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De Kruiptuin

Active
Private limited companyfounded 20242 yrs activeDoornweg 5, 9620 Zottegem, BelgiumKBO/BCE: BE 1009.244.418
Summary

De Kruiptuin has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,108) and a net result of -€8,108. Its solvency ranks better than 9% of 531 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes
Profitability0
Solvency8
Growth-
Track record67
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.94; short-term debt: 86.4% and cash: 2.7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-17.3%
Return on assets
-34.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

De Kruiptuin was incorporated on 9 May 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€4,108
Total assets
€23,706
Net result
-€8,108
Working capital
-€1,156

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €23,706
Fixed assets €4,378
Current assets €19,328
Key figures and ratios
2025 value
EBITDA
-€6,873
Cash flow
-€7,731
Solvency
-17.3%
Current ratio
0.94
Debt to equity
-6.77
ROA
-34.2%
Interest coverage
-8.52
Debt
€27,814
Debt ≤ 1 year
€20,484
Debt > 1 year
€7,330
Income taxes
€53
Staff costs
€33,353

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€23,706
Fixed assets21/28€4,378
Tangible fixed assets22/27€1,978
Plant, machinery and equipment23€893
Furniture and vehicles24€1,085
Financial fixed assets28€2,400
Current assets29/58€19,328
Amounts receivable within one year40/41€298
Trade receivables40€284
Other amounts receivable41€14
Cash at bank and in hand54/58€630
Deferred charges and accrued income490/1€18,400
Equity and liabilities
Total equity and liabilities10/49€23,706
Equity10/15-€4,108
Contributions10/11€4,000
Profit (loss) carried forward14-€8,108
Amounts payable17/49€27,814
Amounts payable after more than one year17€7,330
Other amounts payable178/9€7,330
Amounts payable within one year42/48€20,484
Trade debts44€3,541
Suppliers440/4€3,541
Advances received on contracts in progress46€3,096
Taxes, remuneration and social security45€9,437
Taxes450/3€3,818
Remuneration and social security454/9€5,619
Other amounts payable47/48€4,410
Income statement Code2025
Remuneration, social security and pensions62€33,353
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€377
Other operating charges640/8€2,409
Gross operating margin9900€28,889
Operating profit (loss)9901-€7,250
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€807
Recurring financial charges65€807
Profit (loss) for the period before taxes9903-€8,055
Income taxes67/77€53
Profit (loss) for the period9904-€8,108
Profit (loss) for the period to be appropriated9905-€8,108
Appropriation of the result
Profit (loss) to be appropriated9906-€8,108

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€33,353
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€377
Other operating charges640/8€2,409
Gross operating margin9900€28,889
Operating profit (loss)9901-€7,250
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€807
Recurring financial charges65€807
Profit (loss) for the period before taxes9903-€8,055
Income taxes67/77€53
Profit (loss) for the period9904-€8,108
Profit (loss) for the period to be appropriated9905-€8,108
Line2025
Assets
Total assets20/58€23,706
Fixed assets21/28€4,378
Tangible fixed assets22/27€1,978
Plant, machinery and equipment23€893
Furniture and vehicles24€1,085
Financial fixed assets28€2,400
Current assets29/58€19,328
Amounts receivable within one year40/41€298
Trade receivables40€284
Other amounts receivable41€14
Cash at bank and in hand54/58€630
Deferred charges and accrued income490/1€18,400
Equity and liabilities
Total equity and liabilities10/49€23,706
Equity10/15-€4,108
Contributions10/11€4,000
Profit (loss) carried forward14-€8,108
Amounts payable17/49€27,814
Amounts payable after more than one year17€7,330
Other amounts payable178/9€7,330
Amounts payable within one year42/48€20,484
Trade debts44€3,541
Suppliers440/4€3,541
Advances received on contracts in progress46€3,096
Taxes, remuneration and social security45€9,437
Taxes450/3€3,818
Remuneration and social security454/9€5,619
Other amounts payable47/48€4,410
Line2025
Profit (loss) for the period9904-€8,108
+ Depreciation and write-downs630€377
Operating cash flow (approximation)-€7,731

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,742 m²
Building footprint
536 m²
Parcel 41081A0664/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
De Kruiptuin
Doornweg 5, 9620 ZottegemDay nurseries and crèches
since 20242.359.734.044
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41081A0664/00R000 Flanders 1,742 m² 1 · 536 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 62,299 EUR awarded · 62,299 EUR paid
Year Entries awardedpaid
2025 1 62,299 EUR62,299 EUR
Schemes
1 entry · 62,299 EUR · 62,299 EUR paid · Opgroeien regie

Recognitions · licences · registrations

Food safety, FASFC

1 site
Zottegem2.359.734.044
1 permission
Toelating · Crèche (bereiding - distributie maaltijden) · since 01-09-2024

Care and welfare

1 service
De Kruiptuin
Opgroeien (child and family agency) · live
Groepsopvang · Voorschoolse Opvang

Dual-learning approval

1 live approval
Kinderbegeleider duaal (so)
Goedgekeurd · 2025 to 2030

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,589 companies in sector 88911 we hold annual accounts for 708. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.