | €18,516 | 39.5% | - |
| De Kruiptuin Zottegem | €23,706 | €28,889 | -17.3% | - |
| KDV Tierlantijn Zonnebeke | €26,407 | €29,799 | -36.5% | - |
| Lisa Aerts Geel | €57,687 | €25,441 | 13.5% | - |
These companies have the same main activity as UTOPIA: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €19,700 and €57,700, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 09-02-2024Normal situation
- Activity
- Day nurseries and crèchesNACE 88911
- Establishment unit
- 2.355.827.4193191 Boortmeerbeek, since 09-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €18,002
- €31,582▲ 500%
- -€32,850▼ 2,491%
- €30,171▲ 21.5%
- Employeeson 31-12-2025
- 2
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on UTOPIA
UTOPIA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€32,850) and a net result of -€31,582.
Its solvency ranks better than 5% of 732 sector peers (NACE 88, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 23-07-2026, 8 days before the deadline€18,002
▲ €22,826
-€31,568
▼ €26,458
-€31,582
▼ €26,314
€11,077
▼ 29.5%
-108.9%
▼ 103.8 percentage points
1.90
▼ 25.61
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €61,000 and €320,000.
Balance sheet
balance sheet total €30,171 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
-108.9%
Lower than 95% of 732 companies in 2025.
1.90
Higher than 57% of 718 companies in 2025.
-104.7%
Lower than 95% of 722 companies in 2025.
UTOPIA
Middle half of the sector
80% of the sector
Micro accounts in social work without accommodation (NACE 88)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Staff
€26,360
Staff costs divided by the average number of full-time equivalents.
+2 people
people who joined
people who left
In 2025, 4 people joined and 2 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
30,171 | 24,825 | |
21/28 |
6,824 | 8,530 | |
22/27 |
6,824 | 8,530 | |
26 |
6,824 | 8,530 | |
29/58 |
23,347 | 16,295 | |
40/41 |
2,908 | 3 | |
40 |
2,877 | - | |
41 |
31 | 3 | |
54/58 |
20,439 | 15,937 | |
490/1 |
0 | 355 | |
| Balance sheet: equity and liabilities | |||
10/49 |
30,171 | 24,825 | |
10/15 |
-32,850 | -1,268 | |
10/11 |
4,000 | 4,000 | |
14 |
-36,850 | -5,268 | |
17/49 |
63,020 | 26,092 | |
17 |
50,750 | 25,500 | |
170/4 |
40,000 | 20,000 | |
178/9 |
10,750 | 5,500 | |
42/48 |
12,270 | 592 | |
44 |
600 | 592 | |
440/4 |
600 | 592 | |
45 |
11,671 | - | |
450/3 |
1,132 | - | |
454/9 |
10,539 | - | |
| Income statement | |||
9900 |
18,002 | -4,824 | |
62 |
47,449 | - | |
630 |
1,706 | - | |
640/8 |
415 | 286 | |
9901 |
-31,568 | -5,110 | |
75/76B |
192 | 10 | |
75 |
192 | 10 | |
65/66B |
206 | 168 | |
65 |
206 | 168 | |
9903 |
-31,582 | -5,268 | |
9904 |
-31,582 | -5,268 | |
9905 |
-31,582 | -5,268 | |
| Appropriation of the result | |||
9906 |
-36,850 | -5,268 | |
14P |
-5,268 | - | |
| Social balance sheet | |||
9087 |
1.8 | - | |
Hours worked1013 |
2,407 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 23-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2025, 1 entry, €16,468 awarded, €16,468 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -29,862 | - | ||
| -29,876 | - | ||
| 0 | 8,530 | ||
| 4,502 | - | ||
| 11,077 | 15,703 | ||
| -108.9% | -5.1% | ||
| 1.90 | 27.51 | ||
| -104.7% | -21.2% | ||
| -144.84 | - |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 |
|---|---|
| Employees at the balance-sheet date | 2 |
| full-time | 2 |
| part-time | 0 |
| in full-time equivalents | 2 |
| 1.8 | |
| On a permanent contract | 2 |
| Joined | 4 |
| Left | 2 |
| Training hours | 0 |
Source: social balance sheet in the 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €8,530 |
| €1,706 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on UTOPIA
The operating result for 2025 is a loss of €31,568, larger than the loss of €5,110 in 2024.
Equity is negative. Debt (€63,020) exceeds the balance-sheet total (€30,171).
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 13-02-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 23-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 13-02-2024
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 13-02-2024, still in office
Control
Founder
This company
UTOPIA
Equity -€32,850
Loss €31,582 in 2025
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- -€328 in 2025
- Source
- deed of 13-02-2024
Articles of association
deed of 13-02-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 13-02-2024 ↗
- 100 shares (100%) · €4,000 in cash
Network & group
No group
UTOPIA has no parent and no holdings in its annual accounts. is the only director. UTOPIA shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:1005861492
Annual accounts 2025 filed NBBmicro format · 8 days before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 6 days before the deadline
2024
IncorporationFounding capital of €4,000, 100 shares · Founder: · Appointment: (director) · published on 13-02-20246 points ▸
- Founder,
- Founding capital, €4,000, 100 shares
- Capital, €4,000
- Registered office clause, Leuvensesteenweg 106, 3191 Boortmeerbeek (Hever)
- Board rule, 1
- Director appointment, (director (not named in the articles))
- The deed holds 2 more points.
First establishment Leuvensesteenweg 106, Boortmeerbeek
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1005.861.492
- VAT number
- BE 1005.861.492
- Peppol ID
- 0208:1005861492
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 09-02-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- UTOPIA in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-02-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 13-02-2024 (in Dutch)
Activities
NACEBEL 202588911
Day nurseries and crèches main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitbaten van een kinderdagverblijf en opvangtehuis voor kinderen; Het organiseren van vormingsactiviteiten die betrekking hebben op de…”deed of 13-02-2024 (in Dutch)
14 activities
- Het uitbaten van een kinderdagverblijf en opvangtehuis voor kinderen
- Het organiseren van vormingsactiviteiten die betrekking hebben op de visie van een kinderdagverblijf
- Het verstrekken van diensten betreffende de ontwikkeling en opvang van kinderen
- Het bieden van pedagogische coaching, opvoedingsondersteuning, therapie, vorming, training en opleidingen rond kind- en gezin gerelateerde thema’s
- Het organiseren van workshops en alle andere soorten kind gerelateerde activiteiten
- Het verkopen van voedingsproducten, non-food producten en kind gerelateerde producten zoals (wasbare) luiers, verzorgingsproducten enzovoort
- Het aanbieden van een traiteurdienst voor de bereiding en verkoop van verse (baby)maaltijden
- Overige vormen van onderwijs
- Zowel in België als in het buitenland, onder eender welke vorm, participaties te verwerven en aan te houden in vennootschappen en ondernemingen
- Het deelnemen in of de directie voeren over andere vennootschappen en ondernemingen; het management en het bestuur van om het even welke ondernemingen en vennootschappen; het optreden als vereffenaar
- Het verlenen van technische, administratieve of commerciële bijstand aan alle Belgische en buitenlandse ondernemingen; het verlenen van financiële bijstand
- Haar patrimonium, bestaande uit onroerende en roerende goederen en rechten, te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden; alle onroerende verrichtingen, inclusief onroerende leasing
- De aankoop, verhuur, onderhoud en verkoop van alle roerende goederen - desgevallend ten behoeve van eigen handelsverrichtingen of voor handelsverrichtingen van derden - zoals alle soorten materieel, gereedschappen, machines, installaties en computers, soft- en hardware
- Het aanvragen, verwerven, verhandelen en exploiteren van licenties, octrooien, merken en dergelijke
Registered office and establishments
1 establishment| Establishment | Start date | Unit number | FASFC approval |
|---|---|---|---|
| Leuvensesteenweg 106 registered office 3191 Boortmeerbeek | 09-02-2024 | 2.355.827.419 | Child day-care centre (only distribution of meals) |
Buildings and parcels at the address
- Ground area
- 833 m²
- Buildings
- 194 m²
- Volume, LiDAR
- 353 m³
- Tallest building
- 9.8 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24039B0072/00T000 | 833 m² | 1 · 194 m² | 9.8 m |
Recognitions
Food safety, FASFC
1 siteBoortmeerbeekunit number 2.355.827.419
Care and welfare
1 serviceUtopia